If you could sit down with your 20-year-old self and talk money… what would you say?This week, inspired by Jay Shetty’s viral money lessons, we’re sharing the lessons we wish someone had told us sooner. From wasting cash on fast fashion and staying stuck in scarcity, to ignoring the power of investing early, these are the money mistakes we’d never repeat… and the reframes that actually changed everything.We unpack:✨ Why stacking skills is the best investment you’ll ever make✨ How to find the fun in earning and diversifying your income✨ The underrated value of generosity (even when you feel broke)✨ Why your reputation is worth as much as your salary✨ And the biggest reframe of all: money as a tool, not a status symbolPlus, we put a twist on Rich Girl Habits: the one habit that set us up best over the last decade, and what we’d start today if we were turning 20 again.Find us on Instagram or TikTok, and if you haven’t already, hit follow in your podcast app (it really helps our small business grow).And for Rich Girl Habits, we ask: what’s the habit that’s set us up best over the last decade, and what would we start today if we were turning 20 again?Find us on Instagram or TikTok, and if you haven’t already, hit follow in your podcast app (it really helps our small business grow).We hope you’re So Invested.
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How do I start a personal brand?
A LinkedIn post from Lucy Wark got us thinking about our 'career brands'... your personal brand but in a career setting. Your career isn’t about climbing a ladder, it’s about building an identity that grows and changes as you progress and the best way to do that is through building a career brand. In this episode, we unpack how to create transferable skills that let you pivot between roles, the art of rebranding yourself to elevate your career, and tangible strategies for building a career or personal brand that lasts. Think of it as your playbook for staying relevant, future-proofing your work identity, and standing out in a noisy job market.And of course, Rich Girl Habits! Find us on Instagram or TikTok, and if you haven’t already, hit follow in your podcast app (it really helps our small business grow).We hope you're So Invested.
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Definitely NOT about who pays on the first date
Hot take: Dating in 2025 feels less like romance and more like economics...
Inspired by the film Materialists and the conversations it’s sparked, we unpack the financial impact of the dating apps on modern dating: the rise of financial transparency as a new love language, why accidental “ROI thinking” might be killing the vibe, and of course, the "who pays on the first date" etiquette.
And we weigh in on a community dilemma: should you pay someone back for dates if things don’t work out?
Find us on Instagram or TikTok, and if you haven’t already, hit follow in your podcast app (it really helps our small business grow).
We hope you're So Invested.
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35:33
Is property a good investment?
Buying a home has always been part of the “Australian dream” but in 2025, it feels like the dream looks a little different. Some people are diving into property, others are choosing to rent and invest elsewhere, and a growing number are packing up and moving overseas instead. So, how are people making it work?
In this episode, we unpack:
Generational shifts in property – why our 30s look so different to our parents’ 30s
Investing vs. lifestyle – should your first property be a home or an investment?
Long-term planning – the maths of saving for a deposit and what it really takes
The Bank of Mum & Dad – 30% of first-home buyers are getting help from parents… so why does it feel so taboo?
We also tackle a community dilemma: “Am I the asshole for not wanting my partner’s parents to chip in for our house deposit?” – unpacking the financial, emotional and relational layers of accepting help.
Whether you’re a renter, a soft saver, or already on the property ladder, this conversation is about being honest with where you’re at, and giving yourself permission to start exploring the options.
This episode is brought to you by ScaleApp - your personalised solution to navigate the property market.
Find us on Instagram or TikTok, and if you haven’t already, hit follow in your podcast app (it really helps our small business grow).
We hope you're So Invested.
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The book that flipped our money mindset
For our very first Investment Club episode, we’re diving into the book Die With Zero - a money mindset read that challenges the way we think about saving, spending, and what it really means to live well.
We unpack the big ideas, including:
Why over-saving might just be scarcity in disguise
The concept of the “memory dividend” and how experiences compound over time
How to smooth your spending across life stages (aka when to enjoy your money vs. when to save it)
Why giving earlier - to your kids, your community, or yourself - creates more impact
And the simple exercise of mapping “time buckets” so you don’t miss your best years
Whether you’ve read the book or not, this episode is your shortcut to the biggest lessons, and how they apply to your own money, career, and choices today.
Plus: a life update from our break, and why we started the Investment Club in the first place.
Find us on Instagram or TikTok, and if you haven’t already, hit follow in your podcast app (it really helps our small business grow).
Find our recommendations from this episode (and previous ones) on Rave!
We hope you're So Invested.
The weekly money conversation that’s been missing from your group chat.
Smart, unfiltered chats about money, business, and building a life you’re invested in.
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