It's a Mindset

• Episode 46 - New York, New Memories: A Love Affair with the City That Never Sleeps

  Have you ever returned to a place after many years and felt like both everything and nothing had changed? In this episode, I’m preparing for my fifth trip to New York City — the first in over 20 years. I’ll take you back to my first visit when I was 22, sharing memories from that time and reading an excerpt from my journal. I also reflect on my work trips to New York when I was at JPMorgan and how the city shaped my personal and professional life. As I’ve come full circle with this return to the city, I’ll explore how New York’s meaningful experiences connect with the values in my new book Worthy & Wealthy, particularly the importance of connection and creating lasting memories. I’ll also share how the Holiday Hero Budget Planner played a key role in getting this trip off the ground and helping me turn this dream into reality. Key Episode Takeaways: The power of revisiting a place and the growth that happens in between How travel experiences shape your personal journey and connections The importance of making meaningful memories and how they tie into a fulfilling life How the Holiday Hero Budget Planner can help turn travel dreams into reality Show Resources: Follow Emma, the Podcast Host on Instagram - HERE Learn More About the Holiday Hero Budget Planner - HERE Check Out Emma's Book, Worthy & Wealthy - HERE If you LOVED this episode, make sure you share this on your Instagram stories and tag us @emmalagerlow! Yours in Love Affairs with Destinations, Emma. X.

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• Episode 45 - Finding Freedom Through Frugality with Serina Bird

  Have you ever felt like the cost of living is rising faster than your income—and wondered how anyone is managing to get ahead right now? In this episode of It’s a Mindset, I’m joined by Serina Bird—also known as The Joyful Frugalista—who’s built a multimillion-dollar portfolio through intentional frugal living and smart investing. She’s the author of The Joyful Frugalista and How To Pay Your Mortgage Off in 10 Years (a finalist in the 2024 Australian Business Book Awards), and she’s the host of the Joyful Frugalista podcast. Serina proves that frugality doesn’t mean going without—it means being values-aligned, community-focused, and intentional with your money. Her approach really resonated with me, especially her belief that true wealth isn’t just financial, but emotional, spiritual, and communal. We also explored the mindset behind money goals, the impact of wage stagnation, and how mindful living can bring true abundance. Serina’s wisdom comes not only from her financial success but also from her personal journey of resilience and empowerment, making her insights even more powerful. Key Episode Takeaways: Why wage stagnation and housing affordability are prompting more people to explore creative investing and frugal living How frugality is becoming a mindful, sustainable lifestyle—and the surprising benefits of Serina’s Buy Nothing challenges How Serina uses clear financial goals to build not just security, but well-being Why community, emotional wealth, and spiritual abundance are just as important as money when it comes to living a rich life. Show Resources: Follow Serina on Instagram - HERE Follow Serina on Facebook - HERE Check out the Joyful Frugalista website - HERE Follow Emma, the Podcast Host on Instagram - HERE Check Out Emma's Book, Worthy & Wealthy - HERE About the Guest: Serina Bird is a proud frugalista who has amassed a muti-million dollar portfolio through frugal living and sound investing. She is the author of several books including The Joyful Frugalista and How To Pay Your Mortgage Off in 10 Years (which was a finalist in the 2024 Australian Business Book Awards). Serina is host of The Joyful Frugalista. As a little side note, it’s been a full circle moment for me personally: Worthy & Wealthy—my own book—is now a best-seller in the Budgeting and Money Management categories on Amazon, a space that both Serina and I deeply care about. It’s incredible to be part of this conversation on creating true, lasting wealth. Serina’s wisdom comes not only from her financial success but also from her personal journey of resilience and empowerment, making her insights even more powerful. This podcast episode is packed with practical wisdom and uplifting insights—perfect if you’re looking to reframe your mindset and create true abundance, no matter what’s happening in the economy. If you LOVED the episode, be sure to share it on your Instagram stories and tag us @emmalagerlow and @thejoyfulfrugalista! Yours in being joyfully frugal, Emma. X.

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• Episode 44 - Legacy, Leadership, and the Ripple Effect of Living on Purpose with Julie Hyde

