The Property Couch

In this Friday Fundamentals episode, Shane Pope and Luke Oxenham tackle a very practical question:
If you already own property, what’s the smartest next move?
With the tax landscape changing and investors reassessing their options, this conversation explores why growth still matters most — and why your principal place of residence may be more important than ever in shaping your next step.
Shane and Luke unpack the idea of improving your home, releasing equity, and getting positioned to act while others are still sitting on the sidelines.
They also discuss why the current environment may be creating a rare opportunity for upgraders, particularly with fewer investors competing in the market.
If you already own property and you’re trying to work out what comes next, this is a timely one.
Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/
⏱️ Timestamps
00:29 – Welcome back to Friday Fundamentals
00:57 – Why this question matters right now
01:28 – If you already own property, what’s the smartest next move?
01:39 – Shane’s “PPOR maxing” strategy
02:01 – Has growth become even more important than tax benefits?
03:01 – Improving your home and releasing equity
03:50 – What changed for investors and lenders
04:41 – Why principal place of residence strategy matters more now
05:24 – Why upgraders may be in a stronger position
05:59 – What happens when investors pull back from the market
06:17 – Is now the time to jump to the next rung?
07:00 – Final thoughts and send in your questions
LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

The rules may be changing, but the fundamentals haven’t.
As proposed negative gearing reforms dominate headlines, many investors are asking the same question:
Should I rethink my strategy?
To help answer that, Ben Kingsley welcomes Lachlan Delahunty, Founder of Follio and a property professional who has been involved in more than $2 billion worth of property acquisitions.
Together, they explore what really drives long-term property performance and why some investors risk being distracted by tax outcomes rather than investment fundamentals.
In this episode, you’ll learn:
Why negative gearing was never the strategy — capital growth was
The difference between commutable and non-commutable regional markets
Why some regional locations thrive while others experience boom-bust cycles
The investment-grade framework: Location, Land, Asset
How scarcity, agglomeration and demographic trends influence property values
Why guaranteed returns, social media hype and thinly traded regional markets can create significant risks for investors
As Lachlan reminds listeners:
“The rent keeps you in the market. Growth creates the wealth.”
But perhaps the biggest message from this conversation is even simpler:
Good property is still good property.
Governments change.
Policies change.
Markets change.
But the fundamentals that drive long-term wealth creation remain remarkably consistent.
 
 
FREE STUFF MENTIONED
🎥 Property Prices After Tax Reform: Fact vs Fiction (Replay + Slide Deck)
Ben’s webinar replay is now available on demand, along with the downloadable slide deck that explores:
What really drives long-term property growth
Scarcity and land appreciation
The potential impacts of negative gearing and CGT changes
Winners, losers and unintended consequences of the proposed reforms
👉 Access the replay and download the slide deck: thepropertycouch.com/webinar  
📊 Negative Gearing Analysis Tool (Moorr)
Compare property scenarios side-by-side and model the impact of:
Negative gearing
Deferred tax benefits
Cash flow changes
Different investment property scenarios
👉 Explore the tool: moorr.com.au/negative-gearing-analysis-tool
 
TIMESTAMPS 
00:00 – Negative Gearing Is Not Gone: What Investors Need To Know
03:48 – The Money Habits That Shaped A $2 Billion Property Career
12:08 – Negative Gearing Was Never The Strategy
19:19 – Regional Markets: Opportunity or Trap?
23:26 – The Investment Grade Framework: Location, Land & Asset
28:40 – Commutable vs Non-Commutable Regional Markets
42:54 – Guaranteed Returns, Hype & Regional Risk
53:16 – Why Fundamentals Still Matter
58:49 – Lachlan’s Final Message To Investors
LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Feeling uncertain about where to buy next?
With so much noise in the property market right now, it’s easy to get caught up in headlines, opinions and speculation. But as Ben Kingsley and Connor explain in this bonus episode, one of the best ways to cut through the confusion is to come back to the data.
In this episode, they unpack how investors can start narrowing down Australia’s 30,000+ suburbs by looking at key property metrics such as typical value, yield, weekly rent, vacancy rates, days on market and demand-supply signals.
They also explore why suburb-level data is only the starting point, how side-by-side suburb comparisons can help investors build a smarter shortlist, and why property-level research still matters before making any decisions.
Whether you’re just starting your property search or trying to refine your next investment location, this episode will help you think more clearly about where to begin.
Free Resources Mentioned:
Explore Moorr’s Property Research Tools >
Create Free Moorr Account 
(Free Webinar) Property in 2026: Sell, Hold or Optimise
 Timestamps:
00:00 – Using Data to Cut Through Uncertainty
 01:10 – Introducing Moorr’s Suburb Search
 02:17 – Choosing Your Search Criteria
 03:44 – Exploring the Key Filters
 04:31 – Building a Suburb Shortlist
 06:03 – Comparing Suburb Trends
 07:05 – Why Property-Level Research Still Matters
 07:42 – Reading the Demand-Supply Signals
 08:27 – How Filters Help You Find the Right Suburbs
 09:21 – Using Comparison Tools to Refine Your Shortlist
 09:59 – More Property Tools Coming Soon
 11:11 – Upcoming Property Webinar
Listen now to learn how to stop guessing and start researching with more confidence.
 
LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

In this Friday Fundamentals episode, KD and Brett Burton unpack a powerful idea:
it’s okay to do one thing really, really well.
From an unforgettable 80s concert story to lessons from high-performance sport and business, this conversation explores why so many people spread themselves too thin — and why the better path is often to identify your strengths, refine them, and lean into them.
They talk about the value of specialising earlier, knowing your “weapon”, and resisting the urge to be everything to everyone.
If you’ve ever struggled with self-doubt, overcommitting, or trying to fix every weakness at once, this episode offers a refreshing reminder to focus on what you do best.
Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/
⏱️ Timestamps
00:15 – Welcome back to Friday Fundamentals
00:27 – KD and Brett take the mic
00:53 – The hill: it’s okay to do one thing really well
01:00 – The Bananarama concert story that inspired it
02:27 – Why specialising matters more than we think
03:08 – Brett on “bring your weapon”
04:00 – Why high performers know their strengths
05:06 – The trap of trying to be everything to everyone
06:00 – Why we focus too much on weaknesses
07:00 – Surviving vs thriving
08:00 – What it looks like to lean into your strengths
08:50 – Final thoughts and your hill to die on
LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

600 episodes. Thousands of conversations. One incredible community. 
And if there's one thing we've learned along the way... 
Success rarely follows a straight line. 
Few stories prove that better than John McGrath's. 
A 95/500 HSC. A football career ended by a doctor's verdict, and a pivot that led to one of Australia's most recognisable property empires. 
For our 600th milestone, we went big. 
Ben sits down with John McGrath and Tom Panos: two of the most trusted voices in Australian real estate, for a conversation that's equal parts origin story, market reality check and a few things the government probably doesn't want said out loud. 
They cover John's remarkable rise, the mindset and habits that built an empire, and a no-holds-barred breakdown of the Federal Budget changes: what do they actually mean for the younger generation and first-home buyers already struggling to get onto the property ladder? 

FREE STUFF MENTIONED
📊 NEW: Negative Gearing Calculator
The rules have changed but your strategy doesn't have to suffer. Run your numbers, compare the old vs new settings side-by-side, and see exactly what the budget changes mean for your cashflow and portfolio inside the web version of Moorr. 
👉 Knowledge is power. Use it.  
🧠 Take The Property Couch Quiz 
We've launched a brand-new website designed to help you cut through 600+ episodes and find the content most relevant to your property journey.
👉 Complete the quiz and tailor your experience 
📅 Book A Pre-EOFY Tax Planning Chat 
June 30 doesn't wait for anyone. If you're still thinking "I'll get to it soon", soon is now. Get ahead of the end-of-financial-year rush, access our free resources, and make sure you're not leaving money on the table when the clock runs out.
👉 Find out more!  
LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube