This week, we’re joined by Lacey Filipich, a former mining engineer turned financial educator, for a conversation that feels increasingly hard to ignore: climate risk and what it means for the future of property and insurance.
Some recent predictions suggest that by 2035, one in ten properties could become uninsurable. Lacey helps us unpack where these numbers are coming from, why they matter, and what they could mean for homeowners, investors, and the wider financial system.
We talk through ideas like “climate ghettos,” how changing insurance markets could reshape entire communities, and why this issue has the potential to affect the financial sector as a whole.
We won’t lie, parts of this episode are confronting. But it’s an important conversation to start.
We've also got you covered with a part 2 coming out on Thursday, where Lacey shifts the focus to what we can actually do, sharing practical steps and areas where we still have control.
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