PodcastsBusinessAustralian Finance Podcast

Australian Finance Podcast

Rask
Australian Finance Podcast
Latest episode

763 episodes

  • Australian Finance Podcast

    Senator Andrew Bragg on housing, tax and Australia’s productivity problem

    28/05/2026 | 1h 2 mins.
    This episode was originally featured on The Australian Investors Podcast.

    In this episode, Owen Rask sits down with Senator Andrew Bragg for a wide-ranging conversation about the Federal Budget, housing supply, tax, productivity and why so many Australians feel the country has become harder to get ahead in. Rather than getting stuck in party talking points, they focus on the practical questions investors, business owners and workers are asking right now: what happens when policy makes it harder to build homes, why does productivity matter so much for living standards, and how do taxes, regulation and incentives shape whether Australia creates more wealth or simply fights over what already exists?

    Andrew explains why he believes cutting housing supply is one of the worst policy choices Australia can make, how rising rents, higher rates and broader cost-of-living pressure are changing the national mood, and why small business, private investment and simpler rules still matter if Australia wants to stay competitive. The conversation also touches on super, the role of large institutions, and why clearer economic thinking matters more when confidence is low.

    Owen pushes on the bigger picture too: whether Australia has lost ambition, why the policy debate feels less honest than it should, and what needs to change if Australians want better opportunities over the next decade. If you want a plain-English discussion about housing, tax, productivity, competitiveness and the long-run direction of Australia, this is a timely episode to queue next.

    Episode resources

    – Buy Gemma’s book “The Money Reset”

    – Speak with the Rask Advice team

    – Ask a question (select the Finance podcast)

    Show partner resources

    – Join Pearler using code “RASK” for $15 of Pearler Credit

    – Get 50% off your first two months using PocketSmith

    – View Betashares range of funds

    Rask resources

    – All services

    – Financial Planning

    – Invest with us

    – Access Show Notes

    – Ask a question

    – We love feedback!

    Follow us on social media

    – Instagram: @rask.invest

    – TikTok: @rask.invest

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Australian Finance Podcast

    How rich are you? What 3,000 Aussies told us about wealth

    27/05/2026 | 33 mins.
    How rich are you really, and how do you stack up against other Australians? In this episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell unpack early results from Rask’s free Wealth Checker after around 3,000 community members benchmarked their finances.

    Together, they explore what the data says about net worth, debt, super, property, shares and crypto, and why context matters more than comparison alone. Owen and Gemma break down some of the standout findings so far, including the age groups with the highest crypto balances, when men and women typically hit millionaire and multi-millionaire status, and how wealth gaps widen over time.

    They also look at why property still dominates household wealth, what the data suggests about debt and business ownership, and why benchmarking can be reassuring when you feel behind. Instead of doom-scrolling everyone else’s wins, this conversation shows how tracking your own net worth can help you spot progress, reset goals and focus on the decisions that actually move the needle.

    If you want a practical, data-led look at what wealth really looks like in Australia, plus a simple way to check your own numbers, this is a great episode to queue up.

    Episode resources

    – Try the Rask Wealth Checker

    – Buy Gemma’s book “The Money Reset”

    – Speak with the Rask Advice team

    – Ask a question (select the Finance podcast)

    Show partner resources

    – Join Pearler using code “RASK” for $15 of Pearler Credit

    – Get 50% off your first two months using PocketSmith

    – View Betashares range of funds

    Rask resources

    – All services

    – Financial Planning

    – Invest with us

    – Access Show Notes

    – Ask a question

    – We love feedback!

    Follow us on social media

    – Instagram: @rask.invest

    – TikTok: @rask.invest

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Australian Finance Podcast

    Money coaching vs financial advice: The 5-step framework to fix your finances

    25/05/2026 | 40 mins.
    In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell dive into money coaching, financial advice, and the simple 5-step framework anyone can use to take control of their finances. They cover:

    – The difference between education, coaching, and financial advice

    – Why most people aren’t as “bad with money” as they think

    – Real-life insights from working with Christian Hull

    – How mindset, behaviour, and systems shape your financial success

    If you like this Australian Finance Podcast episode on money coaching and financial clarity, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!

    Follow us on Instagram and TikTok for more investing insights.

    Topics covered

    – What is the difference between podcasts, money coaching & financial advice?

