Built Different Podcast

They said rents would rise by $2 a week. The banks now say $300. Dave Hughes and buyer's agent Sam Gordon join Aaron Christie-David to follow the money on the Australian property budget nobody voted for.

Hughesy explains why the CGT change was never taken to an election, why he says there was no mandate for it, and why he now calls himself part of the problem.

Sammy does the maths the modelling didn't: lose $10K on a property, get $3K back, and a $700-a-week rental becomes $1,000.
Then the receipts.
$1.6 million to hire pot plants.
$90 million weather website.
A tunnel that went from $4 billion to $11 billion.
Sacked politicians on $250K a year for life.
And Hughesy's fix: every cent of public money on a register, in real time.

It gets personal too, with the Greens senator who called him a rich landlord while he rents a flat to a single mum for $120 a week, why small business owners are the heroes of this economy, and why "breathing is winning."
This episode touches on financial stress and mental health. Lifeline 13 11 14, Beyond Blue 1300 22 4636. Want to know what the changes mean for your borrowing power? Book a chat with Atelier Wealth: https://calendly.com/atelierwealth/intro?utm_source=spotify&utm_medium=description&utm_campaign=built-different&utm_content=dave-hughes-sam-gordon

Catherine Cashmore forecast the 2026 peak in Australian property back in 2014. Now she's calling a financial crisis for 2027.
Behavioural economist Evan Lucas thinks timing markets is a dangerous game. Buyer's advocate Dawn Fouhy is watching it play out on the ground in Melbourne.
Round two with MPA Top 100 Mortgage Broker Aaron Christie-David.
The 18-year land cycle and why AI data centres are a land play. Land tax versus stamp duty. Why 54% of federal revenue comes from personal income tax and what that does to first home buyers. HECS debt and shrinking borrowing power. The RBA laying the tarmac for rate rises. The wealth effect. What 2027 looks like if the cycle plays out, and the case for buying when everyone else is scared.

Want to talk through your position? Book a free chat with Aaron: https://atelierwealth.com.au/?utm_source=spotify&utm_medium=description&utm_campaign=cashmore-lucas-fouhy-part2

New episodes every Monday, 6:30 am. Formerly The Australian Property Investment Podcast - 275+ episodes.

At 34, Renuka had no bank card in her own name and her salary wasn't reaching her account. At 43, she owns three Australian properties on one fixed public sector income and is arranging pre-approval on a fourth.

She's a single mum to a primary school-aged son in southwest Sydney.
In this episode she takes Aaron and Lauren through the whole rebuild:
- The $25 a fortnight salary sacrifice a colleague talked her into 15 years ago that became the super balance behind two SMSF properties
- Why she bought where she could afford instead of chasing a blue-chip suburb
- The six financial advisers who told her they don't deal with anyone under a million dollars
- The property deal Lauren stopped her signing after the seller demanded an answer in 24 hours.
She shares the cash envelope system, the notes app that runs her budget, and why every decision points at one number: mortgage-free by 50, so she can go and work in the domestic violence and refugee space.

If you're rebuilding after a separation, buying on one income, or you've been told no and believed it, start here.
Book a discovery call with Aaron

Support: 1800RESPECT 1800 737 732, Lifeline 13 11 14, Beyond Blue 1300 22 4636.

New episodes every Monday, 6:30 am. Formerly The Australian Property Investment Podcast - 280+ episodes.

Aaron Christie-David, MPA Top 100 Mortgage Broker, asks his five-year-old and seven-year-old daughters what he does for a living.
No guest this week. No lender policy, no borrowing capacity, no numbers on a page. Just a dad, two kids and a microphone, recorded for Father's Day. Aaron sets the tone early - being a parent isn't a right, it's a privilege - and then hands the questions over.
They explain Dad's job in one line. They name the family memories that actually stuck, and none of them are the expensive ones. They give the best thing about Dad, then the worst thing about Dad, and they do not hold back.
Whether you're building a portfolio for your kids, running a business while trying to be present at home, or you're a dad looking for a reason to hit record this Sunday, this one's for you.
Book a chat with the Atelier Wealth team
Father's Day is a hard day for a lot of people. Lifeline 13 11 14. Beyond Blue 1300 22 4636.
New episodes every Monday, 6:30am. Formerly The Australian Property Investment Podcast - 280+ episodes.

Catherine Cashmore says the 18-year property cycle has peaked, and that Australian property is at the top of it. We spent an hour testing whether that holds up.
Catherine is a former president of Prosper Australia and has spent two decades working across land economics and buying property for clients. She forecast the Perth boom in 2019, when Perth had been flat for a decade. Dawn Fouhy, 2026 Buyer's Agent of the Year, joins Aaron Christie-David, MPA Top 100 Mortgage Broker, to pressure test the whole framework.

Catherine traces it through Australia's history from the 1890s bust to 1991, 2008 and Covid, and explains why land rather than buildings is what actually moves. She covers why a falling median value hides what happens to individual properties, why Melbourne is affordable and what land tax has to do with it, why she thinks commercial property is the worst place to be right now, and what first home buyers should be weighing up.
Dawn asks whether a government heading into an election year could hold the whole thing up.
Aaron asks the question everyone asks about forecasts: what if you're wrong?
Talk to the team at Atelier Wealth about your borrowing position.
New episodes every Monday, 6:30 am. Formerly The Australian Property Investment Podcast - 270+ episodes.