Basis Points

Jason Entwistle is worried. Australian advisers have one of the highest AI adoption rates in the world at a time when there are so many "shiny new toys” coming out.

But he sees a real risk to the speed of this adoption. Taking up AI tools without enough DD could lead the industry to “end up in a bit of a scandal where data has ended up in the wrong spot,” giving the regulator another reason to intervene.

So how can advisers still change with the times without risking their business?

Jason joins Ally to explain why he thinks nailing your data and processes is the key.

Chapters:
00:00:00 Introduction
00:01:45 Why Advisers Should Take AI Slowly
00:04:51 The Future of Financial Advice
00:07:10 The Risks of Getting AI Wrong
00:10:00 Which AI Start-ups Will Survive?
00:14:06 How Platforms Will Use AI
00:16:31 Keeping Client Data Secure
00:21:17 Building MyHub for the Industry
00:26:37 MyHub’s Launch, Pricing and Partners
00:31:17 AI Adoption and Advice Productivity

This episode was recorded on 17th of September 2026.

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CPD Points: This episode is accredited for the following CPD points by the Financial Advice Association of Australia (FAAA). Complete the quiz here to claim your points.
0.5 Total Hours

Knowledge Requirements: Generic Knowledge (0.25 hour), Practice Management (0.25 hour)

Legislated CPD Area: Client Care & Practice (0.25 hour), General (0.25 hour)

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Basis Points is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

The world’s biggest technology companies are burning through their once-abundant cash reserves to fund the AI arms race.

Increasingly, they’re turning to debt markets to fund the buildout.

That means the most speculative part of the market is finding its way into defensives.

So what does that mean for advisers and their clients?

Fixed Income Director at Capital Group, Haran Karunakaran, joins Ally to explain:

What previous debt-fuelled booms can teach us
The warning signs emerging in credit markets
Why this cycle could still play out differently

Chapters:

00:00 AI’s Debt-Fuelled Boom
03:53 Lessons From Past Bubbles
05:57 Cracks in Credit Markets
09:12 Is Credit an AI Hedge?
12:08 How Credit Investors Analyse AI
13:46 What Separates Hyperscalers
17:29 Are AI Bonds Attractive?
20:09 Beyond the AI Trade
22:52 Credit’s Biggest Risks
25:50 Where Credit Looks Attractive
28:18 Rethinking Defensive Allocations

📈 Stocks and ETFs Mentioned: Microsoft (NASDAQ: MSFT), Oracle (NYSE: ORCL), Meta Platforms (NASDAQ: META)

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CPD Points: This episode is accredited for the following CPD points by the Financial Advice Association of Australia (FAAA). Complete the quiz here to claim your points.

0.5 Total Hours

Knowledge Requirements: Fixed Interest (0.25 hour), Managed Investments (0.25 hour)

Legislated CPD Area: Technical Competence (0.50 hour)

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This episode has been sponsored by Capital Group. To find out more about Capital Group and their funds, head to their website: https://www.capitalgroup.com/intermediaries/au/en/

Thanks to Capital Group for supporting this episode of Basis Points and helping to keep our content free.

Disclaimer: Past results are not a guarantee of future results. This information has been provided solely for informational purposes and is not an offer, or solicitation of an offer, or a recommendation to buy or sell any security or instrument listed herein. Statements attributed to an individual represent the opinions of that individual as of the date published and do not necessarily reflect the opinions of Capital Group or its affiliates. The information provided is not intended to be comprehensive or to provide advice.

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Want more Basis Points?

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Watch all episodes in full and relive some of our favourite clips on YouTube

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Basis Points is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

What separates advice practices that scale well from those that get stuck?

After meeting with thousands of advisers, Trellia Wealth Partners Managing Partner Cameron Spittle says the difference often comes down to one thing: the operating model.

In this episode you will learn:

How leaders can create greater adviser capacity
Ways to improve operational efficiency, and deliver better client outcomes
Where businesses should look when workflows start slowing them down

Chapters:

00:00 What Sets Top Practices Apart
02:56 Building Adviser Capacity
06:31 Fixing Operational Bottlenecks
09:08 Scaling Advice Practices
14:10 The Managed Accounts Shift
18:35 Making Managed Accounts Work
23:03 AI and the Future Adviser
27:11 What Top Practices Do Differently

This episode was recorded on 26th of August 2026

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CPD Points: This episode is accredited for the following CPD points by the Financial Advice Association of Australia (FAAA). Complete the quiz here to claim your points.

