In this Australian Finance Podcast Q&A episode, Owen Rask is joined by Rask Financial Adviser Tahli to tackle real listener questions. In this candid and relatable conversation, they cover:
– Investing in Asian and Emerging Market ETFs
– How to think about position sizing in a portfolio
– What it’s really like to switch careers (from fitness to finance)
– Why relatable and accessible financial advice matters
– Tahli’s unique money splurge and what it says about values
Whether you're building your ETF portfolio or wondering if a finance career is right for you, this episode has something for everyone.
If you like this Australian Finance Podcast episode, don’t forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more investing insights.
Topics Covered
– Meet Tahli: From Fitness Coach to Financial Adviser
– What Inspired the Career Switch?
– Early Money Influences & Finding Your Financial Identity
– Listener Q: Are Asian ETFs Worth It? (IAA, VAE, EMKT, IEM)
– How to Think About Risk & Position Sizing
– Why Emerging Markets Can Be Risky But Diversifying
– Investing for Different Goals with the Same ETFs
– Random Splurges Under $50: Acai Packets & Everyday Joy
– The Importance of Relatable Financial Content
– Q&A Hosting Twist: Tahli Interviews Owen
Resources for this episode
– Vaneck’s EMKT ETF– iShares IEM ETF– Luxury Car Tax Rates and thresholds– EV Incentives– Tax structuring explained article
– Investing in ETFs for kids tax overview
~~ Show partner resources ~~
💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler
📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith
📈 View Betashares full range of funds – https://bit.ly/beta-25
~~ Rask resources ~~
🔗 Explore all Rask services – https://bit.ly/R-services
📋 Learn about Rask Financial Planning – https://bit.ly/R-plan
📈 Start investing with Rask – https://bit.ly/R-invest
📜 Access Show Notes – https://bit.ly/R-notes
❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest
📲 Follow us on social media:
Instagram: @rask.invest
TikTok: @rask.invest
DISCLAIMER
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.
Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices
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56:00
3 growth shares to watch + the ETF alternative
In this short episode of The Australian Finance Podcast, Owen Rask takes you through three ASX-listed companies with serious long-term growth potential. If you're keen to identify standout shares—or you’d rather play it safe with ETFs—this one’s for you.
– Why growth matters more than dividends for some investors
– What to look for in a high-quality growth stock
– A simple ETF to consider if individual shares aren’t your thing
If you enjoy this episode on growth investing, make sure to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more money & investing tips.
Topics Covered
– Why growth > dividends (for some investors)
– 5 things Owen looks for in a growth stock
– Share #1: Xero (ASX: XRO) – cloud accounting powerhouse
– Share #2: XRF Scientific (ASX: XRF) – materials testing tech
– Share #3: RPM Global (ASX: RUL) – mining software leader
– The ETF back-up plan: MVW – a diversified Aussie growth basket
– Core vs satellite: how ETFs & shares fit together
– Why you should still think about valuation (but not obsess!)
– The power of time in growth investing
– Risks of owning individual companies
📄 Learn more about these companies:
– Xero Ltd (XRO)
– XRF Scientific (XRF)
– RPM Global (RUL)
💡 Rask strategy: core ETFs + satellite shares
~~ Show partner resources ~~
💰 Join Pearler using code “RASK” for $15 of Pearler credit – https://bit.ly/Pearler
📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith
📈 View Betashares full range of funds – https://bit.ly/beta-25
~~ Rask resources ~~
🔗 Explore all Rask services – https://bit.ly/R-services
📋 Learn about Rask Financial Planning – https://bit.ly/R-plan
📈 Start investing with Rask – https://bit.ly/R-invest
📜 Access show notes – https://bit.ly/R-notes
❓ Ask a question – just select the finance podcast – https://bit.ly/R-quest
📲 Follow us on social media: I
nstagram: @rask.invest – https://www.instagram.com/rask.invest/
TikTok: @rask.invest – https://www.tiktok.com/@rask.invest
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices
In this Australian Finance Podcast Q&A episode, Owen Rask and financial planner Alex Luck (from Everest Wealth Group) answer your burning money questions. Tune in to hear them break down:
– Whether paying off your HECS debt early is a smart move
– The difference between managed funds and ETFs
– Stepped vs level insurance premiums explained
– Renting out your home without triggering CGT
– The proposed $3 million super tax (Division 296) and why it matters
If you enjoy this style of episode, hit subscribe and send us your questions. Listen each week on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more finance tips and Q&As.
