Property Investment Podcast Network

Commercial property can offer higher yields, but poor due diligence, risky leases, and long vacancies can turn an investment into a costly mistake.

On Property Buzz, Liam Garman and Phil Tarrant examine the risks facing residential investors moving into commercial property as Smart Property Investment launches a six-part guide to the sector, warning that commercial is not an easy next step.
The hosts discuss cases of poor advice, inadequate due diligence, and fake leases, highlighting the need for investors to understand the sector before committing their money.
Garman explains how higher yields can signal greater risk, with prolonged vacancies, complex lease terms, and unexpected repair bills eroding returns.
Tarrant raises concerns about investors buying commercial property through super funds without understanding the risks, while the pair stress the importance of financial buffers and experienced commercial specialists.

Building a property portfolio takes more than capital growth, with one investor keeping out-of-pocket holding costs to just $11,000 over five years while building a four-property portfolio.

On The Pure Property Podcast, Phil Tarrant and Aaron Findlay, senior buyer's agent at Pure Property Investment, speak with Jamie Kerr, a Central Coast wedding photographer who began investing just before the pandemic after receiving a property investment book for Christmas.
The couple bought properties across Perth and Brisbane, including one for $320,000 that later sold for $815,000, with proceeds from two Perth sales helping fund their $1.58 million family home on the Central Coast.
Kerr says the four properties cost around $11,000 out of pocket to hold over five years, with rising rents helping offset expenses as values increased, with Findlay breaking down the figures, including rental yields, acquisition costs, capital growth, and equity.
Now at their borrowing limit, the couple is considering selling another investment to reduce their home loan before potentially using equity to buy again.
The discussion explores how investors can balance portfolio growth, debt reduction, and family priorities while keeping their long-term financial goals in sight.

Commercial property can unlock a new path to wealth creation, but it comes with a different set of rules. Investors need larger buffers, deeper due diligence, and a clear understanding of the risks before making the move.
On The Smart Property Investment Show, Phil Tarrant and Victor Kumar launch the Post-Budget Guide to Commercial Property Investing, a new six-part series examining what investors need to know before making the move into commercial real estate.
In this first episode of the series, the pair unpack the factors that can make or break a commercial investment, from tenant quality and lease terms to asset selection, financing, valuation, and the broader business environment.
Kumar also challenges the idea that commercial property is simply the next rung on the investment ladder, stressing the importance of viewing it as part of a broader portfolio strategy. He warns investors against rushing into commercial property in response to recent budget changes or assuming a high yield automatically means strong cash flow.
Join the pair as they explore why investors need a seven-year-plus mindset, how seemingly attractive commercial deals can unravel, and the financial and strategic tests investors should pass before deciding whether commercial property belongs in their portfolio.


You can read more about whether commercial property is right for your portfolio with the Smart Property Investment guide - click here to access.

Sentiment is low, loan commitments are slipping, and investors are waiting for the dust to settle. But with billions in investor capital on the sidelines waiting to enter the property market, one expert says this could be one of the best buying windows in years.
On this episode of The Smart Property Investment Show, host Liam Garman sits down with Sam Gordon of Australian Property Scout to unpack his theory that capital doesn't vanish when confidence falls; it simply waits.
Gordon says that when confidence returns, an estimated $100 billion will flood back into real estate, and buyers who move while sentiment is low will get the best deals.
The pair also dig into Gordon's recent interview with shadow treasurer Tim Wilson, including what he says the Coalition would do about negative gearing, capital gains tax and SMSF lending. Gordon explains why he thinks limited recourse borrowing arrangements could be the first policy to return, and why he expects the "biggest rental boom Australia has ever seen" as vacancy rates tighten across the capitals.
Gordon then turns to where he sees opportunity, from Darwin, the only capital city that hasn't fallen month on month, to the 18.6-year property cycle debate. He reveals why he's been buying more aggressively since the budget than at any point in his 17 years of investing, including shopping centres, industrial and medical assets, and what he'd tell his 19-year-old self if he were starting again.

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A lower interest rate could save thousands, but a strategic debt reduction plan could cut hundreds of thousands from the total cost of a mortgage.
On Property Nerds, Arjun Paliwal is joined by finance specialist Kat Marsalek to examine the strategies borrowers can use to reduce their mortgage debt and slash their lifetime interest bill.
Marsalek shares a case study where projected interest fell from more than $1.3 million to $300,000 after restructuring cash, loan repayments, and investment debt.
The pair also look at offset versus redraw, debt consolidation, and using investment property cash flow to attack non-deductible home loan debt faster.
Marsalek argues that borrowers need more than a competitive interest rate, with a personalised debt reduction strategy potentially changing how quickly a mortgage is paid off and how much interest is ultimately charged.