0.5 Total Hours

Knowledge Requirements: Practice Management (0.50 hour)

Legislated CPD Area: Client Care & Practice (0.50 hour)

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Want more Basis Points?

Sign up to the Basis Points email
Join the conversation on LinkedIn
Watch all episodes in full and relive some of our favourite clips on YouTube

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Basis Points is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

The rules around leverage have changed. So what does that mean for advisers?

With residential property LRBAs no longer available inside SMSFs, instalment warrants remain one way advisers can use leverage in super.

Citi Global Markets Director Elizabeth Tian and Five Financial Managing Partner and Head of Advice Jason Petersen join Ally to explain how instalment warrants actually work, where they fit compared to geared ETFs and margin loans, and the risks advisers need to consider.

Plus, Jason shares two real client strategies, including how leverage can be used for retirees and younger accumulators.

Chapters:
00:00 Leverage After Budget Changes
02:23 Instalment Warrants Explained
05:13 New Tax Rules Reshape Gearing
09:48 Why Use Leverage?
12:12 Who Uses Instalment Warrants?
14:57 Gearing Across Life Stages
18:36 SMSF Risks and Guardrails
21:10 The Long-Term Gearing Impact

📈 Stocks and ETFs Mentioned:
Citigroup (NYSE: C)

This episode was recorded on 25th August 2026.

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CPD Points: This episode is accredited for the following CPD points by the Financial Advice Association of Australia (FAAA).
Complete the quiz here to claim your points.
0.5 Total Hours
Knowledge Requirements: Derivatives (0.50 hour)
Legislated CPD Area: Technical Competence (0.50 hour)

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This episode has been sponsored by TMX Australia Exchange - formerly Cboe Australia. To learn more or subscribe for insights and events, visit www.tmxaustralia.com. Thanks to TMX Australia for helping us keep our content free. Citi’s warrants are traded on TMX. If you're looking to understand the structured product options available to your clients, head to https://au.citifirst.com/ to find out more.

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Want more Basis Points?

Sign up to the Basis Points email
Join the conversation on LinkedIn
Watch all episodes in full and relive some of our favourite clips on YouTube

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Basis Points is a product of Equity Mates Media.

his podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

AI tools have had a very “superficial” impact on financial advice so far.

That’s according to today’s guest Simon O’Keefe, founder and CEO of Alcova, an AI adoption and safety company for Australian wealth management firms.

He believes AI can be a “big unlock” for persistent capacity constraints the industry faces. But that so far, financial advisers are using it in ways that barely scratch the surface of what the technology can do.

In this episode, Simon joins Ally to explain why note-takers and copilots aren’t transforming advice businesses, what an AI-native advice practice could look like, and why the traditional CRM model may be under threat.

By the end of this episode, you’ll have a clearer picture of what AI could actually change in financial advice, and how to prepare your practice for it.

Chapters:
00:00 AI’s Adoption Problem
03:14 Why AI Adoption Takes Time
05:42 The Problem With AI Tools
07:49 The Future Advice Tech Stack
09:53 Is Your Client Data Safe?
12:49 Future-Proofing Your AI Strategy
15:29 Who’s Actually Using AI Well?
17:52 How Leading Firms Use AI
20:29 One AI Experiment To Try
23:59 AI Isn’t Driving Growth Yet

📈 Stocks and ETFs Mentioned: Salesforce (NYSE: CRM)

This episode was recorded on 11th August, 2026.

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CPD Points: This episode is accredited for the following CPD points by the Financial Advice Association of Australia (FAAA). Complete the quiz here to claim your points.
0.5 Total Hours
Knowledge Requirements: Practice Management (0.50 hour)
Legislated CPD Area: Client Care & Practice (0.50 hour)

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This episode has been sponsored by Alcova AI. To see how Alcova can future proof your AI roadmap head to alcova.ai

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Want more Basis Points?

Sign up to the Basis Points email
Join the conversation on LinkedIn
Watch all episodes in full and relive some of our favourite clips on YouTube

———

Basis Points is a product of Equity Mates Media.
This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.