Topics Covered
– Should you make voluntary HECS repayments?
– How HECS debt affects borrowing capacity
– Managed funds vs ETFs: key differences
– What is a stepped insurance premium vs a level premium?
– Should you rent out your home short term?
– How the 6-year CGT rule works
– What is the $3 million super tax (Division 296)?
– Why taxing unrealised gains is so controversial
– Long-term implications for young Australians’ super
– Tips for getting qualified tax and financial advice
Resources for this episode 📄 FIRE: 10 things activity – Download PDF 🏢 Get financial advice from Everest Wealth Group
~~ Show partner resources ~~
💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler
📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith
📈 View Betashares full range of funds – https://bit.ly/beta-25
~~ Rask resources ~~
🔗 Explore all Rask services – https://bit.ly/R-services
📋 Learn about Rask Financial Planning – https://bit.ly/R-plan
📈 Start investing with Rask – https://bit.ly/R-invest
📜 Access show notes – https://bit.ly/R-notes
❓ Ask a question – just select the finance podcast – https://bit.ly/R-quest
📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest
DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices
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52:38
FHSS - How to use the Super Saver Scheme (explained)
The FHSS First Home Super Saver Scheme is a great way to save for your first home. But it's complicated.
Join Owen Rask, founder of Rask, and Gemma Mitchell, financial adviser of 15+ years and Superannuation specialist as they dive into your most important FHSS questions!
- What is FHSS?
- How does FHSS?
- Is FHSS worth it?
- Who can use the FHSS?
- Super Saver v Savings Account
- Is the FHSS risky?
⭐️⭐️ FHSS resources ⭐️⭐️
Pearler FHSS: https://pearler.com/fhss
FHSS Calculator: https://www.csc.gov.au/calculators/fhsss-calculator/index.html#/welcome
Super 101 course: https://education.rask.com.au/courses/super-beginner/
⭐️⭐️ Rask resources ⭐️⭐️
Finance podcast: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/
Free community: https://community.rask.com.au/
📲 Follow us on social media:
– Instagram: @rask.invest
– TikTok: @rask.invest
DISCLAIMER
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. You should consider if the information is appropriate for your situation before acting on it. DON'T CHANGE SUPER FUNDS UNTIL YOU HAVE CONSIDERED YOUR INSURANCE NEEDS.
If you’re unsure, consult a licensed financial planner. The Rask Group is not a qualified tax accountant. You can access The Rask Group’s Financial Services Guide (FSG) here: https://www.rask.com.au/fsg.
Learn more about your ad choices. Visit megaphone.fm/adchoices
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45:49
How to optimise your tax & investments before June 30
In this Australian Finance Podcast episode, your hosts Owen Rask and Navarre Trousselot
(founder of Navexa) explain what Aussie investors need to know before tax time. They cover:
– What counts as investment income
– Understanding capital gains tax (CGT)
– Smart strategies to optimise your return
– Common tax-time mistakes and how to avoid them
If you like this Australian Finance Podcast episode on tax and investing, you’ll love our other investor guides. Don’t forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more investing tips.
Topics Covered
– What is investment income?
– The basics of capital gains tax (CGT)
– Shares, ETFs & crypto: how CGT applies
– What’s prefilled and what’s not
– DRPs & staking rewards: you still pay tax
– The power of capital losses
– CGT discount for long-term holds
– How marginal tax rates work
– Smart deductions: tools, software & home office
– Why Navexa helps investors stay organised
– EOFY deadlines & planning ahead
Resources for this episode 📺 Watch Navarre Trousselot’s last episode on YouTube: https://youtu.be/bJj1w-VereA 🧾 Navexa portfolio tracker: https://www.navexa.com/au 📚 Rask’s tax course: https://education.rask.com.au/courses/tax-course/
~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds – https://bit.ly/beta-25
~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access show notes – https://bit.ly/R-notes ❓ Ask a question – just select the finance podcast – https://bit.ly/R-quest
📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest
DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.
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New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.
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SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/
~~
DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
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