Money and Investing with Andrew Baxter

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.

Ever wondered what separates the truly wealthy from everyone else? In this week's episode, Andrew and Mitch pull back the curtain on the weird habits of self made millionaires... not the trust fund babies or the lucky few, but the everyday Australians who dug in hard and built real, lasting wealth from scratch.

From showering to classical music as a nightly wind-down ritual, to haggling over five dollars in a shopping centre only to reveal they already own half of it, the quirks are real, fascinating, and surprisingly instructive. Andrew shares personal anecdotes and stories from time spent with some of the world's most recognised names in business and finance, including insights on what truly drives self made millionaires beyond the money itself.

The big takeaway? It's never really about the scorecard. It's about the process: spending less than you earn, building long-term assets, and playing the wealth game with discipline rather than chasing short-term dopamine hits.

Whether you're just starting out or already on your way, this episode is packed with practical mindset shifts and real-world habits you can act on today. The weird habits of self made millionaires might just be the wake-up call your financial future needs.

If you found value in this episode, please subscribe, leave us a review, and share it with someone who's serious about building long-term wealth. We'll see you next week.

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FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  

Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 

The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 

The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.

Are you working hard but still feel like you're spinning your wheels financially? The problem might not be your effort. It could be your income streams. In this episode, Andrew and Mitch break down the 4 income streams every investor needs to win the money game: earned income, business income, investment income, and passive income.

Most Australians spend 40 years working and still retire with less than they need. Not because they didn't earn enough, but because nobody handed them a proper playbook. The hard truth is that most people are only operating with one, maybe one and a half income streams, leaving them dangerously exposed to inflation, wage stagnation, and financial stagnation.

Andrew explores what separates the wage earners from the wealth builders, how to identify which income streams suit your personality and goals, and why investment income and passive income are non-negotiables if you're serious about long term financial freedom. Whether you're an employee, a self-employed Maverick, or somewhere in between, this episode will challenge the way you think about money and give you a clear framework for building genuine, lasting wealth.

Because holding cash at the bank while inflation runs hot isn't a strategy. It's a slow leak.

If this episode opened your eyes to the power of multiple income streams, don't keep it to yourself. Subscribe, leave us a review, and share it with someone who needs to hear this.

Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 

FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  

Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 

The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 

The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.

What's really standing between you and consistent investment success? Spoiler: it's not your strategy, it's your mindset. In this episode, Andrew and Mitch dive deep into the psychology of stock market performance, unpacking the mental traps that quietly derail even the most promising investors.

From emotional discipline and cognitive biases to overconfidence and fear-driven decision-making, Andrew breaks down the major psychological pinch points that hold traders back, and more importantly, how to overcome them. You'll learn why consistency and belief in your process matter far more than chasing the next hot indicator, and why the shortest distance between success and failure is the few centimetres between your ears.

Andrew shares real client stories and hard-won lessons from his own career, including a standout example of a disciplined investor who banked over 33% returns simply by following a structured plan and keeping emotions out of the equation. The episode also explores how to match your investment strategy to your personal mindset and time horizon, and why mixing long-term and short-term thinking can be a costly mistake.

If you've ever let a bad morning bleed into a poor trading decision, or second-guessed a solid plan in the heat of the moment, this episode on the psychology of stock market success was made for you.

Don't miss out — subscribe, leave us a review, and share this episode with someone who needs to hear it!

Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 

FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  

Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 

The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 

The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.

In this episode, we break down the Biggest Money Mistakes people make in their 20s and 30s and how these early decisions can quietly cost you years of wealth. From delaying investing to overspending just to keep up appearances, these habits can set the tone for your long-term financial position.

One of the Biggest Money Mistakes is not starting early enough. Time plays a major role in building wealth, and even small, consistent investments can grow into significant amounts over decades. The longer you wait, the harder it becomes to catch up. We also unpack why focusing only on income, instead of building assets, can limit your financial progress.

This conversation highlights the difference between earning money and creating wealth. It also touches on behavioural patterns, including lifestyle spending and the pressure to stay relevant, which often leads to poor financial decisions.

If you are in your 20s or 30s, or even beyond, understanding these Biggest Money Mistakes can help you shift your approach and take control of your financial future.

Listen now and take the first step towards building long-term wealth. If you found value in this episode, subscribe, leave a review, and share it with someone who needs to hear it.

Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 

FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  

Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 

The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 

The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.

In this episode, we break down Interest Rates in 2026 and the growing divide between Australia and the United States. With inflation still pushing higher locally and policy decisions falling behind the curve, Australia faces a very different path compared to a US economy that may soon move towards rate cuts.

Andrew and Mitch unpack what is really driving Interest Rates in 2026, from government spending and private sector demand to energy costs and central bank timing. The conversation highlights how rising rates continue to place pressure on households, while also shaping opportunities across equities, bonds, and commodities.

You will also gain insight into how global factors like oil prices, tariffs, and currency movements are influencing inflation and market direction. More importantly, this episode focuses on how to think about positioning your portfolio as conditions shift, rather than reacting to headlines.

Interest Rates in 2026 are not just about policy changes. They reflect deeper structural issues and create clear winners and losers across the market.

If you want to stay ahead of what is driving markets right now and make informed decisions with confidence, this episode is for you.

Subscribe, leave a review, and share this episode with someone who needs a clearer view of where markets are heading.

Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 

FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  

Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 

The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 

The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387