Super Insider

Ever feel like you’re being pulled in every direction - supporting ageing parents, helping your kids get ahead, managing work and life, all while trying to plan your own future? 

  

You might be part of the sandwich generation. 

  

In this episode of Super Insider, our Education experts Josh van Gestel and Ruth Weaver unpack the real pressures facing many Gen X Australians today. This honest conversation explores why this stage of life can feel overwhelming and why it might actually be the most important time to focus on your own financial future. 

  

If you're juggling family responsibilities and wondering whether you're doing enough with your super, this episode offers practical insights to help you take back control.  

 

Supporting others is part of life for many Australians but as Ruth puts it in this episode, “it is time to put yourself first.” The decisions you make today could make a meaningful difference to your future retirement. 

 

Tune in to learn: 


00:54 - What it means to be part of the sandwich generation 


07:13 - Why your 40s and 50s are critical for super planning 


11:03 - What simple actions can improve your retirement outlook 


12:32 - How retirement forecasting helps you understand your super 


13:14 - How extra super contributions can compound over time 


16:09 - Why reviewing your super investment strategy matters 


19:11 - How inheritance and estate planning fit into retirement planning  

💡 Want to feel more confident about your super journey? 

To explore more tools, insights and resources to help you get the most from your super, visit our website:  

https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator 

 

🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

 

Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

 

SUBSCRIBE FOR MORE VIDEOS 

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

 

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CREDITS      

Joshua van Gestel – Senior Manager, Education Delivery, ART 

Ruth Weaver - Team Leader – Key Client Education, ART 

 

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

 

This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

 

We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

 

Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

 

Any information given by the guest speakers is provided as general information only and not financial advice.

Markets are moving again - and it’s normal to feel unsure about what that means for your superannuation. 

  

In this bonus episode of Super Insider, ART Chief Economist Brian Parker explains what’s behind recent market volatility, how global events can affect investments, and what it means for your long-term super savings. 

 

Tune in to learn: Potentially no time stamps required for this episode as it’s repurposed webinar content  



10:02 - What we’ve learned from past market crises

10:47 - Why your super is safe for the long term  

12:21 - Should I be thinking about investing in gold or other commodities? 

13:41 - What is ART doing to manage the current risks associated with geopolitics? 

14:48 - Should I consider delaying retirement? 

17:56 - What's happening with fuel prices and what direct impact will that have on investment returns for members? 

21:05 - Tips on what you can do if you’re worried, including when it makes sense to get advice 

💡 Want to feel more confident about your retirement savings? 

Visit our website to explore more tools, insights and resources to help you understand your investment options and how your super is invested: australianretirementtrust.com.au 

 

To learn more about market volatility, visit the below links: 

Market volatility - https://www.australianretirementtrust.com.au/learn/investment-advice/what-is-market-volatility  

Discover what type of investor you are here - https://www.australianretirementtrust.com.au/learn/tools/risk-profile-quiz  

 

If you’re still worried, talk to your financial adviser or talk to us. We’re here to help you feel confident about your future. Find adviser support here: https://www.australianretirementtrust.com.au/contact-us/support-home/support-adviser 

 

🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

 

Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

 

SUBSCRIBE FOR MORE VIDEOS 

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

 

🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

👍 Click the thumbs up and give your feedback by leaving a comment.     

🔔 Subscribe and hit the notification bell to get the latest episodes.    

💝 Share this episode with a friend who needs to hear it. 

 

CREDITS      

Brian Parker – Chief Economist – Investments, ART  

Joshua van Gestel – Senior Manager, Education Delivery, ART 

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

 

This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

 

We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

 

Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

 

Any information given by the guest speakers is provided as general information only and not financial advice.

Confidence is powerful - especially when it comes to choosing the right super investments for you!

In this episode of Super Insider, Anne Fuchs sits down with Liz Kumaru, General Manager of Growth Assets, and Jody Fitzgerald, General Manager of Defensive & Liquid Assets and Portfolio Intelligence at ART, for a candid and practical discussion about women, investing and long-term wealth. 

From the confidence gap to the 25% gender super gap*, this conversation explores why capability isn’t the issue - confidence often is and what women can do today to take control of their financial future. 

* Source: SMC Australia, ‘SMC: Economic security in retirement: How life events affect older Australian women 2025’, 2025, accessed 1 February 2026 at SMC: Economic security in retirement: How life events affect older Australian women 2025 

 

Tune in to learn:

10:09 - Why women hold back from investing
 

11:06 - Why backing yourself changes everything
 

12:33 - How to support the next generation
 

14:54 - How small money decisions compound over time
 

16:33 - How to grow your super strategically
 

17:33 - When to take control of your finances
 

20:08 - Why representation in finance matters 

  

If this conversation resonates, share it with a woman in your life - a daughter, colleague, sister or friend - and help spark the next generation of confident investors. 

