Australian Finance Podcast

• I’ve got $500k to invest, tax on shares and reusable nappies - Q&A

  In this episode of the Australian FInance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below.  Your questions answered today: Disposable vs Cloth Nappies: Cost, Convenience & Sustainability Investment Bonds: Are They Worth It? ETF Tax Time: How to Handle the Paperwork $500k to Invest: Lump Sum or Dollar Cost Averaging? Joint Super Accounts: Should Couples Combine? The 4% Rule: Does It Still Stack Up in 2025? PLUS Keep an eye out for the episodes coming out in the next few weeks around sustainability, and also investing in trust structures  Resources for this episode Grant Hacket episode https://youtu.be/JLoIKV68-hw Lump sum vs Dollar Cost Averaging- Dollar-cost average or lump sum investing: which is best for ETFs? - Rask Info on Tax: ATO tax on shares explained (full 2024 guide for share investors & traders) | Rask Media Ethical investing course- Ultimate Australian ethical investing course PreSales for Gemma’s book The Money Reset- The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books Ask a question (select the Finance podcast): https://bit.ly/R-quest  ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds:  https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

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• 10 financial planning questions answered (for every age!)

  In this Australian Finance Podcast episode, Owen Rask is joined by financial adviser Alex Luck from Everest Wealth to answer 10 of your most pressing money questions. Whether you're starting out, growing a family, or managing a business, this episode covers smart strategies for long-term financial success. They discuss: How Trump, tariffs & uncertainty impact your investments Choosing the right investment platform for your goals What is debt recycling & how to do it safely The biggest fear holding people back from investing Two smart ways to save for your children’s education One cash flow tip every family needs to hear Super strategies for 35-year-olds & why most people get them wrong Is a balanced fund right for you, or should you go higher growth? The First Home Super Saver Scheme: is it worth it? The biggest money mistake business owners make (and how to avoid it) If you found this episode helpful, follow the show on Apple, Spotify, YouTube, or wherever you listen to podcasts! Follow us on Instagram and TikTok for more investing insights. Resources for this episode 🎧 Listen to this episode on debt recycling 📚 Check out our investing and personal finance courses 📈 Learn more about Everest Wealth ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit 📊 Get 50% off your first two months using PocketSmith 📈 View Betashares full range of funds ~~ Rask resources ~~ 🔗 Explore all Rask services 📋 Learn about Rask Financial Planning 📈 Start investing with Rask 📜 Access Show Notes ❓ Ask a question – just select the Finance Podcast 📲 Follow us on social media: Instagram TikTok DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – here Learn more about your ad choices. Visit megaphone.fm/adchoices

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• Freelance or Fraud - Is this the ultimate self employment catfish?

  In this episode of The Australian Finance Podcast, host Gemma Mitchell is joined by Zara McGuffie from The Australian Business Podcast to tackle a question on many Australians’ minds: how do you bring in more income? One business model that seems to be on the rise (again) is multi-level marketing, also known as network marketing or direct marketing.  They promise freedom, flexibility, and uncapped income from your phone. But is it really about building your business – or just building theirs? We dig into the world of MLMs and so-called ‘business opportunities’ that sell the dream of self-employment, but often leave people out of pocket and pressured. We unpack: • Why MLMs are so appealing (and who they target) • What makes them feel legitimate – even when they’re not • The real cost of chasing passive income promises • What to look for – and how to approach opportunities with eyes wide open • Other income streams that might actually suit you better • How to increase your income using your existing skills • How to tell the difference between a genuine side hustle and a self-employment catfish If you’ve ever been tempted to ‘be your own boss’ and start something new – this is a must-listen. Resources for this episode Pre order Gemma's book here The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books Ask a question (select the Finance podcast): https://bit.ly/R-quest  ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds:  https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

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  45:24
• Weekly Q&A- your questions answered

  In this episode of the Australian FInance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below.  Topics covered today: How international students can invest in Australia during their study and post-study visa period The “pink tax”: budgeting for the extra costs women face – is it discretionary or a separate category and how to save some money LICs vs ETFs: what to do if you accidentally bought a Listed Investment Company The best platforms for micro-investing for absolute beginners (especially if you’ve got a short attention span) Plus, we want to hear from you! What same item have you seen cost more purely when marketed to different people?  Resources for this episode Budget Episode https://youtu.be/HnXXb50BtD8 PreSales for Gemma’s book The Money Reset- The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books Ask a question (select the Finance podcast): https://bit.ly/R-quest  ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds:  https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

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  37:35
• SHORT: A step-by-step guide to buying property in 2025

  In this short and practical episode of The Australian Finance Podcast, Owen Rask shares the complete step-by-step checklist for buying your first property in 2025 and beyond. Whether you're still saving or ready to buy, this is your roadmap to getting into the market with confidence. This episode covers: Why your A-Team matters: mortgage brokers & accountants Understanding real estate agents & auction risks The role of buyer’s agents and how they help Should you invest your deposit? (Hint: no) Do you really need a 20% deposit? Using the First Home Super Saver Scheme (FHSS) Creating a powerful property brief Smart deposit saving habits that don’t involve risky investing If you're planning to buy your first home, make this your go-to guide before you commit. Follow the show on Apple, Spotify, YouTube, or wherever you listen to podcasts. Follow us on Instagram and TikTok for more property and finance insights. Resources for this episode 📘 Pearler’s FHSS Resource 🏡 Free Property Course (Rask Education) 🎙️ Australian Property Podcast (Pete, Amy & Chris) 💼 Mortgage Broking Services (Rask) ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit 📊 Get 50% off your first two months using PocketSmith 📈 View Betashares full range of funds ~~ Rask resources ~~ 🔗 Explore all Rask services 📋 Learn about Rask Financial Planning 📈 Start investing with Rask 📜 Access Show Notes ❓ Ask a question – just select the Finance Podcast 📲 Follow us on social media: Instagram TikTok DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – here Disclosure: Pearler is a long-term supporter of Rask's Australian Finance Podcast. We are not paid to mention them in this video, nor are we paid or benefit in any way from discussing them here. Learn more about your ad choices. Visit megaphone.fm/adchoices

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