Property Investment Podcast Network

Interest rates are rising, but are they actually stopping investors… or simply exposing who knows how to play the long game?
On The Property Nerds podcast, hosts Arjun Paliwal and Jack Fouracre break down the lending strategies that separate scalable investors from everyone else.
From 1 per cent servicing buffers to 40-year loan terms, smaller and second-tier lenders are quietly giving investors access to borrowing capacity that major banks won't touch. Though, while Tier 1 lenders maintain tighter servicing rules, they often adjust policies to stay competitive when pressure builds.
The result? Investors who understand the full lender ecosystem are unlocking hundreds of thousands in additional capacity, simply by structuring smarter.
The pair then turn to how savvy investors are using equity releases not just as deposits, but as a strategic buffer, releasing more than they immediately need to manage short-term negative cash flow and ride out rate volatility while continuing to scale portfolios.

As rates climb, lending tightens, and investment strategies shift, will you be caught off guard or ready to capitalise?

In The Smart Property Investment Show, Phil Tarrant and Eva Loisance from Finni Mortgages discuss how investors are reassessing borrowing capacity, cash flow, and risk as rate rises loom and lenders adjust expectations.
The experts note a clear divide, with some investors taking a wait-and-see approach while others look to act on emerging opportunities supported by schemes such as low-deposit lending options.
The pair also highlight growing concerns about how younger investors are receiving financial advice, with an increasing reliance on social media and artificial intelligence (AI) raising serious questions about accuracy and decision-making.
As the market continues to change, Loisance urges investors to work with qualified professionals to cut through the noise, with those who adapt, learn, and seek expert advice best positioned to win.

If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn.

If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.

Capital gains discounts and negative gearing under attack. Trust account theft from dodgy agents off the charts. TikTok stars attacking property investors. Phil Tarrant and Liam Garman break it all down and share critical data on how investors can continue to grow their portfolios.
On this week's Property Buzz live, Phil Tarrant and Liam Garman cut through the noise on what's making headlines in property: tax reform, dodgy agents, boom suburbs, and common financial misinformation.
The federal budget is looming, and with it the very real prospect of the capital gains tax discount dropping from 50 per cent to 33 per cent and negative gearing being capped at two properties. Phil and Liam unpack what that means for investors, and why the full picture is still far from clear.
They also dig into the FAST 50 report, highlighting why investors across Australia are tipping regional Victoria and Queensland as boom locations, before turning to the industry's darker side: trust account fraud, agent misconduct, and the quiet danger of incentive kicker schemes that leave vendors thousands of dollars worse off.
Finally, the pair take aim at a viral TikTok video claiming corporate investors are deliberately engineering Australia's housing crisis, and deliver a timely reminder that in the age of financial influencers, separating fact from noise isn't optional. It's essential.

Can athletes really turn short sporting careers into lifelong financial security through property investment? In short, yes – here is how to do it.

From cricket pitches to property portfolios, professional athletes are increasingly using real estate to secure their financial futures long after their sporting careers end.
On The Pure Property Podcast, Phil Tarrant and Paul Glossop speak with former Australian cricketer Stephen O'Keefe about his transition from elite sport into building a property portfolio and investing for the future.
O'Keefe shares his journey from a modest cricket contract to developing a diversified portfolio, reflecting on early missteps, the importance of due diligence, and key lessons learned along the way.
The conversation also highlights the need for financial planning among athletes with short, uncertain careers, with O'Keefe sharing that by his early 30s, his passion for cricket had faded, and the game had become a job that funded his growing focus on property investment.
The trio also digs into whether rising construction costs and tougher lending conditions are changing the game for investors and developers right now.
Additionally, the co-hosts underscore the importance of having a trusted team and long-term planning for athletes, with O'Keefe's journey reflecting the need to learn quickly, adapt, and position himself for life beyond the game.

Commercial property is no longer just for seasoned investors – it's fast becoming the go-to strategy for those chasing bigger cash flow and smarter portfolio growth. But getting it right is what sets successful investors apart.
In The Smart Property Investment Show podcast, host Phil Tarrant and Westbridge Funds Management chairman Damian Collins reveal why more investors are making the switch to commercial in 2026 – and how to do it right.
With residential yields tightening to around 2–2.5 per cent, investors are turning to commercial assets delivering over 6 per cent returns, often with tenants covering outgoings, making them a powerful income play.
But the pair warn that higher returns come with higher stakes, and without the right due diligence on tenants, leases, and location, investors risk costly vacancies and poor outcomes.
For those not ready to dive in directly, funds and syndications offer a lower-risk entry point with access to premium assets and professional management.
With industrial properties leading the charge and retail holding strong, the opportunity is clear, but only for investors who approach it with the right strategy, discipline, and understanding.

If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn.

If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.