No BS With Birchy

Nathan sits down with Kiran, who came to Australia as a student in 2005, got his permanent residency in 2010, and built a portfolio of over ten properties starting with just $10,000 and a $95,000 house near Wagga Wagga. They unpack the mindset shifts, the mistakes, the community pressure, and the simple strategy that most migrants miss when they arrive here chasing the wrong things first.
00:00 - Intro: from stacking shelves at Coles to ten properties 05:00 - How Kiran got started: $10K, a cousin's advice and a $95K house 
10:00 - Three properties in three months on a $42K income 
14:00 - Why he never bought a principal place of residence first 
18:00 - $4,500 a week in rental income: how the portfolio looks today 
22:00 - The two years he nearly sold everything and what changed 
27:00 - Renovations: when to do them, how much to spend and what return to expect 
32:00 - The Gold Coast unit bought for $260K now worth $770K 
36:00 - Units vs houses: which has outperformed in Kiran's portfolio 
41:00 - The buyers agent bubble and how to read the data vs be part of it 
47:00 - Land tax, construction builds and the mistakes Kiran would undo 
52:00 - What migrants get wrong about property in Australia 
57:00 - Advice to a new migrant starting today with nothing 
01:03:00 - Community pressure, face and why Kiran still drives his old car 
01:05:00 - Final word: get in early, buy small, and stop waiting for proof
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
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***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

Nathan sits down with investors Nathan and Annette, a couple from regional NSW who started with $200,000 and built a portfolio of eleven properties in two and a half years on combined incomes of around $80,000. They talk through how they did it, the properties they almost didn't buy, and what the journey actually looks like from the inside when you are doing it on an average wage.
00:00 - Intro: eleven properties, average income, two and a half years 
04:00 - How it started: watching Facebook Lives and backing the strategy 
09:00 - The broker who said don't invest during COVID and what happened next 
14:00 - The Gold Coast apartment bought for $260K now worth $770K 
19:00 - The property nobody wanted: three bedrooms for $163K at $400 a week 
24:00 - Favourite vs least favourite property and why the numbers are all that matters 
29:00 - How equity works to leapfrog the portfolio without saving harder 
33:00 - The loneliness of winning when nobody around you gets it 
36:00 - Getting the next generation involved and second generation investors 
38:00 - Final word: more properties, less risk
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

Nathan sits down with Belinda, Australia's most followed property valuer, to cut through the noise on what is actually happening in the market right now. They cover where prices are falling and why, the buyers agent bubble, what the May budget changes mean for investors, and the one thing about the July 2027 valuation deadline that nobody in the media is getting right.
00:00 - Intro: Belinda the Valuer returns to the studio 
03:00 - What a valuer actually sees that the media doesn't 
07:00 - Where prices got way out of hand and why it was never sustainable 
12:00 - The buyers agent bubble: when everyone's data comes from the same ChatGPT 
18:00 - Nathan's trick: buy early, let the buyer's agents become the liquidity pool 
23:00 - Sydney: why it went up the fastest and came down the hardest 
28:00 - Melbourne is now cheaper than some regional Queensland. Here's why that's opportunity 
34:00 - The May budget: who it was supposed to help and who it actually hurt 
39:00 - Government debt, stimulus packages and why the big crash keeps getting delayed 
45:00 - Hyperinflation: has it happened before and could it happen here 
51:00 - Wise investors vs scared investors: what Nathan's clients are actually doing right now 
56:00 - The July 2027 valuation deadline: don't panic, here's what it actually means 
01:01:00 - Should you get it valued high or low? The answer is more complex than you think 
01:04:00 - How to contact Belinda and what to watch out for 
01:06:00 - Final word
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

While everyone else is watching the news and waiting for the crash, Nathan is out actively buying. In this episode he breaks down what is actually happening across Australian property markets right now, why the panic is creating the best opportunities he has seen in years, and the distressed stock networks that most buyers agents have never even heard of.
00:00 - Intro 
01:00 - What the news is getting wrong about the market 
03:00 - Where prices are falling and where they are not
05:00 - Investors throwing in the towel and what that means for renters 
07:00 - Distressed stock: 160 properties sold in 36 hours 
09:30 - The Melbourne opportunity nobody wants to talk about 
11:30 - Why every "crash" prediction has been wrong 
13:00 - Disposal agents, liquidators and how to get on the list 
13:45 - Final word
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

In this episode, Nathan breaks down the trust structure debate that has taken over social media. Why the big four banks are quietly pulling back from trust lending, what happened to investors who chased the infinite borrowing loophole, and why the answer to trust vs personal name is almost never what the TikTok gurus are telling you.
00:00 - Intro 
01:30 - Why the big four banks are exiting trust lending 
04:00 - The client with 20 properties who got stuck because of a trust 
06:30 - The infinite borrowing loophole and why the banks closed it 
09:00 - Land tax: why a trust could cost you $32K a year on the same property 
11:30 - Where negative gearing losses get trapped inside a trust 
13:30 - When trusts actually make sense in a portfolio 
15:30 - Who is pushing trusts and what is their agenda 
16:30 - Final word: align the structure to the strategy not the other way around
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.