Ladies Finance Club - Get Rich

Ever stood in front of a wardrobe full of clothes and felt like you have absolutely nothing to wear? You're not alone and this episode explains exactly why.
Molly sits down with Melbourne-based personal stylist Melissa Murgana to talk about how to build a wardrobe that actually works for your life, your budget, and your body, without spending a fortune.
In this episode we cover:
Why most women wear only 20% of their wardrobe 80% of the time
The 3-outfit rule that will change how you shop forever
How to look polished and expensive on a tight budget
The 5 winter capsule wardrobe essentials every woman needs
Affordable brands stylists actually rate (Target, Uniqlo, Portman's)
Whether expensive clothes are actually better quality
How to get more longevity out of your clothes (including the jeans-washing debate)
What a personal stylist costs and why it's a smart investment
How to find your personal style when you have no idea where to start
Whether you're rebuilding your wardrobe after having kids, going through a body change, or just sick of feeling uninspired getting dressed every day, this episode is for you.
Follow Melissa on Instagram and TikTok: @melissagotstyle

Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.

When was the last time you actually checked your super? Like, really checked it, not just glanced at a statement and shoved it in a drawer? If your answer is "um… a while ago," you are absolutely not alone and this episode is for you.
Molly sits down with Misha Schubert, CEO of the Super Members Council, the peak body representing over 11 million Australians in our super system, to cut through the confusion and give you a real, honest look at what's happening with your super right now.
Because here's the thing: 1 in 4 working Australians are currently not being paid some or all of the super they've earned. That's not a small problem. That's your money, that you worked for, just… not showing up. And with major new payday super laws coming July 1st, 2026, there has never been a better time to get across what you're actually entitled to.
In this episode, you'll learn:
Why most Aussies aren't engaging with their super and what it's actually costing them
How to find out if your employer has been paying your super correctly (and what to do if they haven't)
What payday super laws are and why they're a game changer for Aussie women
The truth about self-managed super funds and who they're actually right for
How to spot a super scam before it's too late (this one is so important right now)
What women who've taken time out of the workforce can do to catch up on super
The single homework task Misha wants every Australian to do this week
Perfect for: Aussie women who've been putting super in the "future me" basket, anyone who's ever thrown a super statement in the bin without opening it (no judgment, Molly did it too!), and women who want to make sure their retirement isn't an afterthought.
The biggest takeaway from this episode? Your super is one of the most powerful financial tools you have, you just need to start paying attention to it. And it's a lot simpler than you think. 🎧

Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.

What do you do when debt feels like it's swallowing you whole and you're too ashamed to tell anyone?
Molly is back hosting Get Rich this week, sitting down with Kristen Hartnett, a financial counsellor from the Salvation Army's MoneyCare service, to talk about something so many Australian women are quietly going through right now, debt. Whether it's credit cards, buy now pay later, a car loan that's gotten away from you, or just the creeping anxiety of cost of living hitting harder than ever, this episode is a must-listen.
And here's the thing - there is a free, professional, non-judgmental service available to every single Australian, and most of us have no idea it exists. Until now.
In this episode, you'll learn:
Why smart, capable women end up in serious debt and why it has nothing to do with poor spending habits
How shame and secrecy make debt worse, and what to do instead
What a financial counsellor actually does (and why it costs you absolutely nothing)
The signs it's time to stop Googling and just make the call
What can realistically be negotiated with banks and creditors on your behalf
Why bankruptcy is rarely the answer and what the alternatives are
How the debt snowball method works and when it makes sense to use it
What debt collectors can and can't legally do to you in Australia
Government grants and emergency relief payments you might not know you're entitled to
How to rebuild your financial confidence after clearing debt, for good
Perfect for: Australian women feeling the pressure of cost of living, anyone quietly struggling with debt, and women who just want to know their options before things get worse.
The biggest takeaway from this episode? You are not alone, you are not a failure, and there is free help waiting for you right now. 🎧

Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.

What do you actually need to sort out financially before you separate and when should you start?
This week on Get Rich, Molly sits down with mortgage broker, Stella Finance Group founder, and Ladies Finance Club ambassador Lisa Bridgett to break down everything Australian women need to know about getting their finances in order before, during, and after a separation. No jargon, no judgment, just clear, practical advice from someone who has not only helped countless women through this process, but has lived it herself.
Whether you've been putting off getting your finances sorted because you don't know where to start, you're not sure what you're actually entitled to, or you're worried about what life looks like on the other side, this episode is for you.
In this episode, you'll learn:
Why speaking to a mortgage broker before a lawyer could save you thousands
What actually happens to the family home in a separation and whether you can really afford to keep it
Why so many women leave superannuation on the table and why you absolutely shouldn't
How interest rate rises affect your borrowing capacity as a single income household
What a binding financial agreement is and why more couples should be having this conversation
The financial red flags to watch for when things start to turn ugly
Why having your own emergency fund in your own name is non-negotiable
How to build your separation support team, from mortgage brokers to family lawyers to forensic accountants
The one thing Lisa wishes more women knew before they signed anything
Perfect for: Australian women who are considering separation, going through one, or simply want to be financially prepared for whatever life throws at them. And if this isn't you right now, share it with a girlfriend who needs to hear it.
The biggest takeaway from this episode? Knowledge is power. The sooner you know your numbers, the more confidently you can fight for what you deserve. 🎧

Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.

What if being bad with money was never actually your fault?
Molly Benjamin sits down with Rachel Davies and Angela Meyer, the New Zealand co-founders of Hi Money and authors of the brand new book Money, Money, Money: How to Reset Your Money Mindset and Find Financial Freedom - which just hit number one on the NZ bestseller charts. Rachel is a therapist specialising in money psychology, and Angela is a gender equity expert with two decades of experience unpacking the systems that make financial wellbeing so much harder for women to achieve. Together, they're on a mission to get more money into the hands of more women and this conversation is exactly where to start.
Whether you've ever avoided opening your banking app, wondered how on earth you'll survive retirement, or quietly left the big financial decisions to your partner, this episode is for you.
In this episode, you'll learn:
Why being bad with money is not a personal failing and what's actually responsible for it
What the gender retirement gap, the pink tax, and the silence gap really mean for your financial future
How the pink tax adds up to over $250,000 across a woman's lifetime
What the Rich in Context research across Australia and New Zealand revealed about women and financial wellbeing and the finding that surprised even the researchers
Why 30% of women have no financial plan beyond hoping something works out
How your money psychology not your budget might be the real thing holding you back
What happens to women's wealth when they leave the finances to their partner
The one money move both Rachel and Angela say every woman should make this week
Why the financial services industry keeps getting women wrong and what they should be doing instead
What your 25-year-old self needs to hear about compounding, investing, and starting now
Perfect for: Australian women who want to understand why money feels so complicated, anyone ready to stop blaming themselves and start taking action, and every woman who knows she should be doing something about her finances but isn't quite sure where to begin.
The biggest takeaway from this episode? The system wasn't designed for you but that doesn't mean you can't win at it. Here's how. 🎧

Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.