“Using Bonuses and Paychecks to Pay Off Debt Without Feeling Broke | 486
Snag Our Simplified Budget System!In today’s episode of Financial Coaching for Women, we sit down with Ashley—newly married, newly budgeting, and ready to take control of her family’s finances. Just two months into their budgeting journey, Ashley and her husband are working hard to live on their salaries alone so they can put commission checks toward debt payoff and long-term goals. But with unexpected expenses, consolidated loans, and a busy family life, staying on track isn’t always easy.Together, we walk through her real numbers, real questions, and real challenges. If you're early in your budgeting journey—or trying to get back on track—you’ll feel right at home in this conversation.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!
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Why Credit Card Points Keep You Broke + When to Refinance Your Mortgage | 485
Snag Our Simplified Budget System!Today, we’re bringing you real stories and lessons straight from our private coaching sessions — because if our clients are dealing with it, chances are you are too. From credit card points to refinancing decisions, we’re breaking down what’s really happening behind the numbers so you can avoid the same mistakes, feel less alone, and walk away with some quick wins for your budget.You’ll hear about a client who thought credit card points were the key to “winning” with money (spoiler: they weren’t), how another family is tackling a 7% mortgage the smart way, and why simple awareness can transform everything about how you spend, save, and plan.This episode is full of aha moments, real talk, and encouragement for anyone ready to move from surviving to thriving. 💪Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!
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Debunking Debt Consolidation & Debt Relief Programs: Take Control of Your Debt Payoff Journey + Step-by-Step Plan for Creditors & Settlements UPDATED 2025 | 484
Get our DIY Debt Relief Workbook!If you’ve ever felt tempted to call one of those “we’ll fix your debt for you” companies — this episode is for you. Today, we’re pulling back the curtain on debt consolidation, settlement, and relief companies, and explaining how their promises can actually hurt your credit, delay progress, and drain your savings.Instead, we’ll show you how to DIY your own debt relief plan — without paying someone else to do what you can do (better!) yourself. You’ll learn how to organize your debt, negotiate with creditors, and build a system that puts you in control.This one’s packed with real talk, stories from our coaching clients, and encouragement for anyone ready to finally make progress on their debt — the smart way. 💪Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!
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Debt-Free College Starts Here: Scholarships, FAFSA Tips, and Helping Teens Find the Right Path — with Shellee Howard | 483
Snag Our Simplified Budget System!College Ready with Shellee Howard Y’all… this one is a must-listen if you’ve got high schoolers (or even middle schoolers 👀) under your roof. We sat down with college admissions expert Shellee Howard, and wow — she dropped SO many gems on how to help your kids go to college without taking on student loan debt. And yes, even if you’re not “low income.” There is strategy. There is money. And you’re probably missing it because you don’t know what you don’t know. Until now.🎙 Here’s what we cover inside this episode:The biggest misconceptions parents have about college admissions (you’ve probably thought at least one!)Why relying on your high school counselor to help with college planning could cost you big time 💸The three buckets of money (merit, independent scholarships & need-based aid) and how to tap into themWhat really makes a student stand out on applicationsWhy community service is the golden ticket — and how to help your kid find their unique lane 🎯The ROI mindset shift that’ll change how you and your kids pick a schoolGenius email tips (parents, your teen will miss deadlines… unless you do this ✅)💬 Real talk moments we loved:“If you’re letting your teen pick their college list based on football teams or campus colors...we gotta talk.”“You’re not just sending them to college — you’re making a six-figure decision. So let’s treat it like one.”“Merit aid = they want you. So your kid better know how to bring it.”👀 Favorite quote:“There is SO much money out there. It’s not about being poor. It’s about knowing where to find it — and how to position your child as an asset to the school.”📝 Free resources Shellee shared in this episode:College Ready Plan info: https://collegereadyplan.info (she’s got a hidden spot just for our listeners 😉)Empower Education World: A student-led nonprofit offering service hours + real impact https://empowereducationworld.orgConnect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!
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$65,000 Debt Paid Off in Under a Year: How Organized Bank Accounts Changed Everything | 482
Snag Our Simplified Budget System!Michelle is back! 🎉 In this episode, we’re catching up with our beloved office hours coach, Michelle, to celebrate client wins, lessons learned, and the powerful mindset shifts happening inside our Budget Besties community.From one client paying off $65,000 in less than a year to couples learning how to work as a team on their finances, this conversation is full of encouragement and practical takeaways. Michelle shares stories from her weekly office hours — where members bring their real budgets, ask real questions, and walk away with real results.Whether you’re struggling to get your spouse on board, trying to simplify your money system, or just need some hope that your effort is paying off — this episode is for you. 💪Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!
About Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST***
Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth?
You’re in the right place!
We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck.
We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.
Listen to Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans, Money Mentor Podcast and many other podcasts from around the world with the radio.net app
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