this is property

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH
John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

In this Q&A, Rach and John chat about:

👉🏼 a couple seeking reassurance about whether to upsize
👉 should we build a duplex or buy more investment properties?
👉🏾 they want to keep their original PPOR when they upsize but what do the numbers say?
👉🏿 how does commercial property stack up as an investment following the Budget changes?

Listen to episode 838 on commercial property: Apple Podcast | Spotify

this is property is proudly brought to you by:
Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent
Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service
Sphere Home Loans: https://www.spherehomeloans.com.au
Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH
John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

In this episode Rach sits down with mortgage brokers, Aaron Christie-David from Atelier Wealth and host of the Built Different podcast and Katie Thomas from Focus Finance, who's also been named Australia's #1 residential broker. They chat about what's actually happening with investor lending right now, touching on:

👉🏼 the investor lending landscape right now and how it's changed
👉🏽 what's the outlook for commercial property?
👉🏾 should investors buy now or buy later?
👉🏿 what are sophisticated investors doing right now?
👉🏻 how Katie & Aaron work with clients on strategy and risk management
👉 what happens when serviceability becomes an issue?
👉🏼 can people still build the same portfolios today as they could 10 years ago?

Connect with Katie & Aaron below:
Katie's IG: https://www.instagram.com/katie_focusfinance/
Aaron's IG: https://www.instagram.com/aaronc_d/?hl=en

this is property is proudly brought to you by:
Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent
Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service
Sphere Home Loans: https://www.spherehomeloans.com.au

Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH
John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

In today's episode Rach chats with Helen Tarrant, director of Unikorn Commercial Property, one of Australia's leading commercial buyer's agents. Helen has so much experience and knowledge having built a $30M portfolio and helped guide and educate Australians in their commercial property investing journey since 2016. Strap in because this episode is packed with insights and tips! They touch on:

👉🏼 Helen's story - from beauty therapist and law student to now
👉🏽 commercial vs residential - the key differences
👉🏾 types of commercial property and what Helen recommends for beginners
👉🏿 what's the outlook for commercial property in the next 5 years?
👉🏻 how commercial leases actually work
👉 buy a property tenanted or vacant?
👉🏼 average hold times and understanding your strategy
👉🏽 biggest commercial investor mistakes
👉🏾 how commercial lending works

Learn more about Unikorn: https://unikorn.com.au/

this is property is proudly brought to you by:
Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent
Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service
Sphere Home Loans: https://www.spherehomeloans.com.au
Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH
John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

In today's episode John and Rach discuss:

👉🏼 40 year loan terms: banks are pivoting to find ways to improve investor lending
👉🏽 a practical example of how this changes an investor's borrowing power
👉🏾 how often should your property manager inspect your property?
👉🏿 when is it worth switching property manager and how to
👉🏻 how do banks assess genuine savings vs gifted deposit?
👉 a developer wants to buy my apartment, what should I consider?

this is property is proudly brought to you by:
Envisage Property: https://www.envisageproperty.com.au/
Sphere Home Loans: https://www.spherehomeloans.com.au

Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH
John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

A Sydney suburb has made headlines falling nearly $600,000 in a year according to the AFR. In this episode John chats with Vince Scully from Life Sherpa to unpack the data and context that isn't mentioned, leading into a wider chat about boom and busts cycles. They touch on:

👉🏼 what the headline doesn't tell us about the Sydney suburb that fell
👉🏽 understanding that there are markets within markets
👉🏾 what happens to property during a downturn?
👉🏿 is the 18.6 year cycle theory legit?
👉🏻 was it easier or harder to buy a house when interest rates were 17%?
👉 where does Vince see the unemployment rate and house prices going
👉🏽 tips for investors
👉🏾 will the property changes be reversed or are they here to stay?

Related episodes:
739 the boom bust property cycle explained + where are we now? Listen on Apple | Listen on Spotify
344 timing the market: Listen on Apple Podcast | Listen on Spotify

Book 15min free chat with John Pidgeon here: https://www.envisageproperty.com.au/free-consultation
Glen James' and Vince Scully's new book, 12 Months to Retire Right: https://link.amazon/B07u9ZQgE

this is property is proudly brought to you by:
Envisage Property: https://www.envisageproperty.com.au/
Sphere Home Loans: https://www.spherehomeloans.com.au

Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
Hosted on Acast. See acast.com/privacy for more information.