The Follio Property Podcast

Is the housing crisis Australia faces permanent? In this episode, we expose the brutal truth about the 2026 market and what it means for property investment Australia.
📊 EXCLUSIVE ACCESS: THE NATIONAL INVESTMENT REPORT (FEB 2026) We are launching a monthly deep dive into Australian property investing. 👉 To get first access, click the link here: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber
In This Episode: Will we ever escape the Australian housing market crunch? Reece and Lachlan dive deep into 2026 data to explain why the "supply-demand" gap is a decade-long reality. From the Albanese government’s failed initiatives to the rental crisis Australia is facing, we break down why waiting for prices to drop is a losing strategy.
We cover:- The 40% Construction Trap: Why building costs impact your Australian real estate investing strategy.- Perth Property Market: Why WA is the most expensive place to build right now.- Melbourne Property Market: Why migration is surging back to Victoria.- Sydney Real Estate: The surprising "green shoots" in completions.

Timestamps:
00:00 Introduction
02:33 Is The Government Causing The Housing Collapse?
06:44 Why The Rental Market Is Going Up
08:04 Why Construction Costs Are Rising
12:45 Why WA Is The Worst Affected State
13:59 WA's Immigration Is Starting To Decline
18:49 Positive Signs For Melbourne Property?
21:29 Building Approvals Improving In Adelaide
22:55 Queensland's New International Reforms
25:31 How Do Australian House Prices StabiliseKey Themes:
Australian Housing Crisis
Supply & Demand Imbalance
Government Policy Failures in Housing
Skilled Labour Shortages
Increasing Construction Costs
Rising Rents
Migration Trends & Population Growth
About the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.

📍Visit Our
Website: https://follio.com.au/
📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like,

Subscribe, and Comment to support the channel and join the conversation.

#AustralianProperty #HousingCrisisAustralia #PropertyInvestmentAustralia #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #PropertyDownturn #GFCTrack: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

Is your "busy" life costing you a fortune in missed Australian property investment gains?

In this episode of The Folio Property Podcast, Reece and Lachlan strip away the market hype to focus on the one thing that actually determines success in the Australian property market: The Strategy. After a massive run in 2025, the banking regulator is cracking down, interest rates are likely on an upward path, and the "heavy lifting" once done by the real estate boom is over. Lachlan shares a personal wake-up call from a recent 12-hour flight where he realized his own debt-to-income ratio had spiralled to 9x, threatening his financial stability.

We discuss why "investing in the dark" is a recipe for disaster and how a 2-degree error in your plan today can leave you countries apart from your financial goals. If you haven’t done a property portfolio health check for 2026, this is your sign to start optimizing your real estate investing Australia strategy.

📈 In This Episode You’ll Learn:
The 2-Degree Rule: Why a small lack of direction leads to massive failure in property investing in Australia.
The 2026 Health Check: Why Lachlan is pivoting from "Aggressive Accumulation" to a debt-free journey.
Lachlan’s Personal Numbers: A transparent look at his 9x DTI and 9x cash buffer shock in the current Australian housing market.
Lipstick on a Pig: How to maximize exit value on your B-grade investment property before the market cools.
The Strata Warning: Why villa units and strata assets are the hardest to sell in a soft housing market.
Recency Bias: Why selling the asset you bought 12 months ago might be the smartest wealth creation move.
Property Manager Truths: Why you must assume no one cares about your rent returns as much as you do.
Timestamps:
00:00 Introduction
02:50 The Best Investment Strategy In 2026
04:01 The Importance Of reviewing Your Portfolio
08:23 Lachlan's Personal Strategy In 2026
10:38 What Properties Should You Divest in Your Portfolio
15:35 What To Look At When Reviewing Your Portfolio
18:51 The Biggest Risk Mitigation Strategy In 2026
20:30 Investment Opportunities In 2026

About the Folio Property Podcast
Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.
📍Visit Our Website:
https://follio.com.au/

📩 Contact Us:
[email protected]

📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw
Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/
Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/
If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.

#AustralianProperty #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #PropertyDownturn #GFC

Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

Is the Australian property market reaching a dangerous peak, or are we standing at the edge of a major 2026 shift?

In this episode of The Folio Property Podcast, Reece and Lachlan dive into the highly anticipated 2026 Property Forecast to answer the question every investor is asking:
Is a major downfall coming, or is the market just getting started?
Following a massive 2025 where Perth exploded with nearly 16% growth, we hold Lachlan accountable to his previous predictions and look at the cold, hard data for the year ahead. We break down the "Inventory Crisis" in Perth, why Sydney and Adelaide are hitting an affordability ceiling, and why the "FOMO" phase is driving dangerous levels of speculation.

