Built Different Podcast

Eilish Sheerin was drafted into the AFLW at 29. Off the field, she's been building an Australian property portfolio: a first home in inner Sydney, then a Richmond duplex she bought unrenovated, on purpose.

Aaron and Eilish unpack how she bought on an income that isn't guaranteed, the buffer she built first, and why she chose a renovator over a finished home.
She shares what growing up in the family super fund meetings taught her about money, why she turned down bigger contracts to build her skills, what buying a bakery that was losing money taught her about risk, and why her next move might be lifestyle investing in Japan.

On contract or variable income and wondering if you can buy? Book a call with Aaron.

New episodes every Monday, 6:30 am. Formerly The Australian Property Investment Podcast - 285+ episodes.

How Follio built a data-first Australian property business. Lachlan Delahunty and Reece Beddall on why they give their strategy away for free, and why the equity number you're told is often wrong.

A valuer with 17 years in the numbers.
A finance exec with 15 years scaling businesses.
Both burned on their first investments.
They sit down with Aaron Christie-David to unpack calling 20 to 30 agents before every episode, PropStac, why they're not buying Sydney yet, and why commercial could be 2027's riskiest buzzword.

Book a call with Aaron.

New episodes every Monday, 6:30 am. Formerly The Australian Property Investment Podcast - 290+ episodes.

Habit scientist Dr Gina Cleo reveals the top habits of professional property investors.
Dr Gina Cleo started out as a dietitian and couldn't get anyone, including herself, to change long-term. So she went and did a PhD in habits.
She's back with MPA Top 100 mortgage broker, Aaron Christie-David.
This episode is about the real estate between your eyes. Gina explains why your phone wins every morning (and which room it should charge in), the two circuit breakers for a cortisol-spiked morning, why your day starts the night before, and the sleep protocol her friends laugh at.
Then it gets specific for investors: why you can't steal someone else's portfolio blueprint, how to count the cost before you chase eight properties, the one sentence that changed how Gina thinks about setbacks, self-efficacy as the number one predictor of change, and why "I'm trying to be a property investor" has to become "I am a property investor".
Plus anxiety avoiders vs thrill seekers, what self-sabotage is actually protecting, Thomas Edison's 1,000 attempts, and Aaron's 9:30pm bedtime.Whether you're saving your first deposit, stalled at property number three, or trying to get back on the horse after a setback, this one's for you."People want to go into property development. Get into personal development first. That's your best return on investment." - Aaron

📩 ⁠Ready to build the portfolio to match the habits? Book a free discovery call with Aaron.

📸 Instagram:
@_builtdifferentpodcast @aaronc_d

Follow Dr Gina Cleo
Instagram: @drginacleo
Book: The Habit Revolution

⏱️ CHAPTERS
0:00 The best real estate you'll ever own
1:04 Round two, in person this time
3:16 Why your phone wins every morning
5:00 Do some people just have more willpower?
7:13 Two circuit breakers for a cortisol morning
9:13 Your day starts the night before
11:19 The suitcase Gina's friends laugh at
13:47 Brain fog, creatine and bad nights
16:46 Habits that actually stick
17:48 Why you can't steal someone's portfolio blueprint
21:27 Count the cost before you commit
22:42 Discipline first, autopilot second
23:52 "I am a property investor"
24:55 Eating glass: ten years of it
25:17 It's not if you fall, it's when
27:28 Tiny goals, big self-efficacy
29:56 Fell off the wagon? Do this first
31:20 When you're doing the work and nothing's coming
40:58 Self-sabotage isn't what you think
43:10 Anxiety avoiders vs thrill seekers
45:40 The cascade that costs you six months
49:51 Half the year left. Here's the play
51:03 Rapid fire: the one habit every investor needs
52:06 Aaron's 9:30 pm bedtime
54:29 Personal development before property development

Patrick David had the deposit, the property under contract, and a vendor saying Friday or it's over.
Three banks had knocked back the finance. He called Atelier Wealth in tears on a Tuesday afternoon and had an approval by 11am Wednesday.

Patrick is a Melbourne fitness coach, self-employed, married to a lawyer, working 70-hour weeks with a toddler in childcare. He takes Aaron through the six-month suburb spreadsheet, the cafe conversation where he and his wife split every job in the portfolio, and telling his dad they were rentvesting.
Then Aaron builds the plan from one property to five live - the cash flow barrier, buying in pairs, trusts and lender sequencing, the bucket company for self-employed investors, and whether commercial belongs in the plan. Also: the 487 days he ate the same meal, and why fitness and finance are the same game.

Book in a free chat with Aaron to kickstart your property investment journey.

New episodes every Monday, 6:30 am. Formerly The Australian Property Investment Podcast - 280+ episodes.

Australian property investing is rarely a solo decision. So what do you do when you want to buy, and your partner isn't convinced?
In this episode, MPA Top 100 mortgage broker Aaron Christie-David sits down with Georgia and Kate Matts, a couple who don't agree on this yet, and works through it in real time.

Kate bought an investment property in her early twenties, and it stressed her out for years. Georgia works in property finance every day and wants to buy again. They have two kids under four and a mortgage they'd like gone.

Kate's hesitation isn't the debt. It's that the money gets locked away during exactly the years her kids need it.

What we cover:
The two very different first properties that shaped how each of them sees risk
Why "not a no, a maybe with conditions" is the most honest answer in property
Building a war chest, and finding your sleep at night number
What actually goes wrong with an investment property and what it costs
Mortgage prison, and why a 30-year loan doesn't have to take 30 years
Why more debt can pay down the debt you already have
Buying in your personal name, a company or a trust
How to interview a buyer's agent before you engage one
The question Kate asked that changed the whole conversation: what if we don't do it?

If you and your partner have had this conversation at the kitchen table and got nowhere, listen to this one together.

Built Different, formerly The Australian Property Investment Podcast, is hosted by Aaron Christie-David of Atelier Wealth Mortgage Brokers.

Book a free chat with Aaron.

Instagram:
@_builtdifferentpodcast
www.atelierwealth.com.au