Australian Property Investment Podcast

• The 2025 First Home Buyer Shake-Up: How It Impacts You and Your Deposit

  👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/First Home Buyer Grants just changed. Here’s what it means for you!The Albanese Government has shaken up the property market by bringing forward the new First Home Buyer Guarantee, and this could be your best chance to get into the market before prices surge. For first-time buyers and property investors, these changes open doors that were previously out of reach.In this episode, we reveal exactly how you can buy with just a 5% deposit, avoid Lenders Mortgage Insurance (LMI), and take advantage of the new state-by-state price caps. We also explain why waiting could cost you tens of thousands in missed growth.Here’s what you’ll learn:🏡 State-by-state breakdown of new price caps (Sydney up to $1.5M!)💰 How to calculate your deposit, stamp duty, and buying costs in 2025📈 The price of waiting and why delaying could cost $100K+🚫 The biggest mistakes first home buyers make and how to avoid themKey Moments:00:00 What the 2025 First Home Buyer Guarantee Means01:20 Price Caps Jump: What You Can Buy in Each Market04:08 Do First Home Buyer Grants Push Up Prices?05:22 Why Government Incentives Ignite Demand07:12 Unlimited Scheme Places + No Income Caps10:49 State-by-State Price Caps12:17 How Lifestyle Buyers Can Take Advantage in 202518:43 Deposit & Income Requirements with Real Examples21:21 What to Budget For Before Buying23:35 How the LMI Waiver Levels the Playing Field25:01 Why Some Banks Aren’t Ready for These Changes29:20 Step-by-Step Guide to Buying with Minimal Deposit32:13 How Brokers Assess Income for Pre-Approval34:10 Property vs Loan: What Really Matters Most36:03 Stop Obsessing Over Rates, Focus on the Right Property39:08 The Risk of Playing Too Safe with Your Budget40:12 How ‘Scary’ Debt Can Build Long-Term Wealth43:07 Why Property Prices Could Jump 10% in the Next Year46:37 Why You Can’t Save Fast Enough to Beat Price Growth47:41 Free First Home Buyer Book & Next Steps to Get StarteAbout Aaron:Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavidFollow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

  --------  

  49:48

  --------

  49:48
• How to Build Wealth, Scale a Brokerage & Buy Property the Right Way

  👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/What if your mortgage broker thought like a wealth strategist? In this episode, I share the journey of growing Atelier Wealth from a two-person start-up into a brokerage that helps Australians buy their first investment property, unlock equity, and scale into the top 1% of investors.I open up about the seasons of business, the lessons from burnout, and why building a team is the only way to create freedom as a broker. From working hand-in-hand with buyer’s agents to writing The Happy Home Loan Handbook and launching the Property Accelerator community, this conversation is about more than loans. It’s about mindset, growth, and helping everyday Australians realise what’s possible.Dive into this episode to learn the strategies behind building a high-performance broking business, the importance of referral partnerships, and why the best time to invest is still now.Key TakeawaysHow to buy your first investment property in Australia.Why broking should be treated as a team sport.Building strong referral ecosystems with buyers’ agents, accountants, and planners.Why waiting on government policy is risky, control what you can, buy when you can.🎙️ Subscribe to the Property Investment Podcast for weekly strategies. https://tinyurl.com/3fuwkvph 🚀 Join the Property Accelerator Community and learn how top 1% investors build portfolios. Drop us a message. https://tinyurl.com/p7tesmnk Key Moments:00:00 How Atelier Wealth grew from two people to 22 brokers04:10 How to build referral partnerships with buyers’ agents09:00 How to choose the right buyers’ agent and the red flags to avoid10:25 How to balance business growth with family priorities20:00 What does a modern broking team structure look like?23:45 Why I wrote the Happy Home Loan Handbook30:00 Building the Property Accelerator community for investors32:10 Why now is the best time to buy property in Australia45:30 Why he shares everything with other brokersAbout Aaron:Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavidFollow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