Whether you're a first-home buyer navigating the 5% scheme or a seasoned investor looking to consolidate your portfolio, this episode provides a roadmap for the risks and opportunities of 2026.

In This Episode You’ll Learn:- 2025 Scorecard: How Lachlan’s predictions for Perth and Melbourne actually performed
- The Perth Inventory Shock: What happens when listings drop below 1,900 (a record low)
- The Affordability Ceiling: Why Sydney and Adelaide are the most vulnerable markets in 2026
- Interest Rate Forecast: Why we are bracing for 1–2 more rate rises this year
- The Yield Flip: How Melbourne is now outperforming Brisbane and Adelaide for rental returns
- The Darwin "Sugar Hit": The truth about investor activity in regional and smaller capital markets
- Lending & Debt: How APRA and bank tightening will impact your borrowing power in Q2 and Q3
- FOMO vs. Fundamentals: How to avoid the biggest speculative risks in the current market
- Portfolio Strategy: Why 2026 is the year to divest "stepping stone" assets for quality blue-chips
- The 2026 Leaderboard: Our official rankings for growth across every major Australian city

Timestamps:
00:00 Introduction
01:02 Giveaway Announcement
03:48 Perth Property Predictions & Analysis
07:00 Sydney Property Market Predictions & Analysis
08:47 Melbourne Property Market Predictions & Analysis
10:42 Brisbane Property Market Predictions & Analysis
12:18 Adelaide Property Market Predictions & Analysis
15:55 Where Are Interest rates Heading In 2026
18:48 Tougher Bank Regulations in 2026
Key Themes:- Australian housing market forecast 2026
- Perth property shortage
- Interest rate hike impact
- Real estate affordability index
- Rental yield comparisons
- Property divestment strategy
- Investor lending regulations
- Capital growth leaderboards

About the Folio Property Podcast
Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.

📍Visit Our Website: https://follio.com.au/
📩 Contact Us: [email protected]
📲 Follow Us on Social:
Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/

If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.

#AustralianProperty #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #PropertyDownturn #GFC

Most investors don’t realise that property markets move in cycles and that understanding those cycles can drastically change your returns. In this mini episode, we break down how residential, commercial, and industrial markets each follow their own rhythm, why timing your entry and exit matters, and how 90% of growth often occurs in just a small window of the cycle.
We explore how long-term buy-and-hold thinking has shaped generations, why today’s investors need to think differently, and how historical data shows that a 4-year window can sometimes outperform the previous 15 years combined. We also discuss the role of interest rates, sentiment shifts, macro events, and opportunity cost, and why serious investors should avoid loyalty to any one asset class.Whether you’re building generational wealth or looking for accelerated gains, this conversation reveals how true investors use property cycles to maximise returns and make smarter decisions in 2025 and beyond.
Includes insights on: Perth vs Sydney cycles, generational investing, data-driven timing, A-grade assets, syndicate strategy, and how markets within markets behave.
Key Themes: - property cycles explained- residential vs commercial cycles- best time to buy property- opportunity cost in real estate- data-driven property investing- property market timing strategy
📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]
📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#propertycycles#propertymarket2025#investingtips#realestateinvesting#propertystrategy #perthproperty #propertycycleexplained#propertyinvestor#australianpropertymarket#marketcycles#timingthemarket#wealthcreation

Negative gearing is one of the most misunderstood concepts in Australian property investing, and also one of the most politically charged. In this episode, we break down exactly what negative gearing is, how it works, and when it actually benefits investors.Put simply, negative gearing allows you to offset the losses from holding an investment property against your taxable income. But beyond the textbook definition, we explore why negative gearing exists, how it influences investor behaviour, and why removing it would reshape the entire housing market.Inside this episode we unpack:• what negative gearing is in plain English• why the government allows you to offset property losses• how negative gearing impacts rental supply and affordability• how high-income earners use it during peak earning years• the link between land value, capital growth and negative gearing• how depreciation plays into the equation• why negative gearing is a benefit, not a standalone strategy• the real-world numbers showing how tax can reduce the “cost” of holding growth assets• how to blend growth assets with cash-flow assets to balance a portfolioWhether you’re new to property investing or scaling toward a multi-property portfolio, understanding negative gearing helps you use tax as a tool, not a driver, to buy the right assets for long-term wealth.About the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#negativegearing#propertytax #propertystrategy#australianpropertymarket#investmentproperty#taxplanning#wealthcreation#propertyinvesting#realestateinvesting#capitalgrowth Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode