Property Investment Podcast Network

A government bailout, banks fighting harder for borrowers, and buyer activity falling: Australia's property market is showing cracks as economic pressure starts to build.
On Property Buzz, Phil Tarrant and Liam Garman tackle the government's decision to support the Tomago aluminium smelter, questioning whether taxpayer money should be used to rescue struggling businesses.
The conversation then turns to property, including the growing debate around third-party trust accounts and what a recent NSW court case could mean for the industry.
The pair also look at banks ramping up refinancing offers and cashbacks as mortgage volumes soften, while buyer activity and property prices come under pressure across parts of the country.
They then discuss whether a deeper property correction could spill into the broader economy, including household wealth, consumer spending, and the prospect of future rate cuts.

SMSF residential lending is off the table, but investors aren't out of options. As the rules shift, commercial property is emerging as a new pathway to keep portfolios growing.

On The Pure Property Podcast, Phil Tarrant and Paul Glossop are joined by Aaron Findlay to discuss the SMSF lending changes and the rush from investors trying to secure residential deals before the deadline.
The trio look at the surge in investor activity, why the lending changes are forcing investors to rethink their strategies, and how commercial property is gaining attention as a potential alternative.
They also explore the appeal of commercial property, including its income potential, different management demands, and opportunities for business owners to hold premises through their SMSF and lease them back to their own business.
The conversation also covers the importance of understanding leases, conducting thorough due diligence, and looking beyond the rush to secure a deal, particularly as investors navigate a rapidly changing lending landscape.

The SMSF lending crackdown has changed the game. But with rates on hold and commercial lending gaining attention, investors have new finance strategies to consider.
On The Smart Property Investment Show, Phil Tarrant is joined by Eva Loisance and Costa Arvanitopoulos from FinnI Mortgages to discuss how the Reserve Bank of Australia's (RBA) decision to hold the cash rate and the end of self-managed super fund (SMSF) lending are reshaping investors' financial strategies.
The trio examine the RBA's decision to hold the cash rate and the government's underestimated SMSF lending figures, exploring what both mean for mortgage holders, investors, developers and the broader property market.
With residential SMSF borrowing now off the table, the trio explore the growing shift towards commercial property and lease-doc lending, where a property's rental income can help underpin the lending assessment.
Tarrant, Loisance, and Arvanitopoulos also examine how these lending options could help investors with limited borrowing capacity but available equity, while weighing the risks before making a move.

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If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Interest-only or principal and interest? The choice could affect your repayments, borrowing power, and ability to buy your next property, with the "right" loan depending on the strategy behind your portfolio.
On The Property Nerds podcast, Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial tackle one of the biggest finance decisions facing property investors: interest-only or principal and interest?
The pair compare the two types of loans, looking beyond the headline interest rate to the impact each option can have on cash flow, debt reduction, and portfolio growth.
They also examine borrowing capacity, including why some lenders treat interest-only debt differently and how the right loan structure could potentially give investors more room to acquire additional properties.
The conversation then turns to loan-to-value ratio (LVR), refinancing, and equity, including situations where paying down debt faster can strengthen an investor's position and when preserving cash flow may make more strategic sense.
Paliwal and Fouracre also explore the longer-term impact of inflation on debt and why investors need to consider their broader portfolio strategy rather than automatically choosing one loan structure over the other.

Having kids can change your borrowing power, your goals, and even your property strategy. This couple reveal how they balance building a portfolio with creating the life they actually want.
n The Smart Property Investment Show, Liam Garman sits down with property investors Jason and Jami-Lee Titus to discuss the realities of growing a portfolio while starting and raising a family.
The couple share why they regularly reset their financial and personal goals, and the difference between the properties they want to buy and the life those investments are actually designed to create.
They also discuss the pressure to keep up with friends, social media, and other investors, and why constantly comparing your progress to someone else's can push you towards goals that were never yours.
The conversation then turns to borrowing capacity and the financial reality of having children, including how a drop in household income can dramatically change what investors can borrow and how aggressively they can invest.
Jason and Jami-Lee also reveal how communication has helped them navigate competing priorities, from investment decisions to lifestyle goals, and why building a property portfolio shouldn't come at the expense of the life you're trying to build.

If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn.

If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.