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The Follio Property Podcast

The Follio Property Podcast
The Follio Property Podcast
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  • How To Increase Your Borrowing Capacity, in 2025| ft. Michael Killiner
    In this episode Lachlan and Reece are joined by expert mortgage broker and Director of Tusk Finance, Michael Kiliner. Michael and the boys sit down to unpack everything you need to know about finance when building a property portfolio. From best loan strategies to understand how the recent interest rate cuts will impact the property market, this episode provide the right education for homeowners and investors. The also discuss: - How much growth is still left in the Perth Property Market - What a serviceability buffer really is and how it impacts your borrowing capacity- The hidden effect of credit card debt on your loan eligibility - Understanding property valuations and their role in finance - How debt recycling works and why you should consider itWhether you're buying your first home and are unsure as to how a mortgage or loans works, building a portfolio, or looking to restructure your finance, this episode is packed with practical strategies to help you make smarter moves. Timestamps: 00:00 Introduction 01:32 Will Interest Rates Continue To Cut 04:49 How Much Growth Is Left In The Perth Property Market 07:32 What's Serviceability Buffer & How It Affect Borrowing Capacity 10:16 How To Borrow More Money From The Bank 12:46 How Credit Cards Affect Your Borrowing 17:47 How DO Banks Conduct Property Valuations 23:53 Why Most Perth Brokers Are Lazy 27:41 What Is Debt Recycling📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected] Kiliner: LinkedIn: https://www.linkedin.com/in/michaelkilliner/Instagram: https://www.instagram.com/mortgageswmichael/?hl=enPodcast: https://www.youtube.com/@ThatBackyardPropertyPodcastBusiness: https://tuskfinance.com.au/📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok:https://www.tiktok.com/@folliopropertypodSpotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddal: https://www.linkedin.com/in/reece-beddall-294557b3/#propertyinvesting #perthproperty #interestrates #mortgage #mortgagetips #mortgagebroker #perthnews #propertymarket #investing #investmentproperty #follio
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  • The Ultimate Guide To Buying An Investment Property in 2025
    In this episode, Lachlan and Reece go deep into the art and science of selecting the right investment property. They unpack the biggest mistakes they see investors make when select the right asset, from macro selection to critical things to analyse at an inspection. They discuss: The critical role of due diligence, and exactly how to do it right. What most buyers miss during inspections The best negotiation strategies to secure a great dealHow to tell if you’re overpaying. What type of properties you should avoid at all costs and why. In a challenging market with increasing demand and low stock, it's more crucial that you take the emotion out of the decision and throughly analyse the properties you are purchasing. Not doing so, can cost you in the long run. Whether you’re actively searching or just starting to think about your next move, this episode will help you buy smarter, avoid costly errors, and prepare for a successful purchase.Tune in now and cut through the noise!Timestamps: 00:00 Introduction 01:29 Biggest Mistakes When Choosing an Investment Property 04:00 How Important Infrastructure Projects Are On Market Growth06:11 What Type of Property Should You Invest In?12:20 What Most People Miss At An Inspection 17:04 What Properties Should You Avoid19:07 The Best Negotiation Strategies 23:25 Are You Overpaying For The Property?27:11 Should All Investors Buy Off-Market?📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan: https://www.linkedin.com/in/lachlandelahunty/Reece: https://www.linkedin.com/in/reece-beddall-294557b3/#propertyinvesting #propertyinspection #assets #duediligence #propertydeals #propertymarket #investmentproperty #investing #debt
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  • Perth Hottest Suburbs in 2025 | ft. Corey Adamson
