this is property

In this Q&A, John Pidgeon and Rachelle Kroon answer your questions and chat about:

👉🏼 buying a unit in a metro area vs house regionally
👉🏽 considerations for buying regionally
👉🏾 buying an IP with equity without involving your partner
👉🏿 optimising loan structure to make the cost to hold easier
👉🏻 accessing and using equity for a reno
👉 is serviceability for an IP different from a PPOR?
👉🏼 debt recycling explained
👉🏽 do a major reno on PPOR or smaller reno to afford IP

Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

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Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

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To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
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In this Q&A John and Rachelle answer your questions about:

👉🏼 charging market rent vs treating tenants kindly
👉🏽 investing strategy fundamentals
👉🏾 upsizing soon vs after child in 2-3 years
👉🏿 why there is a lack of support for ex-homeowners getting back into the market
👉🏻 top things to consider before buying first home
👉 when will the Brisbane market slow down and when should I sell?

Listen to 439 John's 8 point property investing strategy: Apple Podcast | Spotify

Book a clarity call with John here: https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/

Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
Hosted on Acast. See acast.com/privacy for more information.

Is using ChatGPT to pick your next investment suburb a good idea… or a very expensive mistake? John is joined by returning guest data scientist Luke Metcalfe from Microburbs to discuss:

👉 is AI is a reliable tool for investors?
👉🏼 how to find your next place to buy using Microburbs
👉🏽 property returns - the median vs top 10% of investors
👉🏾 do views actually add value?
👉🏿 what performs at a street-level
👉🏻 the supply risk for units
👉 how to find NIMBY suburbs
👉🏼 the migration “goldilocks zone” for capital growth

Listen to episode 744 with Luke, 'buying in the right location for capital growth': https://shows.acast.com/my-millennial-property/episodes/744
Property returns research paper mentioned in the chat: https://www.microburbs.com.au/v3/microresearch
Learn more about Microburbs: https://www.microburbs.com.au/

Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
Hosted on Acast. See acast.com/privacy for more information.

In today's episode Rach and John delve into their predictions for the property market in 2026, covering:

👉🏼 interest rate uncertainty in 2026
👉🏽 price growth
👉🏾 cap city outlook
👉🏿 Brisbane: hype or real momentum?
👉🏻 Sydney affordability & growth limits
👉 regional market outlook
👉🏼 apartment growth
👉🏽 lending landscape for first home buyers & investors
👉🏾 rental squeeze & housing pressure

Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
Hosted on Acast. See acast.com/privacy for more information.

Queensland has gone from the quiet achiever to one of the most talked-about property markets in the country and in this episode, Rach is joined by buyer’s agent Luke Aldridge from Envisage Property to unpack what’s really happening on the ground. They chat about:

👉🏼 Luke’s background & becoming a buyer’s agent
👉🏽 how Covid changed QLD property forever
👉🏾 Sunshine Coast & Gold Coast growth explained
👉🏿 regional QLD hotspots investors overlook
👉🏻 Ipswich deep dive
👉 Luke’s tips for investors buying in today's property climate
👉🏼 managing flood and fire risks of buying in SE QLD
👉🏽 how offers and contracts work in QLD
👉🏾 some buyer case studies
👉🏿 where Luke would invest today

Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
Hosted on Acast. See acast.com/privacy for more information.