Frugal Friends Podcast

Everyone says they’d be responsible with more money, but the problem is often how we define living below your means. It’s not about spending as little as possible. It’s about shifting your money mindset so you can spend intentionally without exceeding your means. Today, we’re talking about the mindset shifts that make living below your means feel less like restriction and more like financial freedom.

🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals
💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions
👉🏼 Subscribe for more on YouTube: https://www.youtube.com/frugalfriends
📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app
👩🏻‍💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp
📚 Order our book, Buy What You Love Without Going Broke:
https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill
🎙️ Get full show notes and mentioned links here! https://bit.ly/ffpbelowyourmeans
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We thought we were the only ones feeling this way, but we kept finding more and more reasons people have stopped shopping at Target, so that’s what we’re talking about today. Target has become something else, and Jen and Jill are digging into why shoppers are feeling differently, what’s changed, and whether the Target run is still worth it.

🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals
💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions
👉🏼 Subscribe for more on YouTube: https://www.youtube.com/frugalfriends
📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app
👩🏻‍💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp
📚 Order our book, Buy What You Love Without Going Broke:
https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill
🎙️ Get full show notes and mentioned links here! https://bit.ly/ffptargetisover
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Having a baby changes everything, including the way you think about money. Suddenly, you’re not just planning for your life. You’re planning for someone else’s future, too. In this episode, Jen and Jill break down the financial moves every new parent should think about, so you can feel more prepared for the costs, responsibilities, and big life changes that come with growing your family.

🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals
💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions
👉🏼 Subscribe for more on YouTube: https://www.youtube.com/frugalfriends
📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app
👩🏻‍💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp
📚 Order our book, Buy What You Love Without Going Broke:
https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill
🎙️ Get full show notes and mentioned links here! https://bit.ly/ffpfirstbaby
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You’ve probably heard of Dave Ramsey and his famous Baby Steps. But do you have to follow someone else’s financial blueprint to make progress with your money? In this rerun, Jen and Jill revisit Dave Ramsey’s advice, where they agree, where they’d do things differently, and how finding other voices in personal finance helped them figure out what actually works for them.

🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals
💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions
👉🏼 Subscribe for more on YouTube: https://www.youtube.com/frugalfriends
📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app
👩🏻‍💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp
📚 Order our book, Buy What You Love Without Going Broke:
https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill
🎙️ Get full show notes and mentioned links here! https://bit.ly/ffpbabysteps

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We love Halloween, but the endless stream of viral “must-haves” can make it feel like you need to spend more every October. In this episode, Jen and Jill explore how TikTok, social media, and influencer culture are fueling Halloween overconsumption, from trendy decorations to nostalgic must-haves. They also share how to enjoy Halloween, embrace the spooky season, and celebrate without letting unnecessary spending take over.

🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals
💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions
👉🏼 Subscribe for more on YouTube: https://www.youtube.com/frugalfriends
📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app
👩🏻‍💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp
📚 Order our book, Buy What You Love Without Going Broke:
https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/
⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill
🎙️ Get full show notes and mentioned links here! https://bit.ly/realityofhalloween
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.