Ladies Finance Club - Get Rich

What if being bad with money was never actually your fault?
Molly Benjamin sits down with Rachel Davies and Angela Meyer, the New Zealand co-founders of Hi Money and authors of the brand new book Money, Money, Money: How to Reset Your Money Mindset and Find Financial Freedom - which just hit number one on the NZ bestseller charts. Rachel is a therapist specialising in money psychology, and Angela is a gender equity expert with two decades of experience unpacking the systems that make financial wellbeing so much harder for women to achieve. Together, they're on a mission to get more money into the hands of more women and this conversation is exactly where to start.
Whether you've ever avoided opening your banking app, wondered how on earth you'll survive retirement, or quietly left the big financial decisions to your partner, this episode is for you.
In this episode, you'll learn:
Why being bad with money is not a personal failing and what's actually responsible for it
What the gender retirement gap, the pink tax, and the silence gap really mean for your financial future
How the pink tax adds up to over $250,000 across a woman's lifetime
What the Rich in Context research across Australia and New Zealand revealed about women and financial wellbeing and the finding that surprised even the researchers
Why 30% of women have no financial plan beyond hoping something works out
How your money psychology not your budget might be the real thing holding you back
What happens to women's wealth when they leave the finances to their partner
The one money move both Rachel and Angela say every woman should make this week
Why the financial services industry keeps getting women wrong and what they should be doing instead
What your 25-year-old self needs to hear about compounding, investing, and starting now
Perfect for: Australian women who want to understand why money feels so complicated, anyone ready to stop blaming themselves and start taking action, and every woman who knows she should be doing something about her finances but isn't quite sure where to begin.
The biggest takeaway from this episode? The system wasn't designed for you but that doesn't mean you can't win at it. Here's how. 🎧

Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.

What's the best thing you can do for your child's financial future and where do you even begin?
In this episode of Get Rich, Molly sits down with financial advisor and LFC favourite Dawn Thomas to get into one of the most important (and most underrated) conversations we can have as parents: how to raise a financially confident kid. And yes, she does it while breastfeeding a newborn, because that's just the season of life we're in right now.
Whether you've been wondering how to talk to your kids about money without passing on your own stress, or you're not sure how to explain investing to a teenager, this episode is packed with practical, real-talk advice straight from a mum who also happens to be a financial advisor.
In this episode, you'll learn:
Why your money behaviours matter more than any lesson you'll ever teach
The exact phrases to swap out when your kid asks for something you don't want to buy
How to talk to your children about cost-of-living pressure without creating money anxiety
Why delayed gratification is one of the greatest financial gifts you can give your kids
The tax traps Australian parents hit when investing in their child's name
Why investment bonds and education bonds can be a smarter option than a kids' share account
Why letting your kids experience financial "failure" is actually a good thing
What family financial socialisation is and why it starts earlier than you think
Perfect for: Australian mums with kids of any age, women who want to break generational money cycles, and anyone who's ever said "we can't afford that" and wondered if there's a better way.
The biggest takeaway from this episode? You don't need to be a financial expert to raise a money-smart kid, you just need to start the conversation. 🎧

Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.

What does your grandmother's relationship with money have to do with your bank balance today? More than you'd think.
Molly is back and sitting down with financial advisor, community builder, and newly minted author Jessica Brady to dig into one of the most fascinating and rarely talked about, sides of personal finance: how the women who came before us shaped the way we think, feel, and behave around money today.
Jess has just released her debut book Get Growing: A No-Nonsense Guide to Cultivating Wealth and Financial Freedom, and it is everything, part feminist history lesson, part practical money guide, part permission slip for every woman who's ever felt like managing money just wasn't meant for her.
In this episode, you'll learn:
Why your money mindset is likely already formed by the time you're seven years old
How the laws that locked women out of financial independence still echo through generations today
What a "hot iron money moment" is and how to find yours
Why your brain is actually trying to protect you from wealth and how to gently take back the wheel
What a "money monster" is and how naming yours can help you stop letting it make decisions for you
How to build a financial alter ego that helps you show up differently with your money
Perfect for: Australian women who've ever felt behind with money, anyone curious about where their money beliefs really come from, and every woman who wants to stop the cycle and build real, lasting wealth.
The biggest takeaway from this episode? Your money story isn't your fault, but it is yours to rewrite. 🎧
Grab Jess's book here.

Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.

What should you actually do when a lump sum of money lands in your lap and how do you make sure you don't waste the opportunity?
Molly sits down with financial advisor Lauren Isles to break down everything Australian women need to know about handling an inheritance, bonus, or financial windfall. No guilt, no jargon, no complicated finance-speak, just clear, practical advice for women who want to make the most of money they weren't necessarily expecting.
Whether you've been sitting on a lump sum and doing nothing with it, feeling overwhelmed about where to even start, or carrying some complicated emotions around an inheritance, this episode is for you.
In this episode, you'll learn:
Why pressing pause before you do anything is the most important first step
How to work through the guilt and emotional weight that often comes with an inheritance
Whether you should pay down debt, invest, or boost your super and how to decide
The super catch-up rules that could let you put a large amount into super at once
What tax you actually pay on an inheritance in Australia (the answer might surprise you)
The biggest mistakes people make when they receive a windfall and how to avoid them
How to build an investment strategy around money you never planned for
When to see a financial advisor versus a money mindset coach
Perfect for: Australian women who have recently received an inheritance, are expecting one, or have come into any kind of unexpected money and want to make it work as hard as possible for their future.
The biggest takeaway from this episode? A lump sum of money is one of the greatest opportunities you'll ever have to change your financial future but only if you actually do something with it. 🎧

Connect with Lauren Isles here - https://directory.ladiesfinanceclub.com/listing/lauren-isles/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]

Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.

What's the best thing you can do for your child's financial future and when should you start?
Briony Benjamin is back as guest host of Get Rich while Molly is on maternity leave, and this week she's tackling a topic close to her own heart as a mum of two! Briony sits down with financial advisor and investing expert Daisy Magor to break down everything Australian parents need to know about how to invest for their kids, no jargon, no complicated finance-speak, just clear and practical advice for mums who want to give their children a financial head start.
Whether you've been putting off investing for your children in Australia because you're not sure where to start, think you need more money to begin, or you're worried about getting the tax side of things wrong, this episode is for you.
In this episode, you'll learn:
Why starting small and early makes a bigger difference than you think
What $100 a month from birth could actually grow to by the time your child turns 18
The main ways to invest for your kids in Australia and which one might suit you best
Whether you should pay off debt first or invest at the same time
What an ETF is and why it's one of the simplest investment options for Australian parents
The difference between investing in your name versus your child's name (and why it matters at tax time)
What investment bonds and education bonds are and when they make sense
The minor tax rates that catch Australian parents off guard
How ethical investing works inside an ETF
What grandparents and relatives need to know about gifting money to kids in Australia
Perfect for: Australian mums with young kids, anyone wanting to invest on behalf of their children, and women who want to make their money work harder for the next generation.
The biggest takeaway from this episode? You don't need to be wealthy to set your child up for long-term financial success, you just need to start. 🎧

Connect with Daisy Magor here - https://directory.ladiesfinanceclub.com/listing/daisy-magor/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.