Investing For Doctors Podcast

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors 

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What do venture capitalists actually look for when someone pitches them? And more importantly, should doctors even be paying attention to startup investing?
In this episode recorded live at the FICO Conference, we sit down with two VCs and a founder who just went through an acquisition to get the unfiltered truth. Samar Mcheileh from Scale Investors, Ben Armstrong from Archangel Ventures, and Michael Wang from Telecare hold nothing back from war stories about deals that didn't work out, to why women-led startups are quietly outperforming everyone else with 35% higher returns.
We cover everything from how VCs actually make decisions, the difference between angel investing and a venture fund, the tax incentives most doctors don't know about, and why your medical background might actually give you an edge that even the top investors don't have. If you've ever been curious about startup investing but had no idea where to start, this one's for you

TIME STAMPS:
00:00 Hook/Intro
01:07 Introduction of the Panel
01:51 Samar's Background and Introduction
07:18 Ben's Background and Introduction
09:45 Michael's Background and Introduction
11:38 Challenges in Venture Capital
19:21 What is Venture Scale?
24:04 Venture Capital Stories
33:00 The difference between Angel Investing and Venture Funding
45:35 Structure and Tax Incentives in Venture Funding
49:35 Question and Answer Portion
55:22 Conclusion/Outro

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SHOW NOTES LINKS

https://ifdgroup.com.au/ 

https://doctorbi.com.au/ 
https://au.linkedin.com/in/mian-bi

https://www.linkedin.com/in/samarmcheileh/
https://scaleinvestors.com.au/

https://www.linkedin.com/in/benarms/
https://www.archangel.vc/

https://www.linkedin.com/in/michael-wang-8857ba6a/
https://www.telecare.com.au/

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LISTEN TO THE PODCAST
 
Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN 
Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608 
Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast 

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FIND US HERE
 
Website: https://ifdgroup.com.au/ 
Facebook Group: https://www.facebook.com/groups/inves

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors 

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In this episode of Investing for Doctors, Dr Bi breaks down one of the most quietly destructive forces eating away at every Australian's wealth right now — inflation. If you've ever looked at your bank account and wondered why the same amount of money just doesn't go as far as it used to, this episode is going to explain exactly why that is, how it's measured, and why the number you see in the news probably feels nothing like what you're actually experiencing day to day.

We get into the real drivers behind inflation. From rising production costs to government money printing, why the RBA's interest rate hikes can only do so much, what the Consumer Price Index actually captures and what it conveniently leaves out, and how inflation hits different Australians in completely different ways depending on whether you own assets, hold cash, or are still paying off a mortgage. We also break down which investments actually protect your wealth when inflation rises and which ones quietly bleed you dry without you even noticing.

This episode isn't about predicting where prices are heading next. It's about understanding the mechanics of the silent tax.  Who it hurts most, who quietly benefits from it, and what you can actually do right now so your wealth grows faster than inflation can erode it.

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TIME STAMPS:

00:00 Intro/Hook
00:53 What is inflation?
01:56 Causes of Inflation: Demand-Pull and Cost-Push
06:06 Monetary Expansion and Its Role in Inflation
06:59 Measuring Inflation: The Consumer Price Index (CPI)
12:28 Understanding the CPI and Its Limitations
21:24 Impact of Inflation on Different Groups
25:36 Inflation and Investment Strategies
28:38 Interest Rates and Inflation: The Role of the RBA
41:20 Supply-Side Inflation and Its Challenges
43:25 Final Take-home message
47:16 Conclusion/Outro

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SHOW NOTES LINKS

https://ifdgroup.com.au/ 

https://doctorbi.com.au/ 
https://au.linkedin.com/in/mian-bi

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LISTEN TO THE PODCAST
 
Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN 
Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608 
Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast 

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FIND US HERE
 
Website: https://ifdgroup.com.au/ 
Facebook Group: https://www.facebook.com/groups/investingfordoctors 
Facebook Page: https://www.facebook.com/investingfordoctors 

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DISCLAIMER
 
The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors 

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In this episode of Investing for Doctors, Dr Bi hosts a panel discussion from the FICO Conference on one of the most important but often overlooked foundations of financial planning: managing risk. While many professionals focus on building wealth through investing, this conversation highlights why protecting your ability to earn an income should come first.

Dr Bi is joined by Roger Wheelahan, Managing Director of Smart Start Financial Services, Chris Jurukovski, NSW Adviser at Experien Life Insurance, and Sabrina Walmsley, State Manager at PPS Mutual. Together, they discuss the role of risk insurance including income protection, trauma cover, total and permanent disability (TPD), and life insurance, and why these policies form the foundation that supports long-term financial plans.

This episode is for doctors and high-income professionals who want to better understand how risk insurance works, why it matters, and how protecting your income helps safeguard your broader wealth strategy.

