Starting Over at 40+: How to Rebuild Wealth After Divorce, Redundancy or a Reset with Naomi Holmes
If you’re in your 40s, 50s or beyond and feel like you’re rebuilding your financial life from scratch, you’re so not alone. In this powerful episode of Get Rich, Molly sits down with financial coach and former adviser Naomi Holmes, host of the Her Money Matters podcast, to unpack how women can rebuild confidence, clarity and wealth after divorce, separation, redundancy or major life changes. Naomi works with women at this exact stage of life, and she shares the patterns she sees every day, the fear, the avoidance, the “I don’t even want to look at my bank account” era and the practical steps that genuinely get women back on track. We explore the emotional, practical and strategic parts of starting over: cashflow, asset protection, emergency funds, financial coercion, superannuation, investing later in life and how to prepare financially if you’re thinking about leaving a partner. In this episode we discuss: The FIRST step to rebuilding confidence when starting over at 40+ How to understand your cashflow without needing to be a spreadsheet girlie The biggest money mistakes women make post-divorce or redundancy Recognising financial coercion and what to do if it’s happening How to prepare financially BEFORE you separate from a partner The three experts every woman should have: lawyer, financial coach/adviser + emotional support How to rebuild an emergency fund (OMG fund!) when money feels tight Investing later in life, when to start again and how to think about risk Superannuation truths every woman 40+ needs to know Why your money story matters more than your past mistakes The next 1–2 steps every woman can take TODAY to move forward If you’re rebuilding, re-entering the workforce, or finally putting yourself first after years of looking after everyone else, this conversation is supportive, empowering and deeply practical. Learn more about Naomi’s work at Her Money Matters or contact her at
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