Published: 2 February 2026
In this episode of the Melbourne Property Podcast, hosts Lindsay and Sky take listeners behind the scenes of a real Self-Managed Super Fund (SMSF) property purchase, stepping through the exact process they are currently following with their own super.
This episode kicks off a special SMSF Summer Series, where Sky and Lindsay walk through a live investment journey - from defining the strategy and constraints of buying property within an SMSF, through to narrowing down suburbs using a strict, data-driven methodology.
Rather than theory, this episode focuses on real-world decision making, showing how professional buyers’ agents balance capital growth, yield, risk, lending constraints, and long-term portfolio outcomes when purchasing property through superannuation.
While the case study focuses on a capital-city purchase with a circa $1.2M budget, the framework, filters, and data points discussed are broadly applicable to anyone considering property investment or looking to improve their suburb-selection process.
Sky and Lindsay explain why SMSF investing requires a different mindset to personal investing - including higher deposits, higher interest rates, stricter compliance, and a stronger emphasis on asset quality and downside protection - and how these factors shape every decision.
If you’re considering buying property through an SMSF, or want to understand how professional investors use data to shortlist high-quality suburbs with strong owner-occupier demand and restricted supply, this episode provides a rare, transparent look into the process.
Episode highlights include:
• Why investors use SMSFs to buy property - and the trade -offs involved
• The specific goals and constraints of a SMSF property strategy
• How higher LVR requirements and interest rates change investment decisions
• The suburb-level data filters used to reduce volatility and downside risk
• Key metrics including risk scores, vacancy rates, supply trends, and affordability
• Why owner-occupier demand is critical for long-term capital growth
• A breakdown of the top Melbourne and interstate suburbs shortlisted for purchase
• Why buying at the bottom of the growth cycle matters for SMSF investing
• Considerations around Airbnb and short-term accommodation within an SMSF
• What comes next in the SMSF Summer Series
Never miss an episode - hit SUBSCRIBE now.
🎧 New episodes drop weekly.
📺 Subscribe to our YouTube channel:
https://www.youtube.com/@MelbournePropertyPodcast
Subscribe to gain a data-driven perspective on property investing, SMSF strategies, suburb selection, and the metrics that matter most when building long-term wealth through property.
Want personalised help growing your wealth through property?
For tailored, data-driven property guidance, book a complimentary call with our Head of Investment, Sky Hammer, at:
👉 https://convergencebuyersagents.com.au/dc
🌐 Visit our website:
https://convergencebuyersagents.com.au
Have a topic you’d love us to cover?
DM us, leave a comment, or email your suggestions to:
📩
[email protected]Disclaimer
All discussions are general in nature and should not be considered financial advice. Please seek independent professional advice before making any financial decisions. All content on this podcast, website, and associated social media channels is the intellectual property of Convergence Buyer’s Agents and the Melbourne Property Podcast. Content may not be reused, republished, or redistributed without prior written consent.