The Property Couch

In this Friday Fundamentals episode, Ben is joined by Evan Lucas to unpack a bold policy idea for first home buyers.
Evan’s hill to die on?
Australia should use a super-like system to help people save for their first home deposit.
Instead of relying on grants, 5% deposit schemes, or capped first home buyer programmes, he argues that the super infrastructure already exists and could be used much more effectively to help people build real deposit savings from the moment they enter the workforce.
The conversation explores how the model could work, why saving a deposit remains one of the biggest barriers to home ownership, and the pros and cons of linking long-term retirement savings with first home access.
It’s a big idea — and one that’s guaranteed to spark opinions.
What do you think? Got your own hill to die on? Send it through here: https://thepropertycouch.com.au/topics/

LISTEN TO THE FIRST 20 EPISODES HERE >>

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- How to Build a Property Portfolio and Retire on $2,000 a week >>

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- The Armchair Guide to Property Investing
- Make Money Simple Again

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The 2026 Federal Budget just changed the property landscape... and not in the ways most people expected.
Recorded the day after the announcement, this special emergency episode brings Bryce back to the couch with Ben for an unfiltered, fast-thinking breakdown of what actually happened and what it means for property investors.
Negative gearing has changed. CGT treatment has shifted. Regional markets are exposed. And as Bryce puts it: "Location now does 90% of the heavy lifting."
In this episode, they unpack:
The unintended consequences already taking shape
What these changes actually mean for investors (beyond the headlines)
Whether affordability for first-home buyers will genuinely improve
Why rents could rise further (not fall)
Which markets are most at risk right now
And the clear-headed question every investor should be asking: what do I do next?
This is just the start of our Budget analysis. Deeper economic unpacking is coming in future episodes but if you want to understand the lay of the land before the dust settles, start here.

FREE STUFF MENTIONED
(FREE WEBINAR) Property Prices After Tax Reform: Fact vs Fiction
The Federal Budget has landed… and with it, major changes to negative gearing and capital gains tax, but what does this actually mean for property investors? In this LIVE webinar, Ben uncovers what this means for property prices, investors, first-home buyers and renters across Australia.
 🗓 Tuesday, 26th May
 ⏰ 7:30pm AEST
👉 Register Free Here

How To Retire On $3K A Week 📘
The evergreen investing framework Ben & Bryce reference throughout this episode. Learn the long-term principles behind building financial peace through property and money management.
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LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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TPC Gold has a new name… say hello to Throwback Tuesdays 👋
Same timeless property investing insights from the archives, just with a fresh new label. 
In this one, former FBI hostage negotiator Chris Voss explains why silence creates uncertainty… and uncertainty creates anxiety.
Bryce, Ben and Chris unpack how regular communication builds trust, why even “there’s no update yet” can be reassuring, and how these lessons apply to property, business and everyday negotiations.
For the original episode, tune in here: Episode 457 | FBI Hostage Negotiation Masterclass on Why You Should Never Split the Difference.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Welcome back to The Hill I’ll Die On, our Friday mini-series where we unpack big questions from the community.
This week, Shane and Luke tackle a topic that sparks plenty of debate:
Is it actually harder for young people to buy property today — and is it someone else’s responsibility to fix it?
They explore the gap between income and property prices, the impact of changing economic conditions, and why expectations around first home ownership may need to shift.
At the same time, they discuss the importance of starting somewhere, making compromises, and focusing on what’s achievable rather than ideal.
It’s a balanced, honest conversation that cuts through the noise and gets to the heart of what matters for first home buyers today.
Content mentioned in this episode here 👉 593 | How to Buy a Home (The Right Way) - Part 1
Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/
LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

What if the biggest property mistake isn’t what you buy… but what you do next?
In our latest Q&A episode, Ben K is joined by Couch Crew Polly & Ben T (Fellow QPIAs) to unpack three real investor dilemmas that don’t have easy answers:
🏡 A regional property surges 60%… do you cash out or stay in?
💰 Sell an investment to eliminate your home loan… or keep building wealth?
👯 Combine forces to buy better… or go solo and keep control? 
This episode breaks down:
The difference between market value vs fair value
Why timing matters more in regional markets
The hidden costs most investors overlook (insurance, tax, friction)
And the question that matters most:
What job is this property actually doing for you?
Because in the end… The best decision isn’t the one that looks smartest on paper, it’s the one that aligns with your life. Listen now!
 
P.S. 🚨 Bryce is BACK next week!
The Federal Budget is dropping… and Ben & Bryce will be back on the couch together for a special edition episode to unpack the BIG changes impacting property owners, investors and your money. 💥
  
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💸 Mortgage Hacks Video Series
Cashflow feeling tight? Ben's got 6 short videos packed with practical mortgage hacks that could put hundreds of dollars back in your pocket every month. 👉 Listen now! 
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🎙️ Regional Property Webinar.
We've got a follow-up webinar dropping post-Federal Budget. Watch this space...
LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube