Investing For Doctors Podcast

• How to Check if a Charity is Legitimate in Australia | Ep. 42

  In this episode, join Dr Bi Mian with Cassandra Treadwell, founder and CEO of So They Can, to unpack how doctors can check if a charity is legitimate in Australia and give with confidence. Cass leads an education charity working in Kenya and Tanzania with full DFAT accreditation, and she brings a practical, on-the-ground view of what credible impact looks like.We cover the big distinctions between a charity, a not-for-profit, and an NGO. More importantly, we show how to treat giving like investing, focusing on accountability, outcomes, and clear reporting.If you want to direct a portion of your tax to proven programs, avoid common donor traps, and feel certain about where your money goes, this conversation gives you a clean framework to give with purpose, impact, and confidence.TIME STAMPS:00:00 Intro/Hook02:23 Cassandra's Background Where So They Can Started11:22 What is a charity? 17:54 Registration and Accreditation by ACNC21:48 How to assess a charity27:07 Audited annual reports & accountability31:31 Where So They Can operates37:26 From $30k to now: how So They Can scaled47:11 Conclusion/Outro—---SHOW NOTES LINKShttps://ifdgroup.com.au/ https://doctorbi.com.au/ https://au.linkedin.com/in/mian-bihttps://www.linkedin.com/in/cassandra-treadwell-00a22832/https://www.sotheycan.org/----- LISTEN TO THE PODCAST LISTEN TO THE PODCAST:Spotify: https://spoti.fi/3FoBRAyApple Podcast: https://apple.co/4iks50NAmazon Music: https://amzn.to/3DoyJnP----- FIND US HERE Website: https://ifdgroup.com.au/ Facebook Group: https://www.facebook.com/groups/investingfordoctors Facebook Page: https://www.facebook.com/investingfordoctors ----- DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation. 

  --------  

  49:35

  --------

  49:35
• ATO or Your Kids? Retirement and The Super Trap Explained | Ep. 41

  In the final instalment of our three-part series, Roger Wheelahan joins us to explain why the later stages of your career, and the transition into retirement, are often the most overlooked yet financially critical for doctors. One wrong decision at this point could mean 17% of your super goes to the ATO instead of your kids.We unpack the traps that families fall into when planning too late, from aged care costs eating into inheritances, to poor succession structures leaving loved ones with unnecessary tax bills. Roger also breaks down practical strategies like re-contribution, family trusts, and tax-free estate transfers to protect multi-generational wealth.You’ll also learn how to guide ageing parents through retirement decisions, avoid common aged care surprises, and set up your own affairs so wealth passes smoothly to the next generation.If you’re a doctor approaching retirement, or supporting parents who are, this final instalment will give you a framework to reduce stress, save money, and ensure your family, not the ATO, benefits from your life’s work.TIME STAMPS:00:00 Intro/Hook02:24 Retirement and Succession Planning03:05 Retirement Phase and Taking care of your parents07:53 Transition to Retirement11:07 Recontribution Strategy15:07 Intergenerational Wealth Transfer and Estate Planning26:20 Aged Care and Financial Planning33:58 Cultural Considerations in Financial Planning40:10 The Role of Financial Advisors in Different Life Stages44:42 Conclusion/Outro—---SHOW NOTES LINKShttps://ifdgroup.com.au/ https://doctorbi.com.au/ https://au.linkedin.com/in/mian-bihttps://www.linkedin.com/in/roger-wheelahan-8ba53149/----- LISTEN TO THE PODCAST LISTEN TO THE PODCAST:Spotify: https://spoti.fi/3FoBRAyApple Podcast: https://apple.co/4iks50NAmazon Music: https://amzn.to/3DoyJnP----- FIND US HERE Website: https://ifdgroup.com.au/ Facebook Group: https://www.facebook.com/groups/investingfordoctors Facebook Page: https://www.facebook.com/investingfordoctors ----- DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.  

  --------  

  47:28

  --------

  47:28
• Diversification, Insurance, and Risk Explained for Mid-Career Doctors | Ep. 40

  In this episode, we’re once again joined by Roger Wheelahan, Managing Director and Financial Adviser at Smart Financial Services. Roger explains why mid-career is one of the riskiest times financially for doctors — your income is higher, your responsibilities are stacked, and small mistakes can now cost six figures.We break down the most common mid-career money mistakes, from being underinsured as your salary and liabilities grow, to letting finances cause friction with your partner, and relying too heavily on property without diversifying. Roger also unpacks why “risk” is really about timeframe, not fear, and how to structure your investments to build lasting wealth.You’ll also learn how to protect your earning power with the right cover, create financial harmony at home with simple account structures, and think like a future-proof investor who’s preparing not just for your own retirement, but for your kids and even your parents.If you’re a doctor in your 30s, 40s, or 50s, this episode will show you how to avoid expensive missteps, balance your growing responsibilities, and take control of your financial future with confidence.TIME STAMPS:00:00 Intro/Hook02:00 Mid-career investment journey03:50 Making sure insurances are up to date05:05 Managing Financial Tensions and Diversification12:55 Value of having an Adviser, Property Investment and Financial Advisors21:18 Risk and Volatility in Investing31:47 Diversification and Asset Allocation35:22 Planning for Future Generations40:45 Retirement Planning for Parents45:27 Navigating Aged Care and Estate Planning48:54 Conclusion/Outro—---SHOW NOTES LINKShttps://ifdgroup.com.au/ https://doctorbi.com.au/ https://au.linkedin.com/in/mian-bihttps://www.linkedin.com/in/roger-wheelahan-8ba53149/----- LISTEN TO THE PODCAST LISTEN TO THE PODCAST:Spotify: https://spoti.fi/3FoBRAyApple Podcast: https://apple.co/4iks50NAmazon Music: https://amzn.to/3DoyJnP----- FIND US HERE Website: https://ifdgroup.com.au/ Facebook Group: https://www.facebook.com/groups/investingfordoctors Facebook Page: https://www.facebook.com/investingfordoctors ----- DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.  

  --------  

  50:54

  --------

  50:54
• Doctors: Watch This As You Start Your Medical Career and Protect Yourself! | Ep. 39

  In this episode, we’re joined by Roger Wheelahan, Managing Director and Financial Adviser at Smart Financial Services. Roger reveals why your ability to earn an income is the single most valuable asset you’ll ever own and why protecting it should come before paying off HECS, buying property, or investing in shares.We break down the four key types of cover every doctor should know, income protection, life insurance, TPD, and trauma, along with the traps in default super and how small changes can save you thousands.You’ll also learn how to match your insurance and asset structures to each stage of your career, why “you are the ATM” is the most important mindset shift for financial security, and how to set up your super for long-term growth from day one.If you’re an intern, registrar, or early-career consultant, this episode will show you how to avoid costly insurance mistakes, structure your cover properly, and set up a solid financial foundation that protects everything you’re working for.TIME STAMPS:00:00 Intro/Hook01:42 Guest Introduction02:24 Role of Financial Advisor and Misconceptions03:59 The important asset is YOU05:44 Understanding Debt and HEX Debt09:15 Insure yourself13:54 5 D Approach of Risk15:24 Types of Insurance and Their Importance24:33 Financial Planning for Married Doctors33:52 Value of the Financial Adviser41:14 Structuring Assets and Tax Incentives49:47 Conclusion/Outro—---SHOW NOTES LINKShttps://ifdgroup.com.au/ https://doctorbi.com.au/ https://au.linkedin.com/in/mian-bihttps://www.linkedin.com/in/roger-wheelahan-8ba53149/----- LISTEN TO THE PODCAST LISTEN TO THE PODCAST:Spotify: https://spoti.fi/3FoBRAyApple Podcast: https://apple.co/4iks50NAmazon Music: https://amzn.to/3DoyJnP----- FIND US HERE Website: https://ifdgroup.com.au/ Facebook Group: https://www.facebook.com/groups/investingfordoctors Facebook Page: https://www.facebook.com/investingfordoctors ----- DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.  

  --------  

  53:06

  --------

  53:06
• Your Savings Account Is Lying to You (What Banks Don’t Want You to Know) | Ep. 38

  Join 28,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors -----In this episode, we’re once again joined by Chris Joye, Chief Investment Officer at Coolabah Capital, one of Australia’s most respected bond investors managing over $15 billion in fixed income assets.Chris returns to explain why most doctors are still earning less than 4% on their savings while the big banks earn 6–8% using the same money, and how professionals can flip the equation by accessing smarter, safer bond strategies.We break down what’s changed in the bond market, how to use bond ETFs and direct bond exposure to generate 5–7% returns, and why bonds can be a powerful alternative to term deposits, equities, and even property, especially for investors sitting on cash.You’ll also learn how US Treasury yields shape global interest rates, what falling RBA rates mean for property prices, and why 2025 might be the perfect time to rethink how you put your capital to work.If you're holding cash for a home deposit, investment, or future opportunity this episode could save you from missing out on tens of thousands in passive income.TIME STAMPS:00:00 Hook/Intro01:36 Guest's Background and Introduction02:45 Explanation of US Treasury Bonds and Their Impact08:22 Comparison of US and Australian Home Loans11:56 Impact of US Government Debt and Budget Deficits17:32 Trade Wars and Their Economic Impact23:22 De-Dollarisation and Its Implications33:20 Australian Economic Outlook and Challenges35:05 Investment Strategies for Short-Term Cash45:43 Managed Funds and ETFs for Higher Yields47:23 Conclusion/Outro—---SHOW NOTES LINKShttps://ifdgroup.com.au/ https://doctorbi.com.au/ https://au.linkedin.com/in/mian-bihttps://www.linkedin.com/in/daniellamp/https://acesse.one/spotify-passive-income-doctor----- LISTEN TO THE PODCAST LISTEN TO THE PODCAST:Spotify: https://spoti.fi/3FoBRAyApple Podcast: https://apple.co/4iks50NAmazon Music: https://amzn.to/3DoyJnP----- FIND US HERE Website: https://ifdgroup.com.au/ Facebook Group: https://www.facebook.com/groups/investingfordoctors Facebook Page: https://www.facebook.com/investingfordoctors ----- DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.  

  --------  

  49:28

  --------

  49:28

More Business podcasts

Trending Business podcasts

About Investing For Doctors Podcast