 

💡 Want to feel more confident about where your super is invested  

Explore your investment options, returns, and the assets helping grow your retirement savings on our website: australianretirementtrust.com.au 

What type of investor are you? Test your inner investor and see what type of investment options may suit you best. https://www.australianretirementtrust.com.au/learn/tools/risk-profile-quiz 

 

🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

 

Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

 

SUBSCRIBE FOR MORE VIDEOS 

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

 

🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

👍 Click the thumbs up and give your feedback by leaving a comment.     

🔔 Subscribe and hit the notification bell to get the latest episodes.    

💝 Share this episode with a friend who needs to hear it. 

 

CREDITS      

Anne Fuchs – Executive General Manager of Advocacy and Impact, ART 

Elizabeth Kumaru – General Manager of Growth Assets, ART 

Jody Fitzgerald – General Manager of Defensive and Liquid Assets and Portfolio Intelligence, ART 

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

 

This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

 

We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

 

Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

 

Any information given by the guest speakers is provided as general information only and not financial advice.

Super Insider is on location in Melbourne to show you exactly what your super is invested in!  

 

In this episode of Super Insider, we step inside one of our newest and most innovative investment properties and unpack why we’ve got more than $9 billion of our member’s retirement savings invested in Australian real estate. 

 

Our host Anne Fuchs is joined by Michael Weaver, General Manager of Mid-Risk Assets at Australian Retirement Trust, and Campbell Hanan, CEO of Mirvac, to explain how this property investment is different, why build-to-rent has finally made its way to Australia, and how it’s making our members money while adding to rental supply. 

 

Tune in to learn: 

00:18 - Why we’re inside a Melbourne apartment  

02:57 - How property fits ART’s portfolio 

05:34 - What build-to-rent really means 

08:42 - Why ART partnered with Mirvac 

11:26 - Affordable housing for essential workers 

12:58 - Who lives in these communities 

16:27 - Will ART invest in more? 

 

Whether you’re just starting your super journey or planning for the long-term, this episode helps you understand how your super investments grow in real properties and how that benefits your future.  

 

💡 Want to see how this investment works for you? 

Explore your investment options, returns, and the assets helping grow your retirement savings on our website: australianretirementtrust.com.au 

 

🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

 

Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

 

SUBSCRIBE FOR MORE VIDEOS 

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

 

🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

👍 Click the thumbs up and give your feedback by leaving a comment.     

🔔 Subscribe and hit the notification bell to get the latest episodes.    

💝 Share this episode with a friend who needs to hear it. 

 

CREDITS      

Anne Fuchs – Executive General Manager of Advocacy and Impact, ART 

Michael Weaver – General Manager of Mid Risk Assets & UK, ART 

Campbell Hanan – CEO and Managing Director, Mirvac Group 

 

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

 

This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

 

We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

 

Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

Any information given by the guest speakers is provided as general information only and not financial advice.

You’ve worked hard for your super, so now it’s time to understand how it works for you. 

 

Retirement comes with a lot of questions and that’s exactly why this episode of Super Insider exists. 

  

In this must-listen episode, Josh and Ruth from our Education team dive into the most common retirement FAQs we hear from members. They bust myths, break down options and give you the clarity you need to move forward with confidence. From growing your super to accessing it without fear, this conversation is all about keeping your super working hard for you, so you can focus on enjoying a stress-free retirement. 

  

Tune in to learn: 

02:30 - Planning your retirement income needs 

05:19 - Using forecasters to check progress 

06:38 - Growing super through contributions investments 

11:49 - Accessing super at preservation age 

13:38 - Choosing income versus lump sums  

15:41 - Thriving in retirement wellbeing 

20:57 - Getting guidance when decisions matter 

 

Whether retirement is around the corner or still a few years away, this episode will help you understand your options and feel empowered to take the next step. 

 

Explore more tools, calculators, events and guidance on our website: https://www.australianretirementtrust.com.au/  

 

🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

 

Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

 

SUBSCRIBE FOR MORE VIDEOS 

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 

 

🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD    

👍 Click the thumbs up and give your feedback by leaving a comment.     

🔔 Subscribe and hit the notification bell to get the latest episodes.    

💝 Share this episode with a friend who needs to hear it. 

 

CREDITS      

Joshua Van Gestel – Senior Manager, Education Delivery, ART 

Ruth Weaver - Team Leader – Key Client Education, ART 

 

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

 

This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

 

We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

 

Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

 

Any information given by the guest speakers is provided as general information only and not financial advice.