money money money

Kat and Ty are in their mid-30s living in Sydney's inner west. With a baby due in January and careers in flux, Kat and Ty are also worried about outgrowing their 2-bed apartment and wondering what they need to prioritise to stay on track.

money money money is proudly supported by Sphere Home Loans and Skye Wealth.
Need a mortgage broker? Check out https://www.spherehomeloans.com.au
Need to review your personal insurances? Head to https://skye.com.au

Apply to be a guest! https://apply.moneypodcast.com.au/
🏡 Join our Facebook community: https://bit.ly/m3fbgroup
Watch us on Youtube: https://www.youtube.com/@m3.podcast
Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.
Hosted on Acast. See acast.com/privacy for more information.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now: https://amzn.to/4svhyoH
Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing: https://www.investingbook.com.au/

In this Q&A, Glen, John and Rach chat about:

👉🏼 moving banks when you've got a small home loan and a lot sitting in redraw
👉🏽 reducing your loan term when refinancing
👉🏾 building wealth while protecting yourself from the risks of a partner's gambling
👉🏿 community question: what's a financial goal you've achieved and how?
👉🏻 a uni student with $50K in the bank torn between a dream car and building wealth
👉 pay the large tax bill or go on an ATO payment plan?

Need a system to manage your money? Check out the Glen James Spending Plan

money money money is proudly supported by Sphere Home Loans and Skye Wealth.
Need a mortgage broker? Check out https://www.spherehomeloans.com.au
Need to review your personal insurances? Head to https://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show
🏡 Join our Facebook community: https://bit.ly/m3fbgroup
Watch us on Youtube: https://www.youtube.com/@m3.podcast
Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.
Hosted on Acast. See acast.com/privacy for more information.

Baptist World Aid Australia is a charity money money money has partnered with for years, and every two years they release the Ethical Fashion Guide which shows how the fashion brands we buy from rate on their ethical practices. In today's chat Glen is joined by Ethical Fashion Advocacy Lead Kat Halliday for a deep dive into the 2026 results. They touch on:

👉🏼 the top-scoring brand of 2026 & what goes into a brand's score
👉🏽 why progress has stalled, and what the average score tells us
👉🏾 what a living wage really is and why so few factories pay one
👉🏿 why sustainability isn't just about using sustainable fibres
👉🏻 top-scoring brands and how to look up any brand yourself
👉 how we can shop better as consumers
👉🏼 low-scoring brands and what can cause a low score
👉🏽 how to speak up to your favourite brands and your MP

Ethical Fashion Guide: https://baptistworldaid.org.au/resources/ethical-fashion-guide/
Speak Out to Your MP tool: https://baptistworldaid.org.au/speak-out-to-your-mp/
Behind the Barcode podcast: https://baptistworldaid.org.au/behind-the-barcode/
Donate: https://baptistworldaid.org.au/appeals/ethical-fashion-research/

money money money is proudly supported by Sphere Home Loans and Skye Wealth.
Need a mortgage broker? Check out https://www.spherehomeloans.com.au
Need to review your personal insurances? Head to https://skye.com.au

Apply to be a guest! https://apply.moneypodcast.com.au/
🏡 Join our Facebook community: https://bit.ly/m3fbgroup
Watch us on Youtube: https://www.youtube.com/@m3.podcast
Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.
Hosted on Acast. See acast.com/privacy for more information.

In this episode Glen chats with Rachel who has a young family, two investment properties and a dream of a bigger home on some land. She wants to know whether to keep investing for the next three to five years before selling down to upgrade, or to act sooner and carry a bit more debt.

money money money is proudly supported by Sphere Home Loans and Skye Wealth.
Need a mortgage broker? Check out https://www.spherehomeloans.com.au
Need to review your personal insurances? Head to https://skye.com.au

Apply to be a guest! https://apply.moneypodcast.com.au/
🏡 Join our Facebook community: https://bit.ly/m3fbgroup
Watch us on Youtube: https://www.youtube.com/@m3.podcast
Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.
Hosted on Acast. See acast.com/privacy for more information.

In this episode Glen and John unpack 6 things you can do to protect yourself in a recession. They touch on:

👉🏼 what a recession actually is, and when we last had one
👉🏽 having an investment strategy built for the long haul
👉🏾 why you need to review your goals
👉🏿 the mortgage health check and questions to ask your broker
👉🏻 a traffic-light wants vs needs analysis + 4 levers to get more money
👉 being cashed up and debt free + how much you need in your emergency fund
👉🏼 knuckling down on your career

Need a system to manage your money? Check out the new and improved Glen James Spending Plan

Books 👇
Sort Your Money Out: and Get Invested: https://link.amazon/B0hRCW1Q2
Sort Your Career Out: And Make More Money: https://link.amazon/B0heXLROT
Sort Your Property Out: And Build Your Future: https://link.amazon/B0eVAdlKt
12 Months to Retire Right: https://link.amazon/B07u9ZQgE

money money money is proudly supported by Sphere Home Loans and Skye Wealth.
Need a mortgage broker? Check out https://www.spherehomeloans.com.au
Need to review your personal insurances? Head to https://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show
🏡 Join our Facebook community: https://bit.ly/m3fbgroup
Watch us on Youtube: https://www.youtube.com/@m3.podcast
Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.
Hosted on Acast. See acast.com/privacy for more information.