Property Investment Podcast Network

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to discuss the recent tightening of trust-based lending and its impact on property investors.
They explore how major banks, including Macquarie, Westpac, Commonwealth Bank of Australia (CBA), and Australia and New Zealand Banking Group (ANZ), have introduced stricter rules for trust loans, including reduced loan-to-value ratios, proof of established banking relationships, and redirecting trust lending to private banking divisions.
Loisance explains how these changes affect investors using multiple trusts to acquire properties simultaneously and the potential risks of overextending.
The discussion highlights that non-bank lenders continue to offer trust-based loans, often with more flexible terms but higher interest rates.
The duo stresses the importance of working closely with mortgage brokers and financial advisors to navigate the new lending landscape.
According to Tarrant and Loisance, these tighter criteria reflect broader industry self-regulation and pre-emptive measures ahead of potential Australian Prudential Regulation Authority (APRA) intervention.
If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn.

If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.

In this episode of the How I Met My Broker podcast, co-hosts Liam Garman and Hung Chuy share essential strategies for investors, first home buyers, and developers navigating the property market.
Chuy highlights the challenges of entering the market, including understanding initiatives such as the 5 per cent deposit scheme and shared equity programs, while cautioning against rushing purchases without proper planning.
They explore investment strategies such as rentvesting, emphasising the importance of evaluating market conditions and performing financial analysis.
Commercial real estate is also discussed, with advice on due diligence, tenant quality, and working with experienced buyer's agents.
For owners who want to sell, the co-hosts stress treating properties as business assets and selling underperforming properties strategically.
The conversation also touches on property development, including navigating red tape, managing construction costs, dealing with unexpected delays, and ensuring a sufficient financial buffer.

In this episode of The Smart Property Investment Show, host Liam Garman sits down with Aus Property Report founder Myles Clark to unpack what investors really need to look for in building reports, as he debunks myths and clarifies confusing report language.
They discuss the most common and costly defects that can catch investors off guard, from structural problems to hidden maintenance issues.
The conversation then turns to the limitations of building inspections – what an inspector can't see, how to manage these blind spots, and how investors can distinguish between good and bad inspectors.
Finally, they explore the differences investors should expect between houses and strata properties, including units and townhouses, before sharing Clark's top tips on protecting assets from long-term damage.

If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn.

If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.

In this episode of The Property Nerds podcast, hosts Arjun Paliwal, Jack Fouracre, and Adrian Lee sit down with Mark Speakman from the NSW Liberal Party to unpack Sydney's housing crisis and explore potential solutions.
The discussion highlights how skyrocketing house prices, now 13 times the average income, have made home ownership increasingly unattainable for median earners.
Speakman explains that the crisis is driven not only by demand but also by supply constraints, high construction costs, and significant government taxes that can add 25–40 per cent to the cost of a new home.
The conversation covers recent planning reforms aimed at speeding approvals for medium-density housing and the importance of a simpler, more predictable planning system
Speakman stresses that community consultation should guide master planning but not stall implementation at every stage of development.
"Quick-fix" solutions like 5 per cent deposit schemes are debated, with experts cautioning that they address demand, not supply, and could worsen affordability without systemic changes.
The discussion also touches on workforce challenges, including skilled labour shortages and low apprenticeship rates, which impact construction timelines and costs.

In this episode of The Smart Property Investment Show, host Liam Garman is joined by seasoned investor Alex Whitlock to discuss the critical role of property managers in maximising returns and protecting investor portfolios.
The conversation explores the differences between competent and mediocre property managers, the impact of compliance and legislative changes, and how proactive management can enhance rental yield.
Whitlock shares personal insights and examples, highlighting how effective property management contributes to long-term portfolio growth.
The duo also discusses technological advancements, such as automated payments and owner portals, and provides practical advice for investors considering a change in management.
Overall, they emphasise that investors who align with a skilled, proactive property manager will achieve greater financial success.
If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn.

If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.