Property Insights with Mark Bouris

In this episode of Property Insights, Mark Bouris sits down with economist and finance commentator Peter Switzer to discuss the future of Australian property investment, the outlook for interest rates, and the economic changes that could reshape how Australians build wealth.

With bond yields signalling the possibility of higher interest rates for longer, Mark and Peter explore what this could mean for mortgage holders, property buyers, investors and small businesses. They also unpack how the global AI boom is increasing demand for capital, why productivity growth matters, and whether businesses can achieve enough efficiency gains to offset the cost of borrowing.

The conversation turns to the changing Australian property market, including proposed changes to negative gearing and the capital gains tax discount, the appeal of investment properties versus shares and ETFs, and what reduced investor demand could mean for housing supply and property developers.

In this episode, Mark Bouris and Peter Switzer discuss:
- Interest rates and bond yields: Why global bond markets are signalling higher borrowing costs for longer.
- The RBA’s next move: Could another interest rate rise be on the horizon?
- AI and the economy: How artificial intelligence, data centres and demand for capital could reshape productivity and business investment.
- Australian property investment: Whether changes to negative gearing and capital gains tax could alter the traditional property investment strategy.
- Property versus shares and ETFs: The costs, risks, potential returns and diversification considerations investors should understand.
- Housing supply and property developers: How changes in investor demand could affect new developments and the availability of housing.
- The future of Australian business: Why innovation, productivity and economic reform may become increasingly important.

This discussion is for general information and education only and does not constitute financial or investment advice.

*Note: this podcast was filmed in September 2026, before the RBA's October cash rate decision.

Chapters

00:00 Welcome to Property Insights: Peter Switzer joins Mark Bouris
00:39 Bond yields and the outlook for interest rates
01:28 Is the RBA close to raising rates again?
02:14 Could AI drive growth while interest rates stay high?
03:47 Why global demand for capital matters
04:10 AI investment, capital costs and business productivity
05:34 Government spending and competition for capital
06:42 Australia’s productivity challenge
07:16 Can businesses use AI to reduce costs?
08:18 The risk of investing in AI while rates stay high
10:47 Are we entering a structural economic shift?
11:39 The opportunities and threats AI poses to businesses
13:39 What should small businesses and investors do?
15:19 How tax changes could reshape property investment
16:34 The real costs of owning an investment property
18:21 Property versus shares and ETFs
20:56 Is Australia’s investment landscape changing?
21:06 Are investors reconsidering property?
22:06 What makes an investment property worthwhile?
23:23 Could tax changes create a structural shift in property?
24:20 Will Australians favour their own homes over investment properties?
25:04 What happens to housing supply if investor demand falls?
26:07 Could investment incentives encourage business growth?
28:36 Does Australia need a new approach to economic reform?
30:26 Why global capital costs matter to Australia
32:29 Should investors consider alternative asset classes?
32:41 Property investment, diversification and tax changes
33:16 What falling property transactions could mean for state budgets
34:38 Household spending and the GST debate
37:00 Final thoughts on politics, business and economic reform

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Catch up on more episodes in the Property Insights podcast: https://yhomeloans.com.au/property-insights/
Chat with a YBR Broker: https://ybr.com.au/refinance-flagship-campaign-rates/
Get in touch with Yellow Brick Road: https://ybr.com.au/enquiry/

Yellow Brick Road was founded by Mark Bouris to help Australians on the road to their hopes and dreams. We offer competitive rates, an all-encompassing portfolio of mortgage broking services and a network of trusted home loan experts all over Australia. For more information, visit www.ybr.com.au or call 1800 927 927.
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In this episode of Property Insights, Mark Bouris sits down with economist Stephen Koukoulas to unpack what’s really happening across the Australian economy and what it could mean for interest rates, inflation, households, businesses and the property market.

With the RBA facing a difficult decision when they meet on September 29, the big question is whether Australia could be heading towards another rate hike.

Mark and Stephen break down the latest economic signals, including inflation, interest rates, bond yields, global markets and the uneven state of the Australian economy. They also debate whether the RBA could move sooner rather than later, and what upcoming inflation data could mean for its next decision.