  Have you ever felt like life was nudging (or forcing) you to stop living out of alignment and start living on purpose? In this episode of It’s a Mindset, I’m joined by Julie Hyde—leadership and mindset coach, LinkedIn Top Voice, and author of You Always Have a Choice and Busy?. Julie is someone who doesn't just talk about leadership—she embodies it, even when life has thrown her some of its toughest curveballs. Julie opens up about how her cancer diagnosis and major health challenges became a gift—one that realigned her focus, reignited her purpose, and reshaped how she shows up in the world. From corporate leadership to personal transformation, Julie shares practical frameworks and hard-won wisdom to help you live more intentionally and lead from within. As someone who’s also faced moments of realignment and reinvention, I found this conversation both grounding and deeply inspiring. Julie reminds us that leadership is not about titles—it’s about how we show up in every moment and the ripple effect we create along the way. Key Episode Takeaways: Turn adversity into alignment – How Julie reframed her cancer diagnosis as a catalyst for living more purposefully. Disciplined routines – Why exercise, sleep, and consistent habits are non-negotiable, especially during tough times. Above the line vs. below the line behaviours – A simple but powerful tool to bring awareness to how you lead and respond. Rethinking legacy – Julie’s beautiful insight that legacy isn’t just what we leave behind—it’s how we lead every single day. Show Resources: Connect with Julie on LinkedIn - HERE Follow Julie on Instagram - HERE Follow Julie on Facebook - HERE Check Out Emma's New Book, Worthy & Wealthy - HERE Follow Emma, the Podcast Host on Instagram - HERE About the Guest: Julie Hyde doesn’t just talk leadership—she challenges it. A leadership and mindset coach, LinkedIn Top Voice, and author of You Always Have a Choice (ABBA Finalist) and Busy?, Julie empowers leaders to take control, own their choices, and create a legacy they’re proud of. She’s also the host of Leading You, a top 5% global podcast that cuts through the fluff to deliver real conversations on leadership, mindset, and resilience. With two decades of corporate experience, a Harvard qualification, and a track record of leading high-performing teams, Julie knows what it takes to go from overwhelmed to intentional. She’s faced career setbacks, life-threatening adversity, and the relentless corporate grind—but she’s turned every challenge into a catalyst for growth. And when she’s not challenging leaders to step up, you’ll find her fuelling her energy with glam rock, movies, and (of course) strawberries. If you LOVE the episode, make sure you share it on your Instagram stories and tag us @emmalagerlow and @juliehydeleads! Yours in Leading with Purpose, Emma. X.

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• Episode 43 - What Happens After You Become the Butterfly?

  Have you ever reached a big goal, only to be left wondering what’s next? In this episode of It’s a Mindset, I’m reflecting on the journey that happens after you achieve a big goal and step into living your purpose. After the excitement of launching my book Worthy & Wealthy and celebrating that milestone, I’m taking you behind the scenes of what it feels like once the initial thrill fades. As a new author, I’ve experienced the rush of success—book launches, PR campaigns, celebrations—but what happens when the newness begins to settle? In this solo episode, I’m diving into the emotional and practical side of living your purpose every day and the importance of goal-setting beyond your biggest achievement. I relate deeply to this transition, as the moment I published my book was both exhilarating and overwhelming. It’s been a profound process of stepping into my purpose, yet there are always new layers to uncover, new goals to set, and new horizons to explore. This episode will inspire you to reflect on what’s next for you after achieving your goals and how you can continue evolving with intention. Key Episode Takeaways: What happens after you achieve your big goal—and why that “what now?” phase is crucial for your continued growth. The importance of setting new goals, even after reaching your biggest milestone. Why aligning your new goals with your purpose and values is key to long-term fulfilment. How to navigate the emotional side of success and continue moving forward even when the excitement fades. Show Resources: Follow Emma, the Podcast Host on Instagram - HERE Learn More About Emma's New Book, Worthy & Wealthy - HERE Check out Emma's Website - HERE If you loved the episode, make sure you share it on your Instagram stories and tag me @emmalagerlow. Thank you so much for tuning into It’s a Mindset and for your continued support as I’ve launched my book. I’m truly grateful for each of you. Yours in worth, wealth, and following your purpose, Emma. X.

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• Episode 42: Beating Burnout and Finding Balance with Melo Calarco

  Have you ever faced a challenge so big that it pushed you to your physical and mental limits? Melo Calarco certainly has, and he's learned to manage stress in the moment. In this episode of It’s a Mindset, I'm joined by Melo, a TEDx speaker and multi-award-winning author of Beating Burnout, Finding Balance. In his book, Melo shares his incredible journey, cycling over 30,000 km across five continents, where he learned to overcome life-threatening challenges and manage stress. His mission now is to help individuals and high performers avoid burnout and perform at their best. Melo’s story is transformational, and as someone who's faced my own challenges from travel to entrepreneurship, I can relate to the importance of thriving in the face of adversity. Key Episode Takeaways: Incredible stories from Melo’s cycling journey around the world, with life-changing lessons. The power of meditation and the importance of 90-second breath breaks to manage stress. Mental health challenges affect everyone—even high-profile individuals. Prevention is better than cure when it comes to burnout, and self-care is key during tough times. About the Guest: As a TEDx Speaker and multi award-winning author, Melo loves sharing his passion with the world speaking about wellbeing, high-performance, resilience, mindfulness, mental health and so much more. His workshops and keynotes have been described as ‘truly transformational’ drawing from his unique life lessons while cycling over 30,000km across five continents, where Melo learned to manage stress, build mental endurance, and overcome many challenges, including near-death experiences. He now shares this profound experience with global companies and high performers to help them operate at their best, without the risk of burning out. Show Resources: Download a FREE sample of Melo's Book, Beating Burnout, Finding Balance - HERE Connect with Melo on LinkedIn - HERE Follow Melo on Instagram - HERE Follow Emma, the Podcast Host on Instagram - HERE Check out Emma's New Book, Worthy & Wealthy - HERE If you love this episode, share it with a friend and tag us on your Instagram stories @emmalagerlow and @melocalarco_coach! I hope you enjoy this inspiring conversation about mental health, resilience, high performance, and adventure! Yours, in Performing at Your Best, Emma. X.

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