Property Investment & Wealth Creation Australia | The Michael Yardney Podcast

Inflation has eased… except where it hasn't.
Interest rates were meant to be heading down… until they weren't.
And suddenly everyone's blaming government spending.
 
But is Canberra really the culprit - or is that just a convenient headline?
 
Today, Ken Raiss and I unpack what's actually driving Australia's sticky inflation, why the RBA is worried about "capacity constraints", and what policy makers could do that would genuinely take pressure off prices - without smashing households and without sabotaging the property market.
 
Now you've probably read about inflation and heard about it a hundred times by now, but having been involved in financial markets and property for over 50 years each, Ken and I are going to bring you a different perspective today and some new ways of thinking about things.
 
So please bear with us because I hope we're going to bring you some clarity and direction.
 
Takeaways 
Inflation is the increase in prices over time.
Interest rates are used to control inflation but can have negative effects on consumers.
Government spending can contribute to inflation, but it's not the sole cause.
Capacity constraints in the economy affect productivity and inflation rates.
CPI may not accurately reflect the real cost of living for households.
Investors should focus on A-grade assets in strong demand areas.
Deficits can be acceptable if they lead to productive investments.
Consumer confidence is crucial for economic stability.
Strategic planning is essential for navigating the property market.
Understanding economic fundamentals is key to making informed investment decisions.
 
Links and Resources:
 
Answer this week's trivia question here - https://www.propertytrivia.com.au/
·        Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law
·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.
 
Michael Yardney
 
Get the team at Metropole Wealth Advisory to create a Strategic Wealth plan for your needs. Click here and have a chat with us
 
 
Ken Raiss, Director of Metropole Wealth Advisory
 
 
Join Ken Raiss and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.
 
Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au 
 
Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

What if I told you that one of the most significant demographic shifts shaping our cities, our housing markets, and even our social lives over the next few decades… isn't migration, isn't birth rates, and isn't ageing?
 
It's something far more personal. In today's show, Simon Kuestenmacher and I are talking about a silent revolution - the rise of the single-person household.
 
More Australians than ever are living alone, and it's not just retirees or Gen Zs in tiny apartments.
 
From the newly single at 54 to the solo 29-year-old navigating life on their terms, this trend is redrawing the blueprint of modern life and reshaping the housing market in a way most people aren't even noticing.
 
Our conversation highlights how modern living is evolving, with more individuals choosing to live alone and the need for appropriate housing solutions to accommodate these changes.
 
Takeaways
 
The rise of single-person households is reshaping the housing market.
Younger generations are delaying traditional milestones like marriage and homeownership.
Older generations are increasingly living alone due to longer life expectancies.
Loneliness can have serious mental health implications for single individuals.
International students contribute to the demand for single-person housing.
The housing market needs to adapt to the growing number of single households.
Communal living options are emerging but face management challenges.
Demographic trends are crucial for understanding future housing demands.
Investors must consider these demographic shifts in their strategies.
The future of living arrangements will likely be more flexible and individualistic.
 
Links and Resources:
 
Answer this week's trivia question here - https://www.propertytrivia.com.au/
•         Win a hard copy of How to grow a multi-million dollar property portfolio in your space on.
•         Every entry receives a copy of a fully updated Michael Yardney Property Report.
 
Michael Yardney
 
 
Join Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.
 
Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us
 
 
Simon Kuestenmacher: Australia's leading demographer and partner in the Demographics Group
 
Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au 
 
 
Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

What if the biggest obstacle between you and the life you want isn't the market, the economy or your upbringing... but your programming?

What if your money habits, your emotional reactions and even your results as a property investor are simply the byproducts of a mindset you inherited rather than chose?
 
And what if you could rewrite that programming?
 
In today's show Tom Corley and I discuss how early life experiences shape our habits and beliefs, emphasizing the importance of self-awareness, gratitude, continuous learning, and building relationships.
 
We also share some practical steps for changing habits and achieving personal transformation.
 
Takeaways
 
You can change your life by changing your habits.
Awareness is the key to changing habits.
Gratitude is a powerful reprogramming tool.
Relationships are the true currency of the wealthy.
Success isn't an accident; it's a result of thoughts.
You have to be self-aware of your thinking.
The mindset of being self-reliant is crucial.
Daily reading is critical to growth.
Vision boards are powerful tools; they work.
When you change your habits, you change your life.
 
Links and Resources:
 
Answer this week's trivia question here - https://www.propertytrivia.com.au/
·         Win a hard copy of Rich Habits, Poor habits
·          Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.
 
Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au 
 
 
Join Michael Yardney plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.
 
Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us
 
 
 
Michael Yardney
 
 
Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Today Ken Raiss and I reflect on the evolution of property investment over the past two decades, discussing significant changes in demographics, market conditions, and more importantly, what hasn't changed.
 
Because if you understand that, you'll be far better positioned to thrive in the next property cycle.
 
Takeaways
 
Investing in property requires a long-term perspective.
Demographic shifts significantly influence property demand.
Supply constraints are a growing challenge in the housing market.
Technology is changing how we approach property investment.
Intergenerational wealth transfer is becoming more common.
Government regulations are impacting property investment strategies.
Strategic planning is essential for successful investing.
Understanding market cycles is crucial for investors.
The importance of location in property investment remains unchanged.
Investors need to adapt to changing market conditions.
 
Links and Resources:
 
Answer this week's trivia question here - https://www.propertytrivia.com.au/
·        Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law
·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.
 
Join Ken Raiss and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.
 
Michael Yardney
 
Get the team at Metropole to create a Strategic Wealth plan for your needs. Click here and have a chat with us
 
 
Ken Raiss, Director of Metropole Wealth Advisory
 
 
Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au 
 
 
Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Today, Simon Kuestenmacher and I examine the evolving landscape of home ownership in Australia.
 
 For generations, owning a home has been at the heart of the Australian dream. In 1966, nearly three-quarters of Australian households owned their home, either outright or with a mortgage.
 
Fast-forward to the 2021 Census, and that figure had slipped to just 63 per cent.
 
For younger Australians, the drop has been even steeper. And while renting is far more common today, the cost of entry into home ownership has never been higher.
 
So what's driving this change? Is it just the market doing what markets do, or have we set ourselves on a path where home ownership becomes an exclusive club?
 
Takeaways
 
Home ownership rates have significantly declined over the decades.
Demographic shifts, particularly among millennials, are impacting home ownership.
Economic factors, such as income growth lagging behind housing prices, are crucial.
The wealth gap between homeowners and renters is widening.
Political priorities are influenced by the home ownership status of voters.
Current policies may inadvertently push housing prices higher.
A balanced property market is essential for economic stability.
Gradual policy changes are preferred over drastic measures.
The future of home ownership in Australia is uncertain without intervention.
Community engagement is vital for shaping housing policies.
 
Links and Resources:
 
Answer this week's trivia question here - https://www.propertytrivia.com.au/
·        Win a hard copy of How to grow a multi-million dollar property portfolio in your space on.
·        Every entry receives a copy of a fully updated Michael Yardney Property Report.
 
Join Michael Yardney plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.
 
Michael Yardney
 
Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us
 
 
Simon Kuestenmacher: Australia's leading demographer and partner in the Demographics Group.
 
Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au 
 
Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.