money money money

In this episode Glen chats with Rachel who has a young family, two investment properties and a dream of a bigger home on some land. She wants to know whether to keep investing for the next three to five years before selling down to upgrade, or to act sooner and carry a bit more debt.

money money money is proudly supported by Sphere Home Loans and Skye Wealth.
Need a mortgage broker? Check out https://www.spherehomeloans.com.au
Need to review your personal insurances? Head to https://skye.com.au

Apply to be a guest! https://apply.moneypodcast.com.au/
🏡 Join our Facebook community: https://bit.ly/m3fbgroup
Watch us on Youtube: https://www.youtube.com/@m3.podcast
Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.
Hosted on Acast. See acast.com/privacy for more information.

In this episode Glen and John unpack 6 things you can do to protect yourself in a recession. They touch on:

👉🏼 what a recession actually is, and when we last had one
👉🏽 having an investment strategy built for the long haul
👉🏾 why you need to review your goals
👉🏿 the mortgage health check and questions to ask your broker
👉🏻 a traffic-light wants vs needs analysis + 4 levers to get more money
👉 being cashed up and debt free + how much you need in your emergency fund
👉🏼 knuckling down on your career

Need a system to manage your money? Check out the new and improved Glen James Spending Plan

Books 👇
Sort Your Money Out: and Get Invested: https://link.amazon/B0hRCW1Q2
Sort Your Career Out: And Make More Money: https://link.amazon/B0heXLROT
Sort Your Property Out: And Build Your Future: https://link.amazon/B0eVAdlKt
12 Months to Retire Right: https://link.amazon/B07u9ZQgE

money money money is proudly supported by Sphere Home Loans and Skye Wealth.
Need a mortgage broker? Check out https://www.spherehomeloans.com.au
Need to review your personal insurances? Head to https://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show
🏡 Join our Facebook community: https://bit.ly/m3fbgroup
Watch us on Youtube: https://www.youtube.com/@m3.podcast
Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.
Hosted on Acast. See acast.com/privacy for more information.

In this episode Glen is joined by David Moloney, management consultant and author of Points: Mastering the Game of Frequent Flyers to unpack how to maximise frequent flyer loyalty programs with your every day spend. They touch on:

👉🏼 Qantas vs Velocity for business rewards
👉🏽 how loyalty programs make their money
👉🏾 is chasing points worth it? the risks vs reward
👉🏿 points vs status credits, what's the difference?
👉🏻 the best and worst ways to use your points
👉inflation & how to avoid the devaluation of your points
👉🏼 tips on how to optimise your points
👉🏽 Glen's personal case study: what's the ROI on his business credit card spending?
👉🏾 and some rapid fire questions

Mentioned in the chat:
Points: Mastering the Game of Frequent Flyers: https://link.amazon/B0bskHcL2
12 Months to Retire Right: https://link.amazon/B07u9ZQgE
Website: https://learnearnburn.com/

money money money is proudly supported by Sphere Home Loans and Skye Wealth.
Need a mortgage broker? Check out https://www.spherehomeloans.com.au
Need to review your personal insurances? Head to https://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show
🏡 Join our Facebook community: https://bit.ly/m3fbgroup
Watch us on Youtube: https://www.youtube.com/@m3.podcast
Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.
Hosted on Acast. See acast.com/privacy for more information.

Get our new book, 12 Months to Retire Right: https://link.amazon/B07u9ZQgE

*Beth and her husband are high income earners, yet they don't feel like they're flushed with cash. Where's the money going? Glen takes a look under the hood of their situation.

*Names changed for privacy

Need a system to manage your money? Check out the Glen James Spending Plan

money money money is proudly supported by Sphere Home Loans and Skye Wealth.
Need a mortgage broker? Check out https://www.spherehomeloans.com.au
Need to review your personal insurances? Head to https://skye.com.au

Apply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show
🏡 Join our Facebook community: https://bit.ly/m3fbgroup
Watch us on Youtube: https://www.youtube.com/@m3.podcast
Check out all our show resources: https://www.moneypodcast.com.au/mmmshownotes

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.
Hosted on Acast. See acast.com/privacy for more information.

Get our new book, 12 Months to Retire Right, out now! https://link.amazon/B07u9ZQgE

For most Aussies, retirement raises two big questions: what will I do with my time and will my money last? In today's episode Glen and co-author Vince Scully unpack their step-by-step guide, 12 Months to Retire Right which is officially available online and in stores today. They touch on:

👉🏼 the 12 chapters in the book
👉🏽 the retirement myth Vince says he sees the damage of every single day
👉🏾 what super actually is, and why it's worth understanding at any age
👉🏿 how to get the right advice, from the right place, at the right time
👉🏻 mortgage, super, or invest?
👉 what to know before you trust an online retirement calculator
👉🏼 why property is great for building wealth but gets clunky in retirement

This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.
Hosted on Acast. See acast.com/privacy for more information.