In this episode of the Australian Finance Podcast, Gemma is joined by Mitchell Sneddon- Rask’s Head of Funds Management. Mitchell is in the hot seat for this special Q&A session - answering all your investing questions. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below.
Your questions answered today:
- Tax deductibility of advice fees
- Choosing individual shares as a beginner ETF investor
- Long-term impact of volatility decay in geared ETFs
- Ideas for diversifying beyond VAS and VGS (including VAE)
- Understanding ETF diversification with just VAS and VGS
- Comparing ETF management fees and what really matters
Resources for this episode
- Betashares episode- Currency hedging explained: what Aussie investors need to know
- PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK
- Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
#finance #asx
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42:39
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42:39
Easy money maths you’ll actually use
Welcome to this bonus episode of The Australian Finance Podcast; your midweek dose of quick, practical money tips to keep you on track between our longer Monday shows and Friday Q&As.
Today, Gemma Mitchell is joined by Financial Adviser Tahli Cavagnino to bring you three simple money maths concepts everyone should know. Spoiler: you don’t need to be a maths whiz to build wealth. These formulas are basic, practical, and seriously helpful.
In this episode, you’ll learn:
– The Rule of 72 – How long it takes to double your money
– The FIRE Number (x25 Rule) – How much you need to live off your investments
– The 4% Rule – How much you can safely withdraw each year in retirement
These are must-know money shortcuts for anyone wanting to take charge of their future, no complicated maths needed.
Resources for this episode
Presales for Gemma’s book “The Money Reset”
https://amzn.to/42Uz0aK
Ask a question (select the Finance podcast)
https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
#finance #asx
Learn more about your ad choices. Visit megaphone.fm/adchoices
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18:02
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18:02
7 expert money tips to start the new financial year
In this Australian Finance Podcast episode, Owen Rask is joined by financial adviser and Everest Wealth co-founder Alex Luck to break down seven practical money tips to kick off the new financial year.
Whether you’re new to managing your money or ready to level up, this episode covers:
– Education, advice, and the value of financial planning
– Creating clear goals and a realistic budget
– Dealing with debt and cash flow
– Investing with confidence and starting now
Alex shares insights from years of working with clients at all stages of life and helps unpack what’s really important when it comes to building wealth sustainably.
Subscribe on Apple, Spotify, YouTube, or wherever you listen to great podcasts.
You can follow Rask on Instagram and TikTok for quick financial tips.
Topics Covered
– Why a financial fresh start in July matters
– How to set achievable money goals
– The role of education vs. advice
– Dealing with analysis paralysis
– Credit card, buy now pay later, and debt payoff strategy
– How to talk money with your partner
– Aligning your spending to your values
– How to make your first investment today
– What Everest Wealth does for clients across Australia
– Why personal finance is a series of small wins
Resources for this episode 📄 Learn more about Everest Wealth and book a free chat: 👉 https://everestwealthgroup.com.au/
🧮 Free course: How to plan your financial goals – https://education.rask.com.au
~~ Show partner resources ~~
💰 Join Pearler using code “RASK” for $15 of Pearler Credit - https://bit.ly/Pearler
📊 Get 50% off your first two months using PocketSmith - https://bit.ly/R-PocketSmith
📈 View Betashares full range of funds - https://bit.ly/beta-25
~~ Rask resources ~~
🔗 Explore all Rask services - https://bit.ly/R-services
📋 Learn about Rask Financial Planning - https://bit.ly/R-plan
📈 Start investing with Rask - https://bit.ly/R-invest
📜 Access Show Notes - https://bit.ly/R-notes
❓ Ask a question - just select the Finance Podcast - https://bit.ly/R-quest
📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest
DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices
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37:21
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37:21
Debt recycling, travel tips, and free super money - Q&A
In this episode of the Australian Finance Podcast, Gemma is joined by Tahli for your weekly Q&A and answering your questions.
Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below.
Your questions answered today:
– Tax question: Can I pay $500 onto my home loan, then redraw it to invest and claim the interest as tax-deductible?
– Help request: I’ve got $10k, am 53, on WorkCover, no assets — what should I do so my kids don’t spend it?
– Super question: Should I split super to my wife on maternity leave or grow my own, especially if she has a higher balance?
– Advice needed: How do I find a good accountant or financial adviser?
Resources for this episode:
– How to find an adviser
– Debt recycling
– Book in for Rask financial advice
– PreSales for Gemma’s book The Money Reset
– Ask a question (select the Finance podcast)
Chapters (approximate)
(00:00) Introduction
(07:01) Debt Recycling with Home Loan and Micro-investing
(14:49) How To Find a Good Accountant & Financial Adviser
(19:02) Where Should I Invest my Money?
(25:27) Maternity Leave Superannuation Strategies
(27:25) Super Government Co-Contribution
(28:47) Super Spouse Contribution
(30:14) Super Contribution Splitting
(36:11) Episode Recap
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit
https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith
https://bit.ly/R-PocketSmith
View Betashares range of funds
https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
#finance #asx
Learn more about your ad choices. Visit megaphone.fm/adchoices
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39:47
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39:47
5 questions to ask your accountant this tax season
In this Australian Finance Podcast episode, Owen Rask shares 5 essential questions to ask your accountant this tax season. You’ll learn how to:
– Maximise deductions and find missed opportunities
– Learn what successful clients do to minimise tax
– Plan ahead for your next big financial decisions
– Track your net worth like a pro
– Make your investing admin easier for next year
If you love learning about listed investment businesses and alternative investing, subscribe to the Australian Investors Podcast on Apple, Spotify, or YouTube!
Follow us on Instagram and TikTok for more practical finance tips.
Topics Covered
– Why tax time is your responsibility, not your accountant’s
– The true cost of DIY tax returns
– What good accountants do differently
– 5 tax-time questions you must ask
– Planning ahead for investing, buying property, and growing a family
– Why structuring your investments matters
– The hidden benefits of talking to your accountant more than once a year
Resources for this episode
– Ask a question – just select the Finance Podcast
~~ Show partner resources ~~
💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler
📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith
📈 View Betashares full range of funds – https://bit.ly/beta-25
~~ Rask resources ~~
🔗 Explore all Rask services – https://bit.ly/R-services
📋 Learn about Rask Financial Planning – https://bit.ly/R-plan
📈 Start investing with Rask – https://bit.ly/R-invest
📜 Access Show Notes – https://bit.ly/R-notes
❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest
📲 Follow us on social media:
Instagram: @rask.invest – https://www.instagram.com/rask.invest/
TikTok: @rask.invest – https://www.tiktok.com/@rask.invest
DISCLAIMER
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.
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New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.
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SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/
~~
DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
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