In this video:

Is another RBA rate hike coming?
Why interest rates may remain higher for longer
What inflation is telling us about the economy
September vs November: when could the RBA move?
What bond yields are signalling
How global interest rates could impact Australia
The pressure higher rates are putting on households and businesses
Why the economic downturn is so uneven
What the next inflation numbers could mean
Why the RBA faces a difficult balancing act
The bigger economic issues Australia needs to confront

Chapters

00:00 — September Monthly Economic Update
02:15 — What’s happening in the Australian economy?
06:40 — The inflation picture
11:25 — What the RBA is watching
16:10 — Are interest rates restrictive enough?
21:05 — The warning from bond yields
26:30 — Could rates stay higher for longer?
31:45 — Global markets and interest rates
36:20 — The impact on households and businesses
41:10 — Why the downturn is so uneven
45:35 — Could the RBA hike again?
48:10 — The case for another rate hike
50:10 — Why Stephen thinks the RBA may wait
52:00 — The inflation problem
53:20 — Why the economy can change quickly
54:30 — The bigger economic picture

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Catch up on more episodes in the Property Insights podcast: https://yhomeloans.com.au/property-insights/
Chat with a YBR Broker: https://ybr.com.au/refinance-flagship-campaign-rates/
Get in touch with Yellow Brick Road: https://ybr.com.au/enquiry/
See omnystudio.com/listener for privacy information.

Is Australia's property market entering a new era? In this episode of Property Insights, Mark Bouris sits down with Tim Graham, Managing Director of Hotspotting, to unpack what Capital Gains Tax changes, rising holding costs and government policy mean for investors, first home buyers and the broader property market.

Tim describes the current environment as a “perfect storm", with policy uncertainty affecting investor confidence and a falling market keeping many first home buyers on the sidelines. He believes the downturn could continue for 12–18 months, with investors likely to hold onto existing properties for longer.

The conversation also looks at the unintended consequences of housing policy, rising costs for landlords, rental legislation and the changing economics of property investment.

But where are the opportunities? Tim explains why buying something “cheap” doesn't necessarily make it a good investment, what he looks for when identifying markets with future growth potential, and why affordability, rental yields, infrastructure and scarcity matter more than simply chasing last year's winners.

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Catch up on more episodes in the Property Insights podcast: https://yhomeloans.com.au/property-insights/
Chat with a YBR Broker: https://ybr.com.au/refinance-flagship-campaign-rates/
Get in touch with Yellow Brick Road: https://ybr.com.au/enquiry/

Yellow Brick Road was founded by Mark Bouris to help Australians on the road to their hopes and dreams. We offer competitive rates, an all-encompassing portfolio of mortgage broking services and a network of trusted home loan experts all over Australia. For more information, visit www.ybr.com.au or call 1800 927 927.
#markbouris #yellowbrickroad #homeloans
See omnystudio.com/listener for privacy information.

The Eastern Suburbs property market has been one of the toughest parts of Sydney in recent months...but has the market finally bottomed?
In this episode of Property Insights, Mark Bouris sits down with Ray White Phillips & Co. real estate agent Alexander Phillips, who has spent more than a decade at the top of the Australian property market, to get his read on what is actually happening on the ground. The discussion focuses on falling prices, buyer and seller sentiment, why 80% of properties bought in recent years are reportedly selling for less, and why Alexander believes the market has now stabilised. We also get into where property prices could go over the next few years, whether you should buy off the plan, what investors should be cautious about, why established properties can be a better investment, and what wealthy Eastern Suburbs homeowners are doing differently. If you're thinking about buying, selling or investing in Sydney property, this is a conversation you don't want to miss.
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Nerida Conisbee, Chief Economist at Ray White, joins Mark Bouris on Property Insights to unpack what is really happening in the Australian property market, and where prices could be heading next.
With interest rates rising, consumer sentiment falling, investors pulling back and the latest Federal Budget creating more uncertainty, the property market is at an important turning point.
Nerida shares Ray White's latest data on buyer activity, explains why open home numbers have fallen sharply, and reveals why she believes national property prices are unlikely to fall more than 5% from peak to trough.
The conversation goes deeper into what actually determines property values, the role banks and borrowing capacity play in setting prices, and why construction costs could ultimately put a floor under the market.
Nerida also explains why population growth and jobs remain critical drivers of regional property markets, what has transformed places like the Gold Coast and Geraldton, and how infrastructure such as train stations, public transport, retail precincts and proximity to water can influence long-term property values. She also gives her view on Melbourne, houses versus apartments, interest rates, unemployment, rental supply and the potential impact of fewer investors entering the market.
If you're a homeowner, investor, first home buyer or simply trying to understand where the Australian property market is heading, this episode is packed with insights into what the data is actually telling us.
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