Parenthood is one of life’s most rewarding journeys - but it also comes with significant emotional, lifestyle, and financial changes that are often underestimated.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder break down what it really takes to financially prepare for bringing a child into the world, far beyond just the initial costs.Join John and Ayten as they explore key considerations, the importance of planning and strategy, and how aligning your financial decisions can help create a smooth transition into parenthood.Enjoyed this episode and want to hear more?Follow Cash Talk on Instagram: Instagram (@thecashtalkpodcast)Follow John on Instagram: Instagram (@thejohncachia)Follow Thriving Wealth on Instagram: Instagram (@thriving.wealth)Have a question you'd like answered?Reach out to us via our Instagram pages above.
ETFs, managed funds, and LICs are all popular ways to invest, but understanding how they differ and knowing which suits your goals can make all the difference.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK) break down how these investment vehicles work, what sets them apart, and how they can fit into your long-term wealth strategy.Join John and JK as they unpack the key considerations of each, from fees and tax to diversification, dividends, and everything in between.Enjoyed this episode and want to hear more?Follow Cash Talk on Instagram: Instagram (@thecashtalkpodcast)Follow John on Instagram: Instagram (@thejohncachia)Follow JK on Instagram: Instagram (@jkoutsouroupas)Follow Thriving Wealth on Instagram: Instagram (@thriving.wealth)Have a question you'd like answered?Reach out to us via our Instagram pages above.
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#84 - Wealth Erosion & It's Impact on Your Financial Future
It’s easy to dismiss the small fees and expenses, but these erosions accumulate, often unnoticed, and can have a major impact on your future wealth.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn unpack the concept of Wealth Erosion - the small, compounding factors that can significantly reduce your wealth over time, often without you realising. Join John and Mason as they explain how erosion differs from loss, outline the financial, economic and behavioural eroders, and share tips for preventing these habits from compounding into larger, long-term setbacks.Enjoyed this episode and want to hear more?Follow Cash Talk on Instagram: Instagram (@thecashtalkpodcast)Follow John on Instagram: Instagram (@thejohncachia)Follow Mason on Instagram: Instagram (@mason.thorn)Follow Thriving Wealth on Instagram: Instagram (@thriving.wealth)Have a question you'd like answered?Reach out to us via our Instagram pages above.
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#83 - The Risks Affecting Your Finances and How to Minimise Them
Risk is everywhere. In markets, in behaviour, and in the choices we make with our money. However, not all risks are bad, some just need to be understood and managed.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder unpack the many sides of risk, from financial, behavioural, to emotional.Join John and Ayten as they break down the different types of risk, how to mitigate them effectively, and how financial planning can ease the stress of uncertainty. Enjoyed this episode and want to hear more?Follow Cash Talk on Instagram: Instagram (@thecashtalkpodcast)Follow John on Instagram: Instagram (@thejohncachia)Follow Thriving Wealth on Instagram: Instagram (@thriving.wealth)Have a question you'd like answered?Reach out to us via our Instagram pages above
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#82 - Understanding Dollar-Cost Averaging, Rebalancing and Risk Tolerance
Investing isn’t about trying to time the market, it’s about setting a goal, choosing the right strategy, and having the discipline to follow it through.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari explore the essentials of investing: dollar-cost averaging, rebalancing and risk tolerance. Join John and Anthony as they break down how they work, when they help, and the role of behaviour and knowledge in staying disciplined with each strategy. Enjoyed this episode and want to hear more?Follow Cash Talk on Instagram: Instagram (@thecashtalkpodcast)Follow John on Instagram: Instagram (@thejohncachia)Follow Anthony on Instagram: Instagram (@acaligari_finance)Follow Thriving Wealth on Instagram: Instagram (@thriving.wealth)Have a question you'd like answered?Reach out to us via our Instagram pages above
Step into the world of wealth with Cash Talk. Hosted by multi-award-winning Financial Adviser, John Cachia.
Join John beyond the 9-5 and dive into his personal odyssey of money, and the untold stories of his life as a young business owner. As well as exploring the inspiring stories of other likeminded entrepreneurs.
There’s no limits to creating the life you desire. Welcome to Cash Talk, where we talk all things money, business, and life!
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