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TIME STAMPS:

00:00 Intro/Hook
01:18 Introduction of speakers and their backgrounds
10:27 Importance of Trust 
11:47 Importance of conversation 
12:49 Client case study 
15:20 Change in Insurance System
20:02 Mental Health Claims
24:33 What to look for in an adviser
28:33 Losing a relationship with an adviser
32:22 Income Protection increasingly unaffordable issue
39:10 Reinstatement Options
42:03 Market Consolidation
42:48 Helpful Resources
46:24 Conclusion/Outro

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SHOW NOTES LINKS

https://ifdgroup.com.au/ 

https://doctorbi.com.au/ 
https://au.linkedin.com/in/mian-bi

https://www.experien.com.au/

https://smartstartfs.com.au/
https://au.linkedin.com/in/roger-wheelahan-8ba53149

https://www.ppsmutual.com.au/
https://au.linkedin.com/in/sabrina-sequeira-walmsley-26a2b024

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LISTEN TO THE PODCAST
 
Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN 
Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608 
Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast 

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FIND US HERE
 
Website: https://ifdgroup.com.au/ 
Facebook Group: https://www.facebook.com/groups/investingfordoctors 
Facebook Page: https://www.facebook.com/investingfordoctors 

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DISCLAIMER
 
The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors 

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In this episode of Investing for Doctors, recorded live at the FICO Conference, we host a dynamic debate on one of the biggest questions facing high-income professionals: Property or Shares — which one actually builds more wealth? Joining the discussion are Jessica Brady (Money Educator and host of the Financially Fierce Podcast), Roger Wheelahan (Managing Director of Smart Start Financial Services), Munzurul Khan (Chartered Accountant and Chairman of KHI Partners), and Rich Harvey (CEO & Founder of Property Buyer).
Bringing both perspectives head-to-head, the panel explores leverage versus liquidity, diversification versus concentration, behavioural bias, volatility, tax efficiency and the mathematics of long-term compounding. The shares side makes the case for flexibility, global exposure and ETF scalability, while the property side argues for tangible assets, borrowing power, manufactured growth and the structural advantages of leverage.
Through real-world examples and live rebuttals, the conversation helps doctors and high-income earners better understand how each asset class behaves over time, and how to make more intentional, informed decisions about building long-term wealth.

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TIME STAMPS:

00:00 Intro/Hook
01:07 Property vs Shares: Introducing the panellist
03:27 Roger Wheelahan - Shares & ETF Side
08:34 Munzurul Khan - Property Side
14:18 Jessica Brady - Shares & ETF Side
19:39 Rich Harvey - Property Side
23:19 Questions and Answers
44:54 Conclusion/Outro
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SHOW NOTES LINKS

https://ifdgroup.com.au/ 

https://doctorbi.com.au/ 
https://au.linkedin.com/in/mian-bi

https://au.linkedin.com/in/jessica-brady
https://jessicabrady.com.au/

https://au.linkedin.com/in/munzurul-khan-7ba6a318
https://khipartners.com.au/

https://www.propertybuyer.com.au/
https://au.linkedin.com/in/sydney-buyers-agent

https://au.linkedin.com/in/roger-wheelahan-8ba53149
https://smartstartfs.com.au/

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LISTEN TO THE PODCAST
Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN 

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FIND US HERE
Website: https://ifdgroup.com.au/ 
Facebook Group: https://www.facebook.com/groups/investingfordoctors 
Facebook Page: https://www.facebook.com/investingfordoctors 

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DISCLAIMER
The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors 

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In this episode of Investing for Doctors, Dr Bi breaks down one of the most emotionally charged and economically important topics in Australia today, the cost of housing. We unpack whether Australian property is expensive purely because of supply and demand, or whether our tax settings have played a major role in shaping the market we see today.
We explore how capital gains tax actually works, why the 1999 reforms changed investor behaviour, what the 50% CGT discount really means in practice, and how negative gearing allows property losses to offset high income. Most importantly, we examine how these two policies interact to create powerful incentives for leveraged property investing and long-term capital growth.
This episode is a structural, system-level discussion, not a moral debate about landlords versus renters. It is a clear, rational analysis of the incentives embedded in Australia’s tax framework, who benefits most from them, and whether those incentives may have contributed to housing affordability challenges facing younger Australians today.

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SHOW NOTES LINKS

https://ifdgroup.com.au/ 

https://doctorbi.com.au/ 
https://au.linkedin.com/in/mian-bi

-----
LISTEN TO THE PODCAST
 
Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN 
Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608 
Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast 

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 FIND US HERE
Website: https://ifdgroup.com.au/ 
Facebook Group: https://www.facebook.com/groups/investingfordoctors 
Facebook Page: https://www.facebook.com/investingfordoctors 

----- 
DISCLAIMER
The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.