Why property in super might be a trap: SMSFs explained [triple treat]
Triple treat!
In this Australian Finance Podcast episode, your hosts Owen Rask, Drew Meredith, and James O’Reilly dig into the idea of using a self-managed super fund (SMSF) to buy property. They explore:
– Buying property inside your super using an SMSF
– Why the numbers often don't stack up
– Alternative strategies that outperform
– The appeal (and reality) of property in retirement portfolios
If you liked this Australian Finance Podcast episode on SMSFs and property, be sure to subscribe for new episodes every Monday and Friday on Apple, Spotify, or YouTube!
Ask a question – just select the Investors (or Finance) Podcast – https://bit.ly/R-quest
Northeast Wealth: https://www.northeastwealth.com.au/
Wattle Partners: https://www.wattlepartners.com.au/
Australian Retirement Podcast: https://www.raskmedia.com.au/podcasts/australian-retirement-podcast/
Follow us on Instagram and TikTok for more investing insights.
Topics Covered
– How SMSFs really work when you want to buy property
– The actual numbers vs the spruiker pitch
– Why most investors are better off in high-growth or geared super
– How advisers think about control, flexibility & property myths
Chapters
– Introduction
– James' EOFY Experience
– Drew's EOFY Experience
– Investments Over or Under?
– GOLD Stock
– Percentage Change in Median Property Values
– Meta Superintelligence Lab
– Hamish Douglas on Index Funds Collapsing
– Apple Researchers on Reasoning Models
– Using Super to Invest in Residential Property
– Will the Government Change Negative Gearing?
– How Money Deposited in Super is Taxed
– Well-Rounded Financial Advisers
– Our Thoughts on BYD
– Drew's Dad Joke
Resources for This Episode
– Ask a question – just select the Finance Podcast
~~ Rask Resources ~~
🔗 Explore all Rask services – https://bit.ly/R-services
📋 Get Financial Planning – https://bit.ly/R-plan
📈 Start investing with Rask – https://bit.ly/R-invest
📜 Access Show Notes – https://bit.ly/R-notes
❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest
📲 Follow us on social media:
– Instagram: @rask.invest
– TikTok: @rask.invest
DISCLAIMER
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. You should consider if the information is appropriate for your situation before acting on it.
If you’re unsure, consult a licensed financial planner. The Rask Group is NOT a qualified tax accountant, financial adviser, or tax professional. You can access The Rask Group’s Financial Services Guide (FSG) here: https://www.rask.com.au/fsg.
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1:15:55
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1:15:55
Three ASX shares for exciting growth: ResMed, GenTrack & Pinnacle
In this Australian Finance Podcast episode, Owen Rask is joined by Ryan Newman, Director of Research at The Motley Fool Australia, to discuss three ASX companies with exciting growth potential. They explore:
– How Ryan finds great companies
– What makes ResMed a global health leader
– Why GenTrack is disrupting utilities and airports
– How Pinnacle structures its boutique funds for success
If you enjoyed this chat about ASX growth shares, be sure to subscribe on Apple Podcasts, Spotify, YouTube, or wherever you get your podcasts for weekly investing insights!
– Subscribe on Apple
– Subscribe on Spotify
– Subscribe on YouTube
– Follow us on Instagram
– Follow us on TikTok
Topics Covered
– Why Ryan Newman loves stock investing
– Mistakes and successes from Ryan’s investing journey
– How to research companies like a pro
– ResMed (ASX: RMD): Sleep apnea and health megatrends
– GenTrack (ASX: GTK): Software for utilities and airports
– Pinnacle Investment (ASX: PNI): Income from boutique fund ownership
– What to look for in a long-term growth business
– How optionality and business model strength play into returns
– Why patience and understanding your thesis are key
Resources for this episode
Ask a question (select the Finance podcast)
~~ Rask resources ~~
🔗 Explore all Rask services – https://bit.ly/R-services
📋 Learn about Rask Financial Planning – https://bit.ly/R-plan
📈 Start investing with Rask – https://bit.ly/R-invest
📜 Access Show Notes – https://bit.ly/R-notes
❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest
📲 Follow us on social media:
Instagram: @rask.invest – https://www.instagram.com/rask.invest/
TikTok: @rask.invest – https://www.tiktok.com/@rask.invest
DISCLAIMER
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) - https://www.rask.com.au/fsg
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41:40
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41:40
Buy Now, Panic Later- hacks to curb bad habits
In this episode of The Australian Finance Podcast, Gemma Mitchell is joined by Lexi Smith from MoneyVine . They dive into Buy Now Pay Later and some recent changes, and how you can manage your money without needing to dive into debt. If you enjoyed this chat, don’t forget to subscribe for more episodes on Apple, Spotify, YouTube or wherever you get your podcasts.
