this is property

In this episode John walks Rachelle through the 8-point strategy he uses with clients as a buyer's agent and talks about in his book, Sort Your Property Out and Build Your Future. They chat about:

👉🏼 capital growth, cash flow and where tax benefits fit
👉🏽 why price starts with what the bank will lend
👉🏾 what yield you need and how to calculate it
👉🏿 why location is important but doesn't come first
👉🏻 house, unit or something in between
👉 buying entities - whose name and what structure?
👉🏼 loan-to-value ratio
👉🏽 the class of property - the shield of your strategy

John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

this is property is proudly brought to you by:
Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent
Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service
Sphere Home Loans: https://www.spherehomeloans.com.au
Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH
John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

In this episode John interviews Graham and Nicky, New Zealand property investors who went from a lifestyle block in 2009 to a 13-property portfolio. They unpack how they did it, the mistakes, learnings and what's next as they set their sights on property in Australia. They touch on:

👉🏼 life before investing: the lifestyle block, pig farm and commercial gym1
👉🏽 starting their portfolio pre-COVID and the property that went down in value
👉🏾 turning the pig paddocks into Airbnb glamping cabins
👉🏿 how a strategic mortgage broker helped fast track their portfolio
👉🏻 why they've shifted to an aggressive debt reduction strategy
👉 the relocation to Australia and where to from here
👉🏼 how CGT works in New Zealand
👉🏽 mindset, risk alignment and what the next 5-10 years looks like
👉🏾 takeaways and advice for other investors

this is property is proudly brought to you by:
Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent
Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service
Sphere Home Loans: https://www.spherehomeloans.com.au
Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH
John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

John and Rach are back with part two of upsizing in a down market, working through your questions on how to buy and sell at the same time. In this episode they touch on:

👉 what a sunset clause is and when it could work for you or against you
👉🏼 bridging loans and the risks to consider
👉🏽 holding two mortgages or renting short term while you sell?
👉🏾 buy first, sell first, hold both or use bridging finance?
👉🏿 how a deposit bond works, and the risk most people misunderstand
👉🏻 how a simultaneous settlement gets pulled off
👉 keeping your old home as an investment when you upsize

Listen: 718 upsizing & bridging loans: are they worth it??? Apple Podcasts | Spotify

this is property is proudly brought to you by:
Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent
Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service
Sphere Home Loans: https://www.spherehomeloans.com.au

Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH
John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

We're doing a 2-part series on upsizing and answering your questions! In this episode, Rach and John chat about:

👉🏼 what is considered a down market?
👉🏽 the risks of buying before you sell
👉🏿 should I sell my home and buy acreage and build?
👉🏻 when is a property too large and detrimental to resale value?
👉 how to make a competitive offer without overpaying
👉🏼 navigating the psychology of selling "at a loss"
👉🏽 Rach and John's top tips

this is property is proudly brought to you by:
Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent
Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service
Sphere Home Loans: https://www.spherehomeloans.com.au
Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH
John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

In this Q&A, Rach and John chat about:

👉🏼 a couple seeking reassurance about whether to upsize
👉 should we build a duplex or buy more investment properties?
👉🏾 they want to keep their original PPOR when they upsize but what do the numbers say?
👉🏿 how does commercial property stack up as an investment following the Budget changes?

Listen to episode 838 on commercial property: Apple Podcast | Spotify

this is property is proudly brought to you by:
Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent
Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service
Sphere Home Loans: https://www.spherehomeloans.com.au
Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
Hosted on Acast. See acast.com/privacy for more information.