  --------  

  46:32

  --------

  46:32
• The 20 Biggest Mistakes Property Investors Make & How to Avoid Them

  👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/What if the biggest threat to your portfolio wasn’t the market… but your mindset? In this episode, I break down the 20 most common mistakes I see investors make, every. single. day. From playing it too safe, chasing shiny objects, relying on the wrong team, or letting lifestyle creep sabotage your future, these aren’t just mistakes; they’re wealth killers. I’m sharing hard truths, real talk, and the exact lessons that could save you hundreds of thousands (and years of regret). Whether you're just starting or already on your journey, these insights are designed to course-correct, refocus, and reignite your investing game. Because sometimes, the smartest move isn’t what to do, it’s what not to do. This one’s for the action-takers. Key Moments:00:00 The real reason most investors fail00:55 Mistake 1: Thinking you’re buying a loan instead of a home02:00 Mistake 2: High-income earners not investing03:11 Mistake 3: Low expectations of your team04:45 Mistake 4: Buying blind with no strategy06:22 Mistake 5: Chasing shiny objects like crypto and Airbnbs07:14 Mistake 6: Not willing to make lifestyle sacrifices08:14 Mistake 7: Playing too small or too safe09:07 Mistake 8: Not investing in yourself09:55 Mistake 9: Thinking equity is risky11:19 Mistake 10: Believing you need to pay off your home loan before investing12:07 Mistake 11: No financial alignment with your partner13:03 Mistake 12: Clinging to bad debt like credit cards and car loans14:21 Mistake 13: Taking advice from the wrong people15:59 Mistake 14: Investing for ego instead of outcomes17:08 Mistake 15: Choosing cash flow over capital growth18:19 Mistake 16: Using cash instead of equity19:34 Mistake 17: Making decisions purely based on tax deductions20:56 Mistake 18: Waiting for the “right” time to invest21:41 Mistake 19: Analysis paralysis22:26 Mistake 20: Not buying more when you had the chance23:10 Flip the script, avoid these traps, and build lasting wealthAbout Aaron:Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavidFollow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

  --------  

  24:12

  --------

  24:12
• The Financial Plan Every Australian Needs In Order To Build Wealth

  👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/Meet Helen Baker: The financial adviser helping Aussies take control of their futureIs homeownership really out of reach? Are we heading into a property super boom or just another unpredictable cycle? In this episode, I sit down with Helen Baker, financial planner, author of Money for Life, and founder of On Your Own Two Feet, to break down the truth about the property market right now. We dive into smart investing, how to help your kids without risking it all, and why having a financial plan is the ultimate form of freedom. Helen shares her five financial foundations that every Aussie needs to know, the dangers of lifestyle creep, and what women need to understand about money, independence, and security. Whether you’re a first-time buyer, a parent wanting to help your kids, or just feeling financially stuck, this episode is your call to action. It’s time to take back control and future-proof your finances, one smart move at a time. Key Moments:02:03 Who is Helen Baker: Financial Adviser & Author05:07 Gifting vs Loaning: Hidden Risks for Parents10:45 SMSFs and Lost Insurance Coverage16:09 Estate Planning, Wills, and What Most People Forget20:10 High Earners, No Assets: The HENRY Trap24:10 What Happens If You Wait Too Long?28:15 Fear, Greed & Regret: The Psychology of Investing35:10 Superannuation: The Most Ignored Asset41:06 Homeownership Dreams: Reality Check & Strategy46:35 Planning Ahead: Strategies for Over 50s51:14 It’s Not Too Late: Why Time is Still on Your Side57:05 The Power of Books, Education & RepetitionAbout Aaron:Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavidFollow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

  --------  

  1:00:31

  --------

  1:00:31
• RBA Rate Cut, Again! Answering Your Burning Property Questions

  👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/What’s stopping you from building real wealth? In this episode, I sit down with Damien Walker, my right-hand man and fellow numbers nerd, to unpack the latest RBA rate cut and what it really means for investors, homebuyers, and anyone wanting to grow their portfolio. We answer questions straight from our listeners, from the myths around 10-year interest-only loans to the silent damage credit cards and car leases are doing to your borrowing power. We dive into the psychology of money, rentvesting, choosing the right buyer’s agent, and why self-employed Aussies are missing out. It’s honest, it’s practical, and it might just be the wake-up call you need. If you’re ready to stop sitting on the sidelines and start taking action, this one’s for you.Key Moments:00:20 RBA rate cut: what it means for you02:20 Borrowing capacity explained 07:00 Why most investors regret not buying more12:52 The mindset shift: income-producing vs. depreciating assets20:06 Outgrowing your broker24:45 The magic number for financial wellbeing28:10 1 in 10 Aussies are now millionaires33:42 Rentvesting reality & long-term affordability concerns39:00 Should you trust your super fund?43:00 Why more investors are turning to self-managed super46:00 How to structure your income for smarter investing50:11 Are you really running a business or just self-employed?About Aaron:Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavidFollow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

  --------  

  56:07

  --------

  56:07

More Business podcasts

Trending Business podcasts

About Australian Property Investment Podcast