745 backlash over boom bust episode, 90% no LMI lending, trust lending crackdown + more
John and Rachelle unpack the latest lender policy shifts, UBank’s new 90% no-LMI offering plus listener feedback they received on a recent episode that sparked backlash. Glen James also drops in for a discussion around rentvesting.👉🏻 Macquarie bank pulls out of trust and company lending👉 Ubank offers 90% loans with no LMI👉🏼 discussing feedback on the boom bust property cycle episode👉🏽 Glen, Rach and John debate the rentvesting strategyThe boom bust property cycle episode: https://open.spotify.com/episode/61ldDLT57VZCRSKaJ55J8i?si=5a4d2331b87b4ac5Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcastWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.
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744 buying in the right location for capital growth with Luke Metcalfe
In this episode John & Rachelle chat with Luke Metcalfe, founder of property data insights platform Microburbs, about the data points that matter when researching where to buy. They talk about:👉🏾 what Microburbs actually does & who it's for👉🏻 the most influential data point for choosing a location👉🏼 the post-covid shift to regions & satellite cities👉🏽 what to check first when researching a suburb👉 what gentrification really means for growth👉🏿 public housing thresholds and it's impact on capital growth👉🏾 top 3 mistakes investors make when choosing location👉🏼 supply & demand as the core drivers of growth👉🏻 how the Microburbs platform is improving👉 where Luke would invest right nowCheck out Microburbs here: https://www.microburbs.com.au/Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcastWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.
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743 turning home equity into your first investment (clarity call with John Pidgeon)
In this live clarity call, John chats with long-time listeners Kristyn and Brenton, two teachers from the Central Coast, who are thinking of using equity from their home to invest in property. If you're a first time investor today's episode is packed with actionable tips! John talks to them about:👉🏾 assessing their risk profiles and money mindset👉🏿 using home equity wisely👉🏻 debt recycling explained👉 setting clear investment goals👉🏼 balancing lifestyle with financial growth👉🏽 borrowing capacity vs what you can handle👉🏾 finding the right property price point👉🏿 yield, cash flow & capital growth trade-offs👉🏻 outsourcing vs DIY property search👉 next-step action plan & mindset for investorsNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auGrab John's book Sort Your Property Out & Get Invested: https://www.moneypodcast.com.au/storeRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.
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742 how Meg built a 3-property portfolio worth $2.5M by 25
In this anonymous listener story, “Meg” shares how she went from living at home and saving hard for her first deposit to building a $2.5M property portfolio by 25. She talks about:👉 buying her first place at 22 on the Gold Coast👉🏼 leveraging equity to buy again in Perth and the Central Coast (instead of saving cash)👉🏾 managing risk, buffers and surprise expenses👉🏿 splitting costs and mortgages in a relationship👉🏽 and her advice for first-time buyers in today’s marketMeg was initially going to buy a 1 bed in Sydney for $570k but instead bought a 2 bed 2.5 bath on the Gold Coast for $600k. The unit in Sydney is now valued at $600k.Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcastWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.
In today's episode John interviews David and Louise* who manage their money and property investing separately. They talk about:👉🏻 their individual risk appetites👉 why they've chosen to keep things separate👉🏼 getting a BFA (binding financial agreement)👉🏿 the properties they have between them👉🏽 how they navigate shared expenses👉🏾 planning for retirement👉🏻 and their tips for listeners*Names changed for privacyWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.
Join John Pidgeon — property investor, coach, buyers’ advocate and author — and Rachelle Kroon, mortgage broker, investor, and founder of Sphere Home Loans, as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and real-world stories. With guests from every corner of the property space, John and Rachelle will help you take your next step with clarity and confidence.Formerly my millennial property. Hosted on Acast. See acast.com/privacy for more information.
Australia