Ladies Finance Club - Get Rich

What does it actually mean to raise a "rich" kid and is it even about the money? This week on Get Rich, Molly sits down in-studio for the very first time with Sarah Megginson, author of How to Raise Rich Kids: Build Lasting Wealth for Your Children, for one of those conversations you'll want to share with every mum in your life.
Sarah is a parent of three who has spent years thinking about how to give kids a healthy, confident relationship with money and the result is a book that's as much for parents as it is for their children. Because here's the thing: the money messages we heard growing up? They're still running the show for most of us. And the way we talk (or don't talk) about money around our kids is shaping their financial future right now.
Whether you're a mum, a dad, an aunty, a godparent, or someone who's just trying to unpack their own money story, this one's for you.
In this episode, you'll learn:
Why "we can't afford it" can do more harm than you realise and what to say instead
How to involve your kids in real money decisions at every age (without the stress)
The government co-contribution super hack that could turn $20 a week into nearly $300K for your teenager
Why pocket money works better with a points system than straight cash
How to talk to your kids about what you earn and why Sarah is completely open with her three children about the family finances
What the three sections of How to Raise Rich Kids cover and how to use it based on your child's age
Why buy now, pay later is changing kids' relationship with money and not in a good way
The difference between raising wealthy kids and raising kids who are free to choose their own life
Perfect for: Australian mums with kids of any age, anyone who grew up in a household where money was stressful or off-limits, and women who want to break the cycle and give the next generation a better start.
The biggest takeaway? Rich isn't about how much money your kids have, it's about giving them the choices, confidence, and foundation to build the life they want. 🎧

Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.

Still paying the same bills you were five years ago? It might be time to do something about that. Molly sits down with consumer advocate, bestselling author, and Today Show money expert Joel Gibson for their annual bill audit and this one is packed with practical tips you can action this weekend.
Whether you've never touched your energy plan, haven't looked at your insurance in years, or just feel overwhelmed by where to even start, Joel breaks it all down in plain English so you can stop overpaying and start keeping more of your money.
In this episode, you'll learn:
Why 80% of Australians are not on the cheapest energy plan available to them and how to fix it in minutes
The sneaky "loyalty tax" your insurance company is quietly charging you (and how to beat it)
The single most important bill to tackle first if you're a complete beginner
Which grocery apps and websites can save you hundreds on your weekly shop
How to find unclaimed government money that might literally have your name on it
What's actually happening with energy prices in July 2026 and what to do before the letters start arriving
Joel's top winter money-saving hacks, including the one heating tweak that could save you $100+ this season
Why solar and batteries might be worth it even if you don't have upfront cash
What One Big Switch is and how to use it to negotiate better deals on your household bills
Perfect for: any Australian woman who knows she should probably be doing more with her bills but hasn't gotten around to it yet, this episode is your sign.
The biggest takeaway? You don't have to overhaul your whole life to save money. You just have to make a few calls. 💸🎧

Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.

What does aged care in Australia actually cost, and is your family prepared when the time comes? In this episode of Get Rich, Molly sits down with aged care financial specialist and co-author of Downsizing Made Simple, Rachel, to demystify one of the most overwhelming and most avoided financial conversations Australian families need to have. Whether you're the one your family looks to when things get hard (hi, TED 👋) or you just want to get ahead of this before there's a crisis, this episode is your starting point. No jargon, no overwhelm just clear, practical guidance on what to expect and how to plan.
In this episode, you'll learn:
What aged care in Australia actually includes and why it's so much more than just nursing homes
The difference between home care and residential aged care, and what each one costs
How means testing works and why the bill can be higher than your income
What a RAD and a DAP are, and how families typically fund the move into residential care
Why selling the family home isn't always the right move (and when it could actually cost you more)
How to access government-funded care through My Aged Care and why you shouldn't wait until there's a crisis
What the Aged Care Assessment is, why it's like a passport, and the one mistake people make that leaves them under-supported
What happens when a parent lands in hospital and you have 48 hours to find a bed
The questions you must ask before signing anything with an aged care provider
Three things you can do this week to start the conversation with your parents
Perfect for: Australian women with ageing parents, anyone who's ever Googled "how does aged care work in Australia," and every Trusted Eldest Daughter who's quietly holding this all together.
The biggest takeaway from this episode? The best time to plan for aged care was years ago. The second-best time is right now. 🎧

Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.

If someone had asked me about home batteries a few weeks ago, I probably would've thought they were talking about the ones in my TV remote.
But with electricity prices rising, government rebates on offer, and more Australians looking for ways to cut household costs, I figured it was time to learn what all the fuss is about.
So in this week's episode of Get Rich, I sat down with Leigh Storr, Founder of RESINC, an award-winning national renewable energy company for a Home Batteries 101 session.
Here's what we covered:
- The Australian government rebate that could knock up to $6,500 off your home battery install
- The three free hours of electricity now available to Australians in NSW, VIC and Southeast QLD and how to make the most of them
- How a home battery can actually earn you money through something called a virtual power plant
- How to get solar panels and a home battery in Australia for zero upfront cost
- What happens to your power when the grid goes down (good news: you're fine)
One thing that surprised me? Some Australian households are turning their battery into a bit of a side hustle, selling excess energy back into the grid when demand is high.
If you've ever wondered whether a home battery could lower your power bills in Australia, help protect you from blackouts, or simply make your home more energy independent, this episode is worth a listen.
As always, this isn't about rushing out and buying something. It's about understanding your options, running the numbers, and making informed decisions with your money. 🎧
Want to find out if a home battery makes sense for your home? The RESINC team has put together a special offer for the LFC community - check it out here 👉 https://resinc.com.au/LFC/

Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.

Ever stood in front of a wardrobe full of clothes and felt like you have absolutely nothing to wear? You're not alone and this episode explains exactly why.
Molly sits down with Melbourne-based personal stylist Melissa Murgana to talk about how to build a wardrobe that actually works for your life, your budget, and your body, without spending a fortune.
In this episode we cover:
Why most women wear only 20% of their wardrobe 80% of the time
The 3-outfit rule that will change how you shop forever
How to look polished and expensive on a tight budget
The 5 winter capsule wardrobe essentials every woman needs
Affordable brands stylists actually rate (Target, Uniqlo, Portman's)
Whether expensive clothes are actually better quality
How to get more longevity out of your clothes (including the jeans-washing debate)
What a personal stylist costs and why it's a smart investment
How to find your personal style when you have no idea where to start
Whether you're rebuilding your wardrobe after having kids, going through a body change, or just sick of feeling uninspired getting dressed every day, this episode is for you.
Follow Melissa on Instagram and TikTok: @melissagotstyle

Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.