
this is property | property investing: location, equity & growth decisions
30/12/2025 | 37 mins.
Today's episode is a mix of this is property clips exploring how property investors make decisions about location, equity and portfolio growth. Topics include:👉🏿 investment property choice: Sydney vs. regional? (clip from ep731)👉🏻 claiming travel, tools & repairs for interstate properties as tax deductions (clip from ep740)👉 pay off my property or use equity and invest now? (clip from ep731)👉🏼 using equity to buy another investment property (clip from ep737)👉🏽 what data says about choosing location: post-covid shifts & satellite cities (clip from ep 744)Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcastWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

750 from first home to five properties: Chris's investing journey
23/12/2025 | 28 mins.
In today's episode Rachelle interviews listener Chris* about his journey of buying his first home in 2020 to building a five-property portfolio in just a few years. He talks about:👉🏻 buying with an investor mindset from day one👉 how picking locations he knew shaped his strategy👉🏼 how he managed serviceability as a single buyer and as the portfolio grew👉🏽 learnings: his first property was his worst performer*Name changed for privacyHave a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcastWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

749 investing in regional NSW: Tamworth, Orange & Dubbo
16/12/2025 | 47 mins.
Investor activity is surging in regional New South Wales, and buyer’s agent Marcus Davidson joins Rachelle to break down where the opportunities and risks really are. They talk about:👉🏾 how regional markets differ from capital cities👉 investor profiles that Marcus works with👉🏻 areas that Marcus buys in and why👉🏽 Tamworth deep dive - blue chip areas, price points👉🏿 what type of property performs best in Regional NSW👉🏼 risks of buying in regional towns👉🏾 Marcus's 3-5 year outlook for regional NSW👉 infrastructure growth👉🏽 some case studies👉🏼 where Marcus wouldn’t invest, underrated areas, due diligence tips, red flagsHave a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcastWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

748 APRA’s lending cap, major NSW & VIC zoning changes & the 2% shared equity scheme
09/12/2025 | 43 mins.
John and Rach break down three huge property changes hitting the headlines: APRA’s new lending cap coming february 2026, NSW & VIC’s town-centre zoning reforms and the national rollout of the 2% shared-equity scheme.👉🏾 what APRA’s DTI cap actually is and who it affects👉🏿 what's causing prices to continue going upward👉🏻 tips for investors amidst the changes👉 the winners and losers of NSW/VIC town-centre upzoning changes👉🏼 2% shared-equity scheme explained + pros and cons👉🏽 a warning about gap finance👉🏾 use the shared equity scheme vs live or invest regionallyCheck out where rezoning is happening in NSW here: https://www.planningportal.nsw.gov.au/Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcastWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auNeeding a buyer's agent. Check out John's team at https://www.envisageproperty.com.au/Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

747 using a parental guarantee to get a better investment property at 23
02/12/2025 | 20 mins.
At 23, Dan* bought his first property as an investment with a combination of hard work, strategy and support from his parents. In today's episode Dan joins Rachelle to share the steps he took to do that, touching on:👉 the early money habits he established after reading The Barefoot Investor at 15👉🏼 his saving and investing journey and how he saved that deposit👉🏽 seeing a mortgage broker and deciding whether to buy to live in vs buy to invest👉🏾 asking his parents for a parental guarantee to buy a better asset👉🏿 the type of property, purchase price and location he bought👉🏻 why he used a BA👉 the challenges he faced👉🏼 and his tip for anyone wanting to get into the market*Name changed for privacyHave a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcastWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.



this is property