Property Investment Podcast Network

In the latest episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to discuss the challenges faced by property investors in Australia's current market.
Tarrant opens by encouraging listener feedback, emphasising its importance in shaping the show's content.
The main discussion then begins, as the duo analyse the recent 25-basis-point rate hike, with Loisance providing insights into mortgage trends and how rising interest rates are affecting investment strategies.
The pair note that while the rate increase may not drastically change strategies for most investors, it could be a tipping point for some.
The episode also examines tighter lending regulations for high debt-to-income borrowers and stricter oversight of trust-based financing arrangements.
Government spending, taxation, and potential changes to capital gains discounts were highlighted as factors that could influence property prices and investor decisions.
Loisance discusses AMP Bank's cautious return to self-managed super fund (SMSF) lending, providing targeted opportunities for select investors.
The show concludes with practical advice on strategic portfolio construction, optimising cash flow, and securing better financing in a challenging market.

If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn.

If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.

The OGs are back! Two years on, Simon Loo and Michael Xia return to Property Unfiltered for a no-holds-barred catch-up that pulls back the curtain on what's really working in today's property market (and what isn't).
From doubling their combined portfolios from 100 to 200-plus properties, to riding the surge in unit blocks and venturing into some controversial assets, the OGs break down the wins, the setbacks, and the real strategies behind their rapid growth.
With Xia coming off a record-breaking year writing over 1,000 loans (the highest volume in Australia), this episode is packed with sharp insights, current market realities, and forward-thinking moves every serious investor should hear.

In a recent episode of The Smart Property Investment Show, hosts Phil Tarrant and Liam Garman examine the implications of the Reserve Bank of Australia's latest interest rate hike on property investment.
Tarrant acknowledges the widespread media concern but argues that shifting economic conditions can also create opportunities for strategic investors.
Garman points out a rise in the Consumer Price Index from 3.4 per cent to 3.8 per cent, warning that inflationary pressures, driven by energy prices and housing costs, could lead to further increases.
The pair explore whether the move signals the start of a gradual upward cycle, noting that rates often follow a fluctuating "sawtooth" pattern as the RBA works to stabilise the economy.
They also highlight government spending and market liquidity as key contributors to inflation, with Garman suggesting Australia's tightening stance is unusual among major Western economies.
The discussion raises concerns about the 5 per cent deposit scheme, with both warning that it could expose first home buyers to negative equity if property values fall.
Tarrant further urges caution around the super saver scheme, stressing the importance of disciplined saving, budgeting, and living within one's means.
Ultimately, they conclude that while higher rates present challenges, informed and adaptable investors may still find opportunities in a changing market.

If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn.

If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.

In this episode of The Property Nerds podcast, the co-hosts – Arjun Paliwal and Adrian Lee from InvestorKit and Jack Fouracre from Fouracre Financial – discuss rental yields, borrowing capacity, and smarter investment strategies.
The conversation opens by focusing on how investors often overemphasise rental yield, risking tunnel vision and missing high-growth opportunities.
The hosts explain that chasing slightly higher yields may only marginally increase borrowing capacity while limiting market options and extending the property search timeframe.
They emphasise that capital growth should take priority, particularly in the early stages of building a property portfolio, even if it means accepting short-term negative cash flow.
The podcast also highlights the psychological factors influencing investors, including habits formed during low-interest periods and the need to adjust mindsets for today's market.
Self-managed super funds (SMSFs) are explored as an investment vehicle, with more lenders offering competitive products and higher loan-to-value ratios, presenting diversification opportunities.
The trio stresses the importance of a holistic approach, combining strategic planning, income growth, and professional advice to achieve long-term investment goals.

In this episode of The Smart Property Investment Show, managing editor Liam Garman sits down with Ashby Farrell, director and licensee at WHITEARCH, to unpack the realities of Perth's ultra-tight property market and what it means for investors.
Farrell describes conditions as "catastrophic" for buyers, with available listings dropping below 2,000, well under the roughly 2,500 properties typically needed for market balance, pushing days on market into single digits.
Despite the frenzy, he argues the issue is not affordability but a severe supply shortage, noting strong local incomes and deep buyer pools competing for limited stock.
Farrell reveals why many property owners are refusing to sell, choosing instead to hold positively geared assets while prices continue to climb – and how this mindset is locking stock out of the market.
For investors, the environment demands discipline, with Farrell stressing the importance of targeting assets that deliver immediate rental yield rather than banking on future increases.
He also points to city-fringe suburbs that have not yet fully gentrified as potential hotspots for long-term capital growth.
The conversation also lifts the lid on the realities faced by agents and property managers. Farrell warns of declining transaction volumes, explains why fee discounting is a race to the bottom, and shares practical advice on how agents can protect margins, listings, and long-term relevance in a low-stock environment.

If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn.

If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.