    – Education vs action vs strategy: what actually drives change

    – Inside money coaching: what a session really looks like

    – Case study: Christian Hull’s money journey

    – Why high income doesn’t equal confidence with money

    – The role of mindset, behaviour & organisation in financial success

    – Common money beliefs: “I’m bad with numbers” & control vs clarity

    – Quick wins in coaching: simple changes that make a big impact

    – Building systems: accounts, habits & routines that support success

    – When to introduce tools like PocketSmith

    – Identifying spending problem areas without tracking everything

    – Connecting goals, cash flow & long-term planning

    Episode resources

    – Download your workbook here

    – Buy Gemma’s book “The Money Reset”

    – Speak with the Rask Advice team

    – Ask a question (select the Finance podcast)

    Show partner resources

    – Join Pearler using code “RASK” for $15 of Pearler Credit

    – Get 50% off your first two months using PocketSmith

    – View Betashares range of funds

    Rask resources

    – All services

    – Financial Planning

    – Invest with us

    – Access Show Notes

    – Ask a question

    – We love feedback!

    Follow us on social media

    – Instagram: @rask.invest

    – TikTok: @rask.invest

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Australian Finance Podcast

    ETF tax traps, kids investing, retirement timing & super: Special Q&A

    21/05/2026 | 1h
    ETF tax, kids’ investing, retirement timing and super all in one Q&A? That is what Owen Rask and Tahli Cavagnino tackle in this practical Australian Finance Podcast episode.

    The episode opens with the tax questions investors often avoid: capital gains, franking credits, ETF cost-base adjustments and US income. Navarre from Navexa joins to explain why record-keeping becomes harder the longer you have been dollar-cost averaging.

    Then the conversation moves to everyday decisions people actually wrestle with: changing careers into financial advice, when to move on from a Raiz account, how to think about kids’ investing structures, and why retirement is usually about sequencing the right decisions rather than finding the perfect month to stop work.

    The final question asks whether buying the dip inside super is worth it. Owen and Tahli explain why long-term contribution strategy and asset allocation usually matter more than trying to time the market.

    If you want a useful Q&A on tax, retirement, kids’ investing and super, this one delivers.

    Episode resources

    – RASK Tax For Kids overview report

    – Retirement Academy course

    – Navexa

    – Hypothetical S&P 500 chart

    – Buy Gemma’s book “The Money Reset”

    – Speak with the Rask Advice team

    – Ask a question (select the Finance podcast)

    Show partner resources

    – Join Pearler using code “RASK” for $15 of Pearler Credit

    – Get 50% off your first two months using PocketSmith

    – View Betashares range of funds

    Rask resources

    – All services

    – Financial Planning

    – Invest with us

    – Access Show Notes

    – Ask a question

    – We love feedback!

    Follow us on social media

    – Instagram: @rask.invest

    – TikTok: @rask.invest

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Australian Finance Podcast

    How to invest in your 30s - ETF starter portfolio

    18/05/2026 | 40 mins.
    Your 30s can be one of the most important decades for building wealth, but they can also be one of the messiest. A mortgage, family plans, career pressure and day-to-day cash flow can make investing feel a lot more complicated than it did in your 20s.

    In this Australian Finance Podcast episode, Owen Rask is joined by Hugh Lam from Betashares to break down how ETF investors can think about their 30s with more confidence. They unpack what a low-cost core portfolio can look like, how many ETFs is probably enough, and why defensive assets can still matter even if retirement is decades away.

    You’ll also hear how to think about Australian shares versus global shares, why performance chasing can hurt long-term results, and how to build something simple enough to stick with when life gets busy. If you’re trying to invest while juggling a mortgage, kids, career growth and real-world expenses, this episode is packed with practical perspective.

    Episode resources

    View Betashares funds

    Speak with Rask Advice

    Ask a question

    Buy Gemma’s book “The Money Reset”

    Show partner resources

    Join Pearler using code “RASK” for $15 of Pearler Credit

    Get 50% off your first two months using PocketSmith

    View Betashares range of funds

    Rask resources

    All services

    Financial Planning

    Invest with us

    Access Show Notes

    Ask a question

    We love feedback!

    Follow us on social media

    Instagram: @rask.invest

    TikTok: @rask.invest

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
    Learn more about your ad choices. Visit megaphone.fm/adchoices
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About Australian Finance Podcast
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms. ~~ New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast. ~~ SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/ ~~ DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
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