In this episode, Gemma and Lexi dive into:
What is Buy Now Pay Later
What's changing?
How the changes could impact you?
How to use it as a tool
Gemma and Lexi’s hacks to curb impulse spending.
Plus Lexi’s traffic light activity!
Resources for this episode
Gemmas blog- paid off bad debt https://www.gemmamitchell.com.au/blog/baddebt
Gemmas blog- BNPL changes https://www.gemmamitchell.com.au/blog/buynowregretlater
PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK
Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices
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37:55
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37:55
Business cashflow, first job, and Gemma’s bad debt confessions - Q&A
In this episode of the Australian Finance Podcast, Gemma is joined by a very special guest, money coach, Lexi Smith – to answer your questions.
Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below.
Resources for this episode
– What is a money coach episode
– Gemma’s bad debt blog
– Get your money sorted with Rask free courses
– PreSales for Gemma’s book The Money Reset
– Ask a question (select the Finance podcast)
~~ Show partner resources ~~
– Join Pearler using code “RASK” for $15 of Pearler Credit
– Get 50% off your first two months using PocketSmith
– View Betashares range of funds
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
#finance #asx
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28:37
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28:37
How to invest in AI using ETFs
In this Australian Finance Podcast episode, Owen Rask breaks down how to invest in artificial intelligence (AI) using ETFs.
With AI transforming everything from your workplace to your portfolio, this episode covers:
– How AI could add $16 trillion to the global economy
– Which ETFs give you exposure to AI megatrends
– The difference between core and satellite ETF strategies
– Risks to be aware of when investing in AI-focused funds
If you like this Australian Finance Podcast episode on AI investing, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!
Follow us on Instagram and TikTok for more investing insights.
Topics Covered
– Why AI is a massive opportunity for investors
– Understanding NVIDIA and the rise of AI hardware
– How ETFs provide diversified exposure to AI
– NDQ ETF (Nasdaq 100 – includes Microsoft, Nvidia, Google)
– FAANG ETF (Top 10 tech giants: Facebook, Apple, Amazon…)
– ATEC ETF (Aussie tech companies using AI)
– GXAI & AINF ETFs (Global AI infrastructure and software)
– The role of cybersecurity via HACK ETF
– Core vs. Satellite ETF strategy
– What to look for in ETF fees and risks (MERs, currency risk, tax changes)
– Why staying diversified is the key to long-term success
– Using ETFs to blend AI exposure with stability
Resources for this episode
📄 Learn more about AI and ETF investing:
NDQ – BetaShares Nasdaq 100 ETF FAANG – Global X FAANG+ ETF
ATEC – BetaShares Australian Technology ETF
GXAI – Global X Artificial Intelligence ETF HACK – BetaShares Global Cybersecurity ETF
~~ Show partner resources ~~
💰 Join Pearler using code “RASK” for $15 of Pearler Credit - https://bit.ly/Pearler
📊 Get 50% off your first two months using PocketSmith - https://bit.ly/R-PocketSmith
📈 View Betashares full range of funds - https://bit.ly/beta-25
~~ Rask resources ~~
🔗 Explore all Rask services - https://bit.ly/R-services
📋 Learn about Rask Financial Planning - https://bit.ly/R-plan
📈 Start investing with Rask - https://bit.ly/R-invest
📜 Access Show Notes - https://bit.ly/R-notes
❓ Ask a question - just select the Finance Podcast - https://bit.ly/R-quest
📲 Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest
DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) - https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.
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New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.
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SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/
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DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
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