Money and Investing with Andrew Baxter

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.

Are Australian banks in trouble? In this episode, Andrew and Mitch examine the growing pressure facing Australian banks as credit growth slows, mortgage applications fall and property prices begin to pull back.

The discussion looks at what a 2% decline in Australian property prices could mean for borrowers, investors and the wider banking system. They break down the risks around negative equity, higher debt servicing costs, loan arrears and potential repossessions, particularly for Australians who have borrowed heavily.

Andrew also discusses why falling loan applications could eventually put pressure on bank earnings and valuations. With property investors becoming more cautious and major players reducing their exposure to real estate, the episode asks what these signals could mean for Australian banks and the broader economy.

If you have a mortgage, own property or invest in Australian banks, this episode offers useful context on the risks worth watching as economic and property conditions change.

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The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 

The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.

The S&P 500 All-Time Highs are here, and while investors should be celebrating, there's a growing sense of unease running through the market. In this episode, Andrew and Mitch unpack exactly why the S&P 500 All-Time Highs are happening now, breaking down the eye-watering 50% year-on-year earnings growth driving this rally and asking whether it's sustainable or built on shaky foundations.

They dig into the $1.3 trillion capital expenditure commitment from the hyperscalers, comparing Google's smart AI strategy to the Kodak mistake, and explaining why Microsoft soared while Meta stumbled despite both riding the same AI wave. The boys also explore the shift from early cycle to mid cycle investing, where quality earnings are starting to matter more than growth at all costs.

Then it's onto the risks nobody wants to talk about: rising Treasury yields, a new Fed chair shaking up rate expectations, and geopolitical tension in the Middle East pushing oil prices higher.

If you've been wondering why the S&P 500 All-Time Highs feel more nerve-racking than exciting, this episode breaks down the real data behind the headlines so you can make sense of what's actually going on.

Whether you're a seasoned investor or just starting out, this episode delivers the clarity you need.

Hit subscribe, leave a review, and share this episode with someone who needs to hear it.

Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 

FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  

Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 

The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 

The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.

What if the Inflation Rate you hear in the headlines does not reflect the real increase in the cost of living? In this episode, Andrew breaks down The Big Australian Rip Off and examine why the official Inflation Rate may tell a very different story from what Australians are experiencing in their everyday lives.

From rising household costs to the pressure on purchasing power, this conversation looks at the real impact of inflation and why the numbers matter when you are making decisions about your money, investments and financial future.

Andrew discusses how inflation affects the value of your income and savings, why Australians can feel worse off even when the reported Inflation Rate is falling, and what these changing costs mean for investors and everyday households.

If you have noticed your money does not go as far as it used to, this episode provides useful context around the Inflation Rate and the real cost of living in Australia.

Listen now to understand the numbers behind Australia's inflation story and what they could mean for your finances.

Subscribe, leave a review, and share this episode with someone who needs to hear it.

Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 

FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  

Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 

The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 

The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.

In this episode, Andrew and Mitch break down Cashflow on Demand and how investors can generate regular income from their share portfolio in today’s market. With the cost of living rising, interest rates putting pressure on household budgets, and traditional capital growth strategies facing changing tax conditions, the discussion looks at why creating additional cash flow from investments matters.

You’ll learn how Cashflow on Demand can help turn assets you already hold into a source of regular income, with strategies that may generate cash flow weekly, fortnightly or monthly. Andrew and Mitch also explain the difference between relying on dividends and creating income through an active investment strategy.

The episode covers how selling options can generate upfront income, why getting paid first can provide greater certainty, and how volatility can create opportunities for investors. Risk management is also a major focus, including why protecting your capital and knowing when to cut a losing position can matter as much as generating returns.

If you want to understand how Cashflow on Demand works, how it can provide regular investment income, and why the strategy remains relevant in the current market, this episode is worth a listen.

Subscribe to the Money and Investing Show, leave a review, and share this episode with someone looking for ways to create more income from their investments.

Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 

FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  

Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 

The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 

The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.

Is your investment portfolio still on course, or has it quietly drifted off track? In this episode, Andrew and Mitch explain why a Mid-Year Portfolio Review is one of the most valuable habits for long term investors and why waiting until the end of the year could cost you opportunities.

Using the simple analogy of an aircraft making constant course corrections, they discuss how successful investors regularly review their portfolios, rebalance asset allocation, assess risk, and make informed decisions before small issues become bigger problems. This episode walks through the key areas to review, including portfolio performance, diversification, capital gains tax considerations, superannuation, cash positions, and how your investments align with your financial goals.

Rather than reacting emotionally to market movements, Andrew shares a practical framework for making measured adjustments that keep your investment strategy moving in the right direction. A Mid-Year Portfolio Review is not about chasing returns or predicting the market. It is about making thoughtful decisions based on where you are today and where you want to be by year's end.

If you've been putting off your Mid-Year Portfolio Review, this episode offers the insights and action steps to help you course correct with confidence.

Enjoyed this episode? Subscribe, leave us a review, and share it with someone who could benefit from a smarter approach to investing.

Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 

FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  

Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 

The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 

The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387