    In this episode Lachlan and Reece are joined by one of Perth's expert real estate agents and Director at the Perth Property Team - The Agency, Corey Adamson. Corey brings his local market insights in discussing Perth hottest suburbs of 2025 and what areas are primed for growth over the coming year. They unpack: 5 Perth suburb hotspots Areas that investors should avoid Insider tips from a sales agent to get ahead of the market and much more Whether you're a first-time buyer, a season investor looking to get into the market, or just want to understand how the Perth market is performing, this is the episode for you. Tune in now and cut through the noise!Timestamps: 00:00 Introduction 01:30 The Perth Property Pulse 07:00 What Type of Properties Are Investors Buying?08:47 Perth Suburb Hotspots 20:01 Perth's Outer Suburb Hotspots 22:38 What Perth Suburbs Should Investors Avoid 29:15 Lachlan's Investor Hotspots 37:16 The Next $1 Million Suburb📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected] Adamson: Instagram: https://www.instagram.com/coreyadamsonproperty/TikTok: https://www.tiktok.com/@coreyadamsonLinkedIn: https://www.linkedin.com/in/corey-adamson-7964b2139/Business: https://theagency.com.au/team/corey-adamson📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N5...Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertyinvesting #perthproperty #perthnews #perthrealestateagent #propertymarket #investing #investmentproperty #follio
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  • The Truth About Property Tax, Trusts & Negative Gearing in Australia | ft. Nathan Hood
    In this episode Lachlan and Reece sit down with a seasoned tax accountant and expert in property tax, Nathan Hood from Carbon Group. The boys uncover everything you need to know about property tax in Australia.Whether you're a homeowner, first time investor or a season landlord, this episode is packed with practical tax tips, little-known strategies, and insights in how the to maximise your property returns. They break down: What you can and can't claim on your investment property The pros and cons of buying property in a trust Tax loopholes every investor should be aware ofHow negative gearing works and much more This one’s a must-listen for anyone looking to maximise their tax returns through property.Tune in now and cut through the noise!Timestamps: 00:00 Introduction 01:39 Tax Exemptions on Your Home04:36 How to Select Which Property 09:04 Why Your Primary Residence is the Most Important Investment 12:17 Pros & Cons of Buying Property in a Trust Structure 22:32 Negative Gearing Explained28:48 The Difference Between Capital Improvements vs Maintenance 📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected] Hood: Nathan's LinkedIn Carbon Group 📲 Follow Us on Social:InstagramTikTok: https://www.tiktok.com/@folliopropertypod Lachlan Delahunty's LinkedInReece Beddall's LinkedIn#propertytax #propertytaxexpert #tax #taxtips #propertyinvesting #investmentproperty #australianproperty
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  • How To Pay Off Your Mortgage Faster in Australia, in 2025
    In this episode, Lachlan and Reece dive deep into the strategies Australians can use to pay off their home loan faster and build lasting wealth through investing. They cover the importance if eliminating debt on your Principal Place of Residence (PPOR), and how investors are leveraging property strategies to become mortgage-free in as little as 6 years. They also discuss: Good debt vs bad debtStrategies to pay off your mortgage quickerThe land-banking strategy How to de-risk your investments Whether you're a first-time homebuyers, looking to upgrade to a new home, this episode will give you the guidance and strategies to pay of your mortgage quicker. Tune in now and cut through the noise! Timestamps: 00:00 Introduction 02:13 Good Debt Vs Bad Debt08:02 How We Paid A Clients Mortgage In 5 Years15:08 What Should I Invest In?17:22 Why Diversification Is The Best Way To De-risk Investments 24:00 What Should A First-time Investor Buy?31:11 The Land-banking Strategy34:55 Advice To Pay Off Your Mortgage Quicker📍Visit Our Website: https://follio.com.au📩 Contact Us: [email protected]📲 Follow Us on Social:YouTubeInstagramTikTokLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#propertyinvesting #investmentproperty #investing #mortgage #debtfree #debt
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About The Follio Property Podcast

Sick of the same old property myths and bad advice? So are we. The Follio Property Podcast delivers real talk on the Australian property market, cutting through the noise to give you insights and education that actually matters. Hosted by property experts Lachlan Delahunty and Reece Beddall, we break down the latest market trends, expose industry topics, and give you the information needed to make smarter property decisions. Whether you're buying your first home, building a portfolio or just trying to make sense of the market, we've got you covered.
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