How to Financially Prepare for a Baby – Budgeting, Super, Childcare & Money Moves with Jayde Jenkins and Ash Cam
Pregnant or planning a family? Wondering how much a baby really costs and how to budget for it?In this episode of Get Rich, we share practical, real-world money tips for first-time mums, expecting parents, and anyone preparing for life with a newborn. Molly Benjamin is joined by financial advisor Jayde Jenkins and soon-to-be mum Ash Cam to unpack the true cost of having a baby in Australia and how to get financially ready — without the overwhelm. We cover:✅ How to budget for a baby and create a baby emergency fund✅ Maternity leave money tips — including how to protect your superannuation✅ Public vs private birth costs (and what’s often left out of the budget)✅ The hidden expenses of newborn essentials and pregnancy care✅ Childcare costs, subsidies, and why you need to join waitlists early✅ Key pre-baby life admin: wills, insurance, joint accounts✅ How to start saving or investing for your child’s future Whether you’re an expecting parent or just starting to plan, this episode will help you prepare your finances, avoid common mistakes, and feel confident about your money before your baby arrives. 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.
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💍 Before You Say “I Do” – Binding Financial Agreements, Prenups & De Facto Law in Australia
Thinking about getting married, moving in with your partner, or protecting your assets? In this episode, family lawyer Carolina from Lander & Rogers joins Molly to explain the legal and financial steps every Australian should know before they say “I do”. You’ll learn:✅ What is a de facto relationship in Australia (and why the 2-year rule is a myth)✅ How binding financial agreements (prenups) work in Australia and when you should consider one✅ Costs of a prenup in Australia and how to avoid common mistakes✅ How to protect your assets when moving in with a partner✅ Why pet ownership is now recognised in Australian family law✅ Signs your partner may be hiding assets✅ Whether you need to be on the property title when buying together✅ Why “handshake” or “back of the napkin” agreements don’t stand up in court If you’re building wealth, expecting an inheritance, or want to safeguard your finances, this episode will give you practical tips, legal insights, and conversation starters to protect yourself before tying the knot or starting a life together. Moving in or getting married? Listen to this first 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.
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The Budgeting Hack That Changed My Life - And It’s Not a Spreadsheet
She’s back! Finance educator and budgeting queen Queenie Tan joins Molly to talk about her brand-new book The Fun Finance Formula and why making money fun is the secret sauce to actually sticking to a budget. In this episode, we deep-dive into how Queenie manages her money (spoiler: it’s not spreadsheets), how she built the app BillRoo to simplify budgeting, and why most people are doing budgeting backwards. Perfect for corporate millennials juggling careers, bills, babies (or fur babies), and a million tabs open in their brain—this episode breaks down: The 4 types of money and how to shift into “fun & skilled” money A step-by-step guide to setting up a budget that actually works Tools and apps (including AI!) that make money management easier How to have regular money check-ins with your partner (without killing the vibe) Tips to stay motivated without guilt or shame Whether you’re saving for a home, planning a wedding, or just tired of wondering where your paycheque went - this episode will get you organised, inspired, and ready to take control of your money. Listen now and grab Queenie’s new book anywhere you buy your reads (or listens)! 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.
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How to Get Divorced in Australia: Legal Steps, Costs & What to Expect
Thinking about divorce or separation? Or maybe you’re already in it and feeling overwhelmed? In this episode of Get Rich, Molly chats with Chloe Rattray from Lander & Rogers, one of Australia’s leading family lawyers, to break down the divorce and separation process in clear, simple steps. We cover: ✅ The first legal steps to take when separating✅ What’s considered joint property (spoiler: it includes super and trusts)✅ How property settlements work and what to avoid✅ What happens if one partner hides assets or refuses to cooperate✅ The difference between divorce and de facto relationships✅ How child support and custody are handled✅ The biggest mistakes women make during a split Whether you’re considering separation, already in the thick of it, or supporting a friend through it — this episode is full of insights every woman should know. 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.
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Where to Buy Property in Australia in 2025: $500K & $1M Budget Breakdown with Arjun Paliwal
Wondering where the Australian property market is heading? In this episode of Get Rich, Molly Benjamin is joined by Arjun Paliwal, Director and Head of Research at InvestorKit, to break down the latest property trends. Whether your borrowing power is $500k or $1 million, Arjun shares smart strategies, property hotspots, and common mistakes first-time investors make (especially women!). They also dive into how to build a winning team, the power of frameworks, and a real story of a first-time investor who turned one property into four — and built over $1 million in equity. If you're ready to buy but feel stuck, this episode is your sign to take action. 🔑 Topics covered:✅ Australian property market update (July 2025)✅ Where to buy with $500k vs $1 million✅ Property investing mistakes to avoid✅ Frameworks to help you take action✅ How to build your investment team✅ Inspirational success story from a first-time female investor 🎧 Tune in for expert tips and real talk about property investing in Australia — and why now might be your time to get started. 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here. Are we friends on Instagram? Follow us here. 🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.
Welcome to Get Rich by Ladies Finance Club - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.
We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.
Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered. Hit subscribe and let’s get rich (and stay rich) together.
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