Raymond Lavine joins Adulting With Autism to talk about a topic most people avoid until it becomes a crisis: caregiving and long-term care planning—and why "I'm too young to think about that" is exactly how chaos happens later.
Raymond grew up in Hollywood, California, and spent most of his career in financial services (commercial banking, mortgage banking, insurance). For the past 15+ years, his work has focused on long-term care benefits—what they are, what they aren't, and how to think about them as part of real-life adulthood (not just "nursing homes").
In this conversation, Raymond reframes long-term care as something much broader than many people assume. Caregiving, he explains, is any time one person helps another with daily life—whether that's after an accident, during illness, with cognitive changes, or temporary mobility issues. And crucially: you don't have to be elderly to need caregiving.
Raymond also shares personal stories that make the stakes real: experiencing an unexpected heart attack and the difference preparation can make, plus what it looked like to plan ahead for his wife's knee replacement and hiring a caregiver for the first time. He's candid about his own strengths and limitations—why he's "not caregiving material," why he's "not patient material," and how self-awareness can actually improve outcomes when a family is under pressure.
For neurodivergent adults (and anyone with executive-function challenges), this episode is especially practical: Raymond walks through what information you should have ready (medications, providers, insurance details), why systems beat memory in emergencies, and how a little organization can reduce overwhelm when health situations move fast.
In this episode, you'll hear:
What "caregiving" really means (and why it's bigger than nursing homes)
Why young adults should care: care needs can happen at any age
The difference between planned vs. unexpected health events (knee surgery vs. heart attack)
What happens when there's no plan: chaos, stress, time pressure, and avoidable mistakes
Practical readiness: keeping your med list, providers, and insurance info accessible
Executive-function friendly systems (digital notes, printed summaries, repeatable routines)
Why long-term care plans exist: paying for help at home or in a care setting
Reality check on employer benefits (and what questions to ask at work)
How to communicate with care teams and caregivers with respect (they aren't "the help")
Staying independent longer by using support strategically
Guest: Raymond Lavine
Raymond Lavine is a long-term care benefits advisor with a background in financial services. He helps individuals and organizations understand caregiving risk, cost planning, and long-term care options—so families aren't forced to figure everything out in the middle of an emergency.
Where to find Raymond
Raymond shares resources and contact info on his website: www.lavineltcins.com