747 using a parental guarantee to get a better investment property at 23
At 23, Dan* bought his first property as an investment with a combination of hard work, strategy and support from his parents. In today's episode Dan joins Rachelle to share the steps he took to do that, touching on:👉 the early money habits he established after reading The Barefoot Investor at 15👉🏼 his saving and investing journey and how he saved that deposit👉🏽 seeing a mortgage broker and deciding whether to buy to live in vs buy to invest👉🏾 asking his parents for a parental guarantee to buy a better asset👉🏿 the type of property, purchase price and location he bought👉🏻 why he used a BA👉 the challenges he faced👉🏼 and his tip for anyone wanting to get into the market*Name changed for privacyHave a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcastWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.
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746 is it too late to buy? BA red flags, Victoria’s hot market + more
John and Rachelle answer your questions!👉 renovate home or buy an investment first?👉🏼 what type of valuation should I get?👉🏽 what to ask a buyers agent before you commit👉🏾 is it a good idea to buy an investment property with cash?👉🏿 best structure to buy a working farm👉🏻 have I missed the boat to buy my first IP?👉 what’s happening in Melbourne property market sub 1M👉🏼 how much do you need to buy an IP?👉🏽 how has the FHB scheme affected markets?👉🏾 how to buy second IP without cash👉🏿 paying off loans, selling and exit strategiesHave a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcastWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.
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745 backlash over boom bust episode, 90% no LMI lending, trust lending crackdown + more
John and Rachelle unpack the latest lender policy shifts, UBank’s new 90% no-LMI offering plus listener feedback they received on a recent episode that sparked backlash. Glen James also drops in for a discussion around rentvesting.👉🏻 Macquarie bank pulls out of trust and company lending👉 Ubank offers 90% loans with no LMI👉🏼 discussing feedback on the boom bust property cycle episode👉🏽 Glen, Rach and John debate the rentvesting strategyThe boom bust property cycle episode: https://open.spotify.com/episode/61ldDLT57VZCRSKaJ55J8i?si=5a4d2331b87b4ac5Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcastWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.
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744 buying in the right location for capital growth with Luke Metcalfe
In this episode John & Rachelle chat with Luke Metcalfe, founder of property data insights platform Microburbs, about the data points that matter when researching where to buy. They talk about:👉🏾 what Microburbs actually does & who it's for👉🏻 the most influential data point for choosing a location👉🏼 the post-covid shift to regions & satellite cities👉🏽 what to check first when researching a suburb👉 what gentrification really means for growth👉🏿 public housing thresholds and it's impact on capital growth👉🏾 top 3 mistakes investors make when choosing location👉🏼 supply & demand as the core drivers of growth👉🏻 how the Microburbs platform is improving👉 where Luke would invest right nowCheck out Microburbs here: https://www.microburbs.com.au/Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcastWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.
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743 turning home equity into your first investment (clarity call with John Pidgeon)
In this live clarity call, John chats with long-time listeners Kristyn and Brenton, two teachers from the Central Coast, who are thinking of using equity from their home to invest in property. If you're a first time investor today's episode is packed with actionable tips! John talks to them about:👉🏾 assessing their risk profiles and money mindset👉🏿 using home equity wisely👉🏻 debt recycling explained👉 setting clear investment goals👉🏼 balancing lifestyle with financial growth👉🏽 borrowing capacity vs what you can handle👉🏾 finding the right property price point👉🏿 yield, cash flow & capital growth trade-offs👉🏻 outsourcing vs DIY property search👉 next-step action plan & mindset for investorsNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auGrab John's book Sort Your Property Out & Get Invested: https://www.moneypodcast.com.au/storeRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.
Join John Pidgeon — property investor, coach, buyers’ advocate and author — and Rachelle Kroon, mortgage broker, investor, and founder of Sphere Home Loans, as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and real-world stories. With guests from every corner of the property space, John and Rachelle will help you take your next step with clarity and confidence.Formerly my millennial property. Hosted on Acast. See acast.com/privacy for more information.