The ripple effects of unaffordable—or unavailable—insurance reaches beyond individual households and is distorting entire housing markets.
— In the U.S. and Australia, increasing natural disasters are putting pressure on governments and homeowners to find safe and affordable housing solutions.
—Data is providing key insights to help identify and prioritize mitigation measures for particularly vulnerable communities.
—Environmental pressures have altered natural disaster response over the past decade, and there are a few things the U.S. could learn from Australia's approach.
In this episode:
2:37 – How have recent natural disaster events in the U.S. and Australia shifted how we understand environmental risk?
5:47 – How has natural disaster response changed in the last 10 years, and what role does data play in disaster response?
9:53 – How is the property industry keeping up with the increasing severity of natural disasters?
14:31 – Where are the biggest opportunities to build smarter, safer communities?
17:45 – Erika Stanley goes over the numbers in property market in The Sip.
18:50 – Why is it becoming more difficult to insure high-risk homes?
20:56 – How can better data and insights help insurers mitigate risk rather than exit the market.
25:22 – What is one change that could effectively help insurers prepare for environmental risk?
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30:16
Home insurance shortfalls may turn cheap homes into costly futures
This episode of Beyond the Buildings host Maiclaire Bolton Smith and Cotality’s Assistant Vice President of Product Marketing Tom Larsen explore the escalating crisis in homeowners insurance, revealing why premiums are rising and what it means for homeowners and insurers nationwide.
Discover why some states are hit harder than others, how government insurance programs can remain sustainable, and what new innovations might offer hope for homeowners.
- Insurance costs are climbing non-coastal states like Oklahoma and Texas, pressuring the long-term affordability of homeownership.
- Billion-dollar natural disasters, shifting risk tolerance, and more expensive reinsurance is transforming how insurers are pricing — and providing — policies.
- Explore why this routine homeownership policy has become a barrier to homeownership.
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28:41
Can opening federal land fix the housing crisis?
Most federal land is west of the Rocky Mountains, but not all of it is primed for residential development. Explore how the right parcels of federal land could be a powerful lever in addressing America’s housing shortage.
- Untapped federal land seems like endless possibilities, but without infrastructure, development costs could negate efforts to create more affordability.
- The growing bipartisan interest in land-use reform has made federal land a potential solution. Cotality identified areas where development potential and need for housing intersect.
- Zoning and local politics will influence whether this solution is unlocked or blocked.
Learn more about what's happening in the housing market at cotality.com/insights.
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24:15
Property tax cuts could upend the Florida housing market
Florida’s proposal to eliminate property taxes sounds like a radical affordability solution — but what would it actually cost? In this episode, Maiclaire Bolton Smith and Chay Halbert unpack the financial, political, and social tradeoffs behind this bold move.
• Eliminating property taxes would gut funding for schools and public services, forcing states to consider more inconsistent funding alternatives like sales tax hikes.
• Florida’s affordability crisis is already pushing people out of major cities like Miami, and this proposal could deepen inequality.
• Replacing lost revenue isn’t as simple as it sounds — and may create more complex issues than it solves
Florida on the Brink: https://www.cotality.com/insights/articles/florida-on-the-brink
Meet Cotality: https://www.cotality.com
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20:12
Cotality is more than a name — It’s a vision
CoreLogic rebranded as Cotality, and the company’s CEO Patrick Dodd explains why now was the right time to make the change.
- The transition from CoreLogic to Cotality wasn’t just a rebrand, it was transformation with purpose.
- What happens when a legacy powerhouse hits refresh? Beyond better serving client needs and adapt to changing market dynamics, this rebrand better showcases what this company has become.
- Cotality is setting a new standard by pushing the boundaries of insight, collaboration, and impact to lead the property industry forward.
In this episode of Beyond the Buildings, Patrick Dodd sits down with host Maiclaire Bolton Smith to explain what drove the change, why now was the right time, and how this new identity honors the past while boldly stepping into the future. From the collaborative naming process to the careful crafting of the mission, vision, and values statements, he gives us an inside look at how Cotality came to be and where it’s heading next.
In this episode:
• 2:31 – Who is Cotality?
• 5:38 – Why was the CoreLogic brand changed now?
• 9:30 – What have been the reactions to the rebrand?
• 13:19 – How was the name “Cotality” selected and what does it mean?
• 20:37 – Where will the Cotality brand take the company?
• 24:31 – Erika Stanley looks at the numbers in the housing market in The Sip.
• 25:25 – Why is it important to be people-centric?
• 29:17 – Patrick Dodd explains when he will feel like Cotality has achieved its mission.
Get a new perspective on property. Host Maiclaire Bolton Smith, Vice President of Product Marketing at Cotality, goes in-depth with experts to understand how the property ecosystem is evolving, glean information on how to solve housing's greatest challenges, and see what's going